Free Quotes · Safety Harbor
Insurance Agents in Safety Harbor, FL — Free Estimates
Get no-obligation quotes from the top insurance agents in Safety Harbor. Compare pricing before you commit — it only takes a minute.
As of June 2026, RatingsNearMe ranks 10 insurance agents in Safety Harbor, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Brightway Insurance, The Wilson Agency with a 5.0-star rating from 590 Google reviews and an RNM Score of 88/100. Also in the top tier: Brightway Insurance - The Dittman Agency and Crews Insurance Agency. The average rating across all listed insurance agents in Safety Harbor is 4.5 stars from 89 reviews per business on average.
Insurance in Safety Harbor: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Safety Harbor, FL is home to a variety of insurance agents offering coverage for home, auto, life, and business needs. Consumers can find local agents from national providers as well as independent agencies to compare options and find the right policy for their situation.
- ✓Variety of national and independent insurance agencies located in Safety Harbor
- ✓Agents offer coverage for home, auto, life, and business insurance
- ✓Consumers can compare options from multiple providers to find the right policy
Best Overall
Allstate Insurance Agency
As the top-ranked agency in the list, it likely offers comprehensive coverage options and strong local reputation.
Most Reviewed
Brightway Insurance
A high review count often signals reliable customer service and a proven track record in the community.
When choosing an insurance agent in Safety Harbor, compare quotes from multiple agencies and check recent online reviews to ensure the provider fits your specific needs and budget.
How to Choose a Insurance Agent in Safety Harbor
What to look for
- • Experienced and knowledgeable about the local Safety Harbor, FL insurance market
- • Specializes in the type of insurance you need (e.g. home, auto, life)
- • Represents multiple insurance providers to offer you options
- • Responsive and communicative throughout the process
Questions to ask
- • How long have you been an insurance agent in Safety Harbor, FL?
- • What insurance providers do you work with and represent?
- • Can you provide references from satisfied local clients?
Red flags
- ⚠ Unwilling to discuss pricing and fees upfront
- ⚠ Pushes you to buy more coverage than you need
- ⚠ Lacks proper licensing or certification
In Florida, insurance agents must be licensed by the state's Department of Financial Services. Be sure to verify your prospective agent's license and standing before making a hiring decision.
Local Market Snapshot
10
Businesses listed
4.5★
Avg rating
89
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
5.0 stars from 590 reviews reflects exceptional local service.
500 Main St Suite L, Safety Harbor, FL 34695, USARated 5.0 stars from 125 Google reviews, this Safety Harbor agent is highly trusted.
3705 Tampa Rd UNIT 1, Oldsmar, FL 34677, USAShoppers praise this Safety Harbor agent's exceptional service, reflected in a 4.9-star rating from 86 reviews.
9355 Seminole Blvd, Seminole, FL 33772, USAInsurance Agents Rankings in Safety Harbor, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Brightway Insurance, The Wilson Agency500 Main St Suite L, Safety Harbor, FL 34695, USA | 5.0★ | 590 |
| #2 | Brightway Insurance - The Dittman Agency3705 Tampa Rd UNIT 1, Oldsmar, FL 34677, USA | 5.0★ | 125 |
| #3 | Crews Insurance Agency9355 Seminole Blvd, Seminole, FL 33772, USA | 4.9★ | 86 |
| #4 | Coastal Insurance201 S Pinellas Ave, Tarpon Springs, FL 34689, USA | 4.6★ | 18 |
| #5 | Allstate Insurance Agency500 Main St C, Safety Harbor, FL 34695, USA | 1.0★ | 1 |
| #6 | Proactive Insure Agency FL53 Valencia Cir, Safety Harbor, FL 34695, USA | 5.0★ | 3 |
| #7 | We Insure Oldsmar - Edison Debarros501 St Petersburg Dr E Ste A, Oldsmar, FL 34677, USA | 4.8★ | 34 |
| #8 | Florida West Insurance Inc3800 Tampa Rd #140, Oldsmar, FL 34677, USA | 5.0★ | 17 |
| #9 | GREAT FLORIDA INS OF SAFETY HARBOR1700 McMullen Booth Rd Ste D2, Clearwater, FL 33759, USA | 5.0★ | 1 |
| #10 | Avrin Insurance Agency853 Main St suite b, Safety Harbor, FL 34695, USA | 4.5★ | 18 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Safety Harbor
Known for 4.6-star service from 18 local reviews in Safety Harbor.
201 S Pinellas Ave, Tarpon Springs, FL 34689, USA
Mixed 1.0-star rating from a single Google review.
500 Main St C, Safety Harbor, FL 34695, USA
Trusted locally with a perfect 5.0-star rating from customers.
53 Valencia Cir, Safety Harbor, FL 34695, USA
Trusted by clients with a 4.8-star rating from 34 Google reviews.
501 St Petersburg Dr E Ste A, Oldsmar, FL 34677, USA
5.0★ rating from 17 Google reviews reflects exceptional local customer satisfaction.
3800 Tampa Rd #140, Oldsmar, FL 34677, USA
5.0 stars from early reviews shows exceptional service in Safety Harbor.
1700 McMullen Booth Rd Ste D2, Clearwater, FL 33759, USA
Known for 4.5 stars from dozens of Google reviews in Safety Harbor.
853 Main St suite b, Safety Harbor, FL 34695, USA
Get Free Quotes
We'll connect you with the top insurance agents in Safety Harbor, FL.
Insurance Agents in Safety Harbor, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Brightway Insurance, The Wilson Agency | 88/100 | 5.0 ★ | 590 |
| 2 | Brightway Insurance - The Dittman Agency | 96/100 | 5.0 ★ | 125 |
| 3 | Crews Insurance Agency | 93/100 | 4.9 ★ | 86 |
| 4 | Coastal Insurance | 68/100 | 4.6 ★ | 18 |
| 5 | Allstate Insurance Agency | 14/100 | 1.0 ★ | 1 |
| 6 | Proactive Insure Agency FL | 66/100 | 5.0 ★ | 3 |
| 7 | We Insure Oldsmar - Edison Debarros | 86/100 | 4.8 ★ | 34 |
| 8 | Florida West Insurance Inc | 77/100 | 5.0 ★ | 17 |
| 9 | GREAT FLORIDA INS OF SAFETY HARBOR | 74/100 | 5.0 ★ | 1 |
| 10 | Avrin Insurance Agency | 77/100 | 4.5 ★ | 18 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local insurance agents straight from RatingsNearMe. Claim your spot in Safety Harbor to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Insurance Agents in Safety Harbor
What is the difference between a captive and independent insurance agent in Safety Harbor?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Safety Harbor cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Safety Harbor?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Safety Harbor adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
More Home Services in Safety Harbor
Related Searches
More ways to find insurance agents in Safety Harbor
Insurance Agents in nearby cities