4.5+ Stars · Rochester
Highly Rated Mortgage Brokers in Rochester, MN
Only the best make this list. These mortgage brokers in Rochester have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Rochester, MN by verified customer ratings and review volume. The highest-rated is PrimeSource Funding (Rochester, MN) with a 5.0-star rating from 1,310 verified reviews. Also in the top tier: PrimeSource Funding and The Heichel Team powered by Fairway HomeMortgage. The average rating across all listed mortgage brokers in Rochester is 4.9 stars from 200 reviews per business on average.
Mortgage brokers in Rochester: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
200
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
PrimeSource Funding (Rochester, MN)
2876 Superior Dr NW #102, Rochester, MN 55901, USA
PrimeSource Funding
1751 N Victory Dr STE 500, Mankato, MN 56001, USA
The Heichel Team powered by Fairway HomeMortgage
1403 15th Ave NW A, Austin, MN 55912, USA
Mortgage Brokers Rankings in Rochester, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | PrimeSource Funding (Rochester, MN)2876 Superior Dr NW #102, Rochester, MN 55901, USA | 5.0★ | 1,310 |
| #2 | PrimeSource Funding1751 N Victory Dr STE 500, Mankato, MN 56001, USA | 5.0★ | 1,323 |
| #3 | The Heichel Team powered by Fairway HomeMortgage1403 15th Ave NW A, Austin, MN 55912, USA | 5.0★ | 274 |
| #4 | PrimeLending, A PlainsCapital Company - Rochester2514 Superior Dr NW Suite B, Rochester, MN 55901, USA | 4.9★ | 127 |
| #5 | Zach Snell at Rate (NMLS #1544486)2768 Superior Dr NW # C, Rochester, MN 55901, USA | 5.0★ | 12 |
| #6 | Results Home Mortgage4123 26th St NW, Rochester, MN 55901, USA | 4.9★ | 122 |
| #7 | Bell Bank Mortgage, Jason Griggs2689 Commerce Dr NW, Rochester, MN 55901, USA | 5.0★ | 36 |
| #8 | Bell Bank Mortgage, Stacy Jahraus2689 Commerce Dr NW, Rochester, MN 55901, USA | 5.0★ | 37 |
| #9 | PrimeLending, A PlainsCapital Company: Doug Gillard2514 Superior Dr NW Suite B, Rochester, MN 55901, USA | 5.0★ | 2 |
| #10 | Wayd Wangen at Rate (NMLS #370509)2768 Superior Dr NW # C, Rochester, MN 55901, USA | 5.0★ | 13 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Rochester
PrimeLending, A PlainsCapital Company - Rochester
2514 Superior Dr NW Suite B, Rochester, MN 55901, USA
Zach Snell at Rate (NMLS #1544486)
2768 Superior Dr NW # C, Rochester, MN 55901, USA
Results Home Mortgage
4123 26th St NW, Rochester, MN 55901, USA
Bell Bank Mortgage, Jason Griggs
2689 Commerce Dr NW, Rochester, MN 55901, USA
Bell Bank Mortgage, Stacy Jahraus
2689 Commerce Dr NW, Rochester, MN 55901, USA
PrimeLending, A PlainsCapital Company: Doug Gillard
2514 Superior Dr NW Suite B, Rochester, MN 55901, USA
Wayd Wangen at Rate (NMLS #370509)
2768 Superior Dr NW # C, Rochester, MN 55901, USA
Bell Bank Mortgage, Heather Fuelberth
2689 Commerce Dr NW, Rochester, MN 55901, USA
Edge Home Finance-Eric Habberstad
1836 3rd Ave SE, Rochester, MN 55904, USA
Bell Bank Mortgage, Mike Danielson
2689 Commerce Dr NW, Rochester, MN 55901, USA
Wintrust Mortgage
3552 West River Pkwy NW, Rochester, MN 55901, USA
loanDepot
2765 Commerce Dr NW Suite 100, Rochester, MN 55901, USA
Steve Ruffalo at Rate (NMLS #533105)
2768 Superior Dr NW # C, Rochester, MN 55901, USA
Ryan Manley - Sonder Mortgage Group
905 N Broadway Ave, Rochester, MN 55901, USA
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Frequently Asked Questions — Mortgage Brokers in Rochester
What does a mortgage broker do differently than going directly to a bank in Rochester?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Rochester?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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