10+ Years · Rockville
Experienced Mortgage Brokers in Rockville, MD
Experience matters. These mortgage brokers in Rockville have years of proven work behind them — and the reviews to back it up.
As of July 2026, RatingsNearMe ranks 16 mortgage brokers in Rockville, MD by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Homespire Mortgage with a 4.8-star rating from 832 Google reviews and an RNM Score of 85/100. Also in the top tier: Apex Home Loans, Inc. and Capital Bank Home Loans. The average rating across all listed mortgage brokers in Rockville is 5 stars from 239 reviews per business on average.
Mortgage brokers in Rockville: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
The Mortgage Link
It is consistently recognized as a top-ranked mortgage broker in Rockville, offering personalized service and strong local expertise.
Most Reviewed
First Heritage Mortgage - Novotny Lending Team
A high volume of reviews signals a broad base of client experience and helps highlight the broker’s reliability and service quality.
Compare loan options and ask about fees upfront, as brokers differ in the lenders they work with. Reading recent reviews specific to Rockville can help you gauge local customer service and closing times.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
239
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Rockville mortgage broker with 4.8 stars from over 800 reviews.
540 Gaither Rd Suite 400, Rockville, MD 20850, USARockville mortgage broker with a 4.9-star rating from over 540 Google reviews.
2400 Research Blvd, Rockville, MD 20850, USARockville mortgage broker with a 4.9-star rating from over 400 Google reviews.
2275 Research Blvd #600, Rockville, MD 20850, USAMortgage Brokers Rankings in Rockville, MD
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Homespire Mortgage540 Gaither Rd Suite 400, Rockville, MD 20850, USA | 4.8★ | 832 |
| #2 | Apex Home Loans, Inc.2400 Research Blvd, Rockville, MD 20850, USA | 4.9★ | 540 |
| #3 | Capital Bank Home Loans2275 Research Blvd #600, Rockville, MD 20850, USA | 4.9★ | 429 |
| #4 | CrossCountry Mortgage - Rockville7361 Calhoun Pl # 400, Rockville, MD 20855, USA | 5.0★ | 273 |
| #5 | Elite Mortgage LLC (Nmls#1907548)839 Quince Orchard Blvd Ste K, Gaithersburg, MD 20878, USA | 4.9★ | 51 |
| #6 | First Heritage Mortgage, LLC - Rockville2600 Tower Oaks Blvd Suite 100, Rockville, MD 20852, USA | 5.0★ | 45 |
| #7 | Boris Cherner Mortgage Lender4601 Creek Shore Dr, Rockville, MD 20852, USA | 5.0★ | 89 |
| #8 | Jeffrey Stempler at First Heritage Mortgage2600 Tower Oaks Blvd Suite 100, Rockville, MD 20852, USA | 5.0★ | 181 |
| #9 | Arthur Ohr with FitzGerald Financial Group600 Jefferson Plaza Suite 400, Rockville, MD 20852, USA | 5.0★ | 165 |
| #10 | Katty Inga Mortgage Team with First Heritage Mortgage2600 Tower Oaks Blvd Suite 100, Rockville, MD 20852, USA | 5.0★ | 143 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Rockville
Rockville mortgage broker with a perfect 5.0 rating from 273 reviews.
7361 Calhoun Pl # 400, Rockville, MD 20855, USA
Rockville mortgage broker with a 4.9-star rating from 51 reviews.
839 Quince Orchard Blvd Ste K, Gaithersburg, MD 20878, USA
Rockville mortgage broker with a perfect 5.0-star rating from 45 reviews.
2600 Tower Oaks Blvd Suite 100, Rockville, MD 20852, USA
Rockville mortgage broker with a perfect 5.0-star rating from 89 reviews.
4601 Creek Shore Dr, Rockville, MD 20852, USA
Rockville mortgage broker with a 5.0-star rating from over 180 reviews.
2600 Tower Oaks Blvd Suite 100, Rockville, MD 20852, USA
5.0 stars from 165 Google reviews, reflecting exceptional local service.
600 Jefferson Plaza Suite 400, Rockville, MD 20852, USA
Rockville's top-rated mortgage broker with a perfect 5.0 stars from 143 reviews.
2600 Tower Oaks Blvd Suite 100, Rockville, MD 20852, USA
Rockville mortgage broker with a 4.9-star rating from 119 Google reviews.
9711 Washington Blvd Suite 563, Darnestown, MD 20878, USA
Rockville mortgage broker with a perfect 5.0-star rating from over 100 Google reviews.
2600 Tower Oaks Blvd Suite 100, Rockville, MD 20852, USA
Rockville mortgage broker with a flawless 5.0-star rating from 56 Google reviews.
17 W Jefferson St Ste 201, Rockville, MD 20850, USA
Rockville mortgage broker with a 4.9-star rating from 376 Google reviews.
3 Research Pl #100, Rockville, MD 20850, USA
Rockville mortgage broker with a 4.9-star rating from 115 Google reviews.
6720A Rockledge Dr Suite 260, Bethesda, MD 20817, USA
Top-rated mortgage broker in Rockville with 5.0 stars from over 315 reviews.
2600 Tower Oaks Blvd Suite 100, Rockville, MD 20852, USA
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Mortgage Brokers in Rockville, MD — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Homespire Mortgage | 85/100 | 4.8 ★ | 832 |
| 2 | Apex Home Loans, Inc. | 87/100 | 4.9 ★ | 540 |
| 3 | Capital Bank Home Loans | 87/100 | 4.9 ★ | 429 |
| 4 | CrossCountry Mortgage - Rockville | 88/100 | 5.0 ★ | 273 |
| 5 | Elite Mortgage LLC (Nmls#1907548) | 78/100 | 4.9 ★ | 51 |
| 6 | First Heritage Mortgage, LLC - Rockville | 79/100 | 5.0 ★ | 45 |
| 7 | Boris Cherner Mortgage Lender | 83/100 | 5.0 ★ | 89 |
| 8 | Jeffrey Stempler at First Heritage Mortgage | 87/100 | 5.0 ★ | 181 |
| 9 | Arthur Ohr with FitzGerald Financial Group | 86/100 | 5.0 ★ | 165 |
| 10 | Katty Inga Mortgage Team with First Heritage Mortgage | 85/100 | 5.0 ★ | 143 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Rockville
What does a mortgage broker do differently than going directly to a bank in Rockville?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Rockville?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MD?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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