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As of May 2026, RatingsNearMe ranks 18 mortgage brokers in San Antonio, TX by verified customer ratings and review volume. The highest-rated is Brady Team Loans - Synergy One Lending Inc with a 5.0-star rating from 47 verified reviews. Also in the top tier: San Antonio Mortgage LLC and Cornerstone Home Lending. The average rating across all listed mortgage brokers in San Antonio is 4.9 stars from 212 reviews per business on average.
Mortgage brokers in San Antonio: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.9★
Avg rating
212
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Brady Team Loans - Synergy One Lending Inc
2111 South Interstate 35 South Frontage Road Suite 1104, New Braunfels, TX 78130, USA
San Antonio Mortgage LLC
8000 I-10 Suite 664, San Antonio, TX 78230, USA
Cornerstone Home Lending
3239 N Loop 1604 W Suite 300, San Antonio, TX 78257, USA
Mortgage Brokers Rankings in San Antonio, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Brady Team Loans - Synergy One Lending Inc2111 South Interstate 35 South Frontage Road Suite 1104, New Braunfels, TX 78130, USA | 5.0★ | 47 |
| #2 | San Antonio Mortgage LLC8000 I-10 Suite 664, San Antonio, TX 78230, USA | 4.8★ | 51 |
| #3 | Cornerstone Home Lending3239 N Loop 1604 W Suite 300, San Antonio, TX 78257, USA | 4.8★ | 994 |
| #4 | USA Mortgage211 N Loop 1604 E #250, San Antonio, TX 78232, USA | 4.9★ | 551 |
| #5 | Direct Rate16500 San Pedro Ave Ste 333, San Antonio, TX 78232, USA | 5.0★ | 233 |
| #6 | Mihir Patel, Mortgage Broker NMLS #16021552008 NW Military Hwy Ste 1A, San Antonio, TX 78213, USA | 5.0★ | 107 |
| #7 | Megan Cloud - The Mortgage Unicorn7010 W Loop 1604 N Suite 107, San Antonio, TX 78254, USA | 5.0★ | 358 |
| #8 | Accredited Mortgage Services11602 Elm Bluff, San Antonio, TX 78230, USA | 5.0★ | 79 |
| #9 | Carlo Colantonio211 N Loop 1604 E Ste 140, San Antonio, TX 78232, USA | 5.0★ | 251 |
| #10 | Directions Home Loan2915 W Bitters Rd Ste 102, San Antonio, TX 78248, USA | 4.8★ | 266 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in San Antonio
USA Mortgage
211 N Loop 1604 E #250, San Antonio, TX 78232, USA
Direct Rate
16500 San Pedro Ave Ste 333, San Antonio, TX 78232, USA
Mihir Patel, Mortgage Broker NMLS #1602155
2008 NW Military Hwy Ste 1A, San Antonio, TX 78213, USA
Megan Cloud - The Mortgage Unicorn
7010 W Loop 1604 N Suite 107, San Antonio, TX 78254, USA
Accredited Mortgage Services
11602 Elm Bluff, San Antonio, TX 78230, USA
Carlo Colantonio
211 N Loop 1604 E Ste 140, San Antonio, TX 78232, USA
Directions Home Loan
2915 W Bitters Rd Ste 102, San Antonio, TX 78248, USA
PrimeLending, A PlainsCapital Company - San Antonio Central
270 N Loop 1604 E #310, San Antonio, TX 78232, USA
Brian J. Gutierrez - NEO Home Loans - Branch Leader | Mortgage Advisor - NMLS: 819297
3619 Paesanos Pkwy Suite 210, San Antonio, TX 78231, USA
New Horizon Mortgage, Inc.
11106 West Ave, San Antonio, TX 78213, USA
Mortgage of Texas & Financial LLC
6609 Blanco Rd #320, San Antonio, TX 78216, USA
Texas Home Loans and Mortgage Lending
908 S Main St, Boerne, TX 78006, USA
South Texas Lending
1846 N Loop 1604 W Ste 205, San Antonio, TX 78248, USA
Texas Lending Partners
4372 N Loop 1604 W Suite# 203, Shavano Park, TX 78249, USA
The Chacon Team - San Antonio Mortgage Lender
10010 San Pedro Ave Suite 301, San Antonio, TX 78216, USA
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Frequently Asked Questions — Mortgage Brokers in San Antonio
What does a mortgage broker do differently than going directly to a bank in San Antonio?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in San Antonio?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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