Top Picks · Rockville
Best Mortgage Brokers in Rockville, MD
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 16 mortgage brokers in Rockville, MD by verified customer ratings and review volume. The highest-rated is Homespire Mortgage with a 4.8-star rating from 832 verified reviews. Also in the top tier: Apex Home Loans, Inc. and Capital Bank Home Loans. The average rating across all listed mortgage brokers in Rockville is 5 stars from 239 reviews per business on average.
Mortgage brokers in Rockville: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
239
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Homespire Mortgage
540 Gaither Rd Suite 400, Rockville, MD 20850, USA
Apex Home Loans, Inc.
2400 Research Blvd, Rockville, MD 20850, USA
Capital Bank Home Loans
2275 Research Blvd #600, Rockville, MD 20850, USA
Mortgage Brokers Rankings in Rockville, MD
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Homespire Mortgage540 Gaither Rd Suite 400, Rockville, MD 20850, USA | 4.8★ | 832 |
| #2 | Apex Home Loans, Inc.2400 Research Blvd, Rockville, MD 20850, USA | 4.9★ | 540 |
| #3 | Capital Bank Home Loans2275 Research Blvd #600, Rockville, MD 20850, USA | 4.9★ | 429 |
| #4 | CrossCountry Mortgage - Rockville7361 Calhoun Pl # 400, Rockville, MD 20855, USA | 5.0★ | 273 |
| #5 | The Mortgage Link3 Research Pl #100, Rockville, MD 20850, USA | 4.9★ | 376 |
| #6 | District Home Loans, LLC17 W Jefferson St Ste 201, Rockville, MD 20850, USA | 5.0★ | 56 |
| #7 | Jeffrey Stempler at First Heritage Mortgage2600 Tower Oaks Blvd Suite 100, Rockville, MD 20852, USA | 5.0★ | 181 |
| #8 | Arthur Ohr with FitzGerald Financial Group600 Jefferson Plaza Suite 400, Rockville, MD 20852, USA | 5.0★ | 165 |
| #9 | Katty Inga Mortgage Team with First Heritage Mortgage2600 Tower Oaks Blvd Suite 100, Rockville, MD 20852, USA | 5.0★ | 143 |
| #10 | Boris Cherner Mortgage Lender4601 Creek Shore Dr, Rockville, MD 20852, USA | 5.0★ | 89 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Rockville
CrossCountry Mortgage - Rockville
7361 Calhoun Pl # 400, Rockville, MD 20855, USA
The Mortgage Link
3 Research Pl #100, Rockville, MD 20850, USA
District Home Loans, LLC
17 W Jefferson St Ste 201, Rockville, MD 20850, USA
Jeffrey Stempler at First Heritage Mortgage
2600 Tower Oaks Blvd Suite 100, Rockville, MD 20852, USA
Arthur Ohr with FitzGerald Financial Group
600 Jefferson Plaza Suite 400, Rockville, MD 20852, USA
Katty Inga Mortgage Team with First Heritage Mortgage
2600 Tower Oaks Blvd Suite 100, Rockville, MD 20852, USA
Boris Cherner Mortgage Lender
4601 Creek Shore Dr, Rockville, MD 20852, USA
Envoy Mortgage - Rockville, MD
9711 Washington Blvd Suite 563, Darnestown, MD 20878, USA
First Heritage Mortgage, LLC - Rockville
2600 Tower Oaks Blvd Suite 100, Rockville, MD 20852, USA
Ramez Fahmy at First Heritage Mortgage
2600 Tower Oaks Blvd Suite 100, Rockville, MD 20852, USA
Elite Mortgage LLC (Nmls#1907548)
839 Quince Orchard Blvd Ste K, Gaithersburg, MD 20878, USA
Washington Home Mortgage
6720A Rockledge Dr Suite 260, Bethesda, MD 20817, USA
First Heritage Mortgage - Novotny Lending Team
2600 Tower Oaks Blvd Suite 100, Rockville, MD 20852, USA
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Frequently Asked Questions — Mortgage Brokers in Rockville
What does a mortgage broker do differently than going directly to a bank in Rockville?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Rockville?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MD?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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