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Verified · Sachse

Trusted Mortgage Brokers in Sachse, TX

Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Sachse have earned it through hundreds of verified reviews.

As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Sachse, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is The Modern Lending Group with a 5.0-star rating from 27 Google reviews and an RNM Score of 76/100. Also in the top tier: Fairway Independent Mortgage Corporation and Mortgage, Bank of America. The average rating across all listed mortgage brokers in Sachse is 4.6 stars from 132 reviews per business on average.

Mortgage brokers in Sachse: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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Local Market Snapshot

20

Businesses listed

4.6★

Avg rating

132

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

5.0(27 reviews)

Earns a perfect 5.0-star rating from 27 reviews in Garland.

7214 S State Hwy 78 #10, Sachse, TX 75048, USA
5.0(281 reviews)

Trusted by over 280 clients with a perfect 5.0-star rating in Garland.

375 Cedar Sage Dr #250, Garland, TX 75040, USA
1.0(1 reviews)

Holds a 1.0-star rating based on one Google review.

1301 FM 544, Wylie, TX 75098, USA

Mortgage Brokers Rankings in Sachse, TX

#BusinessRatingReviews
#1The Modern Lending Group7214 S State Hwy 78 #10, Sachse, TX 75048, USA5.027
#2Fairway Independent Mortgage Corporation375 Cedar Sage Dr #250, Garland, TX 75040, USA5.0281
#3Mortgage, Bank of America1301 FM 544, Wylie, TX 75098, USA1.01
#4Jamie Saylor201 Calloway St, Wylie, TX 75098, USA5.025
#5Jeremiah Vensel | Mortgage Group201 Calloway St Unit A, Wylie, TX 75098, USA5.037
#6Bobbie Searson, Mortgage Broker NMLS #2341809320 Crockett Dr, Rowlett, TX 75089, USA5.01
#7W R Starkey Mortgage201 N Ballard Ave, Wylie, TX 75098, USA
#8Tabernacle Financial Group, Inc5001 Rowlett Rd #101, Rowlett, TX 75088, USA5.02
#9Vstar Lending LLC3112 N Jupiter Rd #213A, Garland, TX 75044, USA4.941
#10DHI Mortgage4312 Miller Rd, Rowlett, TX 75088, USA3.238

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Sachse

4
5.0· 25 reviews

Wylie mortgage broker with a perfect 5.0-star rating from 25 Google reviews.

201 Calloway St, Wylie, TX 75098, USA

5
5.0· 37 reviews

Rated 5.0 stars from 37 Google reviews, this Wylie mortgage broker is highly trusted.

201 Calloway St Unit A, Wylie, TX 75098, USA

6
5.0· 1 reviews

5.0 stars from early reviews highlight exceptional local mortgage service in Rowlett.

9320 Crockett Dr, Rowlett, TX 75089, USA

7
· 0 reviews

New to Google, this Wylie mortgage broker has no customer reviews yet.

201 N Ballard Ave, Wylie, TX 75098, USA

8
5.0· 2 reviews

Exceptional 5.0-star rating from a handful of Google reviews in Rowlett.

5001 Rowlett Rd #101, Rowlett, TX 75088, USA

9
4.9· 41 reviews

4.9 stars from 41 reviews, reflecting exceptional client satisfaction in Garland.

3112 N Jupiter Rd #213A, Garland, TX 75044, USA

10
3.2· 38 reviews

38 Google reviews give this Rowlett mortgage broker a 3.2-star rating.

4312 Miller Rd, Rowlett, TX 75088, USA

11
5.0· 184 reviews

Trusted by hundreds of local clients, this broker holds a flawless 5.0-star rating.

601 N Plano Rd, Richardson, TX 75081, USA

12
· 0 reviews

Local mortgage broker in Garland, TX with no customer reviews yet.

3544 W Walnut St, Garland, TX 75042, USA

13
4.9· 93 reviews

Rated 4.9 stars from 93 Google reviews, consistently earning exceptional client feedback.

1900 Jay Ell Dr, Richardson, TX 75081, USA

14
5.0· 745 reviews

5.0-star rating from over 745 Google reviews in Garland, Texas.

3901 W Walnut St, Garland, TX 75042, USA

15
5.0· 61 reviews

5.0-star rating from 61 Google reviews for a Garland mortgage broker.

4306 Curlew Ln, Garland, TX 75043, USA

16
4.9· 99 reviews

Earned a 4.9-star rating from nearly 100 local customer reviews.

2011 N Collins Blvd #605, Richardson, TX 75080, USA

17
5.0· 100 reviews

Trusted by hundreds of clients with a perfect 5.0-star rating in Plano.

101 E Park Blvd Suite 600, Plano, TX 75074, USA

18
5.0· 50 reviews

Over 50 Google reviews with a perfect 5.0-star rating from local clients.

1401 N Central Expy # 100B, Richardson, TX 75080, USA

19
5.0· 15 reviews

Rockwall mortgage broker with a perfect 5.0 rating from 15 Google reviews.

2931 Ridge Rd W ste 101 1093, Rockwall, TX 75032, USA

20
4.5· 570 reviews

Trusted by hundreds of local clients, earning a strong 4.5-star rating from 570 reviews.

3960 Broadway Blvd #107, Garland, TX 75043, USA

Data from Google Business listings
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Mortgage Brokers in Sachse, TX — Compared

#BusinessRNM ScoreRatingReviews
1The Modern Lending Group76/1005.0 ★27
2Fairway Independent Mortgage Corporation100/1005.0 ★281
3Mortgage, Bank of America14/1001.0 ★1
4Jamie Saylor76/1005.0 ★25
5Jeremiah Vensel | Mortgage Group78/1005.0 ★37
6Bobbie Searson, Mortgage Broker NMLS #23418062/1005.0 ★1
7W R Starkey Mortgage3/1000
8Tabernacle Financial Group, Inc64/1005.0 ★2
9Vstar Lending LLC89/1004.9 ★41
10DHI Mortgage48/1003.2 ★38

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Sachse

What does a mortgage broker do differently than going directly to a bank in Sachse?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Sachse?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Sachse, TX

This page lists and ranks 20 mortgage brokers serving Sachse, TX as of July 2026. The average verified rating across all listings is 4.6 stars, with an average of 132 customer reviews per business. The top-ranked mortgage brokers in Sachse by our algorithm is The Modern Lending Group (5.0 stars, 27 reviews). Mortgage brokers in Sachse: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Sachse: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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