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4.5+ Stars · Sachse
Highly Rated Mortgage Brokers in Sachse, TX
Only the best make this list. These mortgage brokers in Sachse have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Sachse, TX by verified customer ratings and review volume. The highest-rated is The Modern Lending Group with a 5.0-star rating from 27 verified reviews. Also in the top tier: Fairway Independent Mortgage Corporation and Mortgage, Bank of America. The average rating across all listed mortgage brokers in Sachse is 4.6 stars from 132 reviews per business on average.
Mortgage brokers in Sachse: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.6★
Avg rating
132
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
The Modern Lending Group
7214 S State Hwy 78 #10, Sachse, TX 75048, USA
Fairway Independent Mortgage Corporation
375 Cedar Sage Dr #250, Garland, TX 75040, USA
Mortgage, Bank of America
1301 FM 544, Wylie, TX 75098, USA
Mortgage Brokers Rankings in Sachse, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | The Modern Lending Group7214 S State Hwy 78 #10, Sachse, TX 75048, USA | 5.0★ | 27 |
| #2 | Fairway Independent Mortgage Corporation375 Cedar Sage Dr #250, Garland, TX 75040, USA | 5.0★ | 281 |
| #3 | Mortgage, Bank of America1301 FM 544, Wylie, TX 75098, USA | 1.0★ | 1 |
| #4 | Jamie Saylor201 Calloway St, Wylie, TX 75098, USA | 5.0★ | 25 |
| #5 | Jeremiah Vensel | Mortgage Group201 Calloway St Unit A, Wylie, TX 75098, USA | 5.0★ | 37 |
| #6 | Bobbie Searson, Mortgage Broker NMLS #2341809320 Crockett Dr, Rowlett, TX 75089, USA | 5.0★ | 1 |
| #7 | W R Starkey Mortgage201 N Ballard Ave, Wylie, TX 75098, USA | — | — |
| #8 | Tabernacle Financial Group, Inc5001 Rowlett Rd #101, Rowlett, TX 75088, USA | 5.0★ | 2 |
| #9 | Vstar Lending LLC3112 N Jupiter Rd #213A, Garland, TX 75044, USA | 4.9★ | 41 |
| #10 | DHI Mortgage4312 Miller Rd, Rowlett, TX 75088, USA | 3.2★ | 38 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Sachse
Jamie Saylor
201 Calloway St, Wylie, TX 75098, USA
Jeremiah Vensel | Mortgage Group
201 Calloway St Unit A, Wylie, TX 75098, USA
Bobbie Searson, Mortgage Broker NMLS #234180
9320 Crockett Dr, Rowlett, TX 75089, USA
W R Starkey Mortgage
201 N Ballard Ave, Wylie, TX 75098, USA
Tabernacle Financial Group, Inc
5001 Rowlett Rd #101, Rowlett, TX 75088, USA
Vstar Lending LLC
3112 N Jupiter Rd #213A, Garland, TX 75044, USA
DHI Mortgage
4312 Miller Rd, Rowlett, TX 75088, USA
Loan Java
601 N Plano Rd, Richardson, TX 75081, USA
Lightning Lending
3544 W Walnut St, Garland, TX 75042, USA
Lock It Mortgage
3901 W Walnut St, Garland, TX 75042, USA
Starlink Mortgage LLC
2011 N Collins Blvd #605, Richardson, TX 75080, USA
Elevate Home Mortgage
101 E Park Blvd Suite 600, Plano, TX 75074, USA
Mercantile Mortgage Corporation
1401 N Central Expy # 100B, Richardson, TX 75080, USA
Dennis P Hudson "The Mortgage Gentleman"
2931 Ridge Rd W ste 101 1093, Rockwall, TX 75032, USA
August REI
3960 Broadway Blvd #107, Garland, TX 75043, USA
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Frequently Asked Questions — Mortgage Brokers in Sachse
What does a mortgage broker do differently than going directly to a bank in Sachse?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Sachse?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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