Same Day · San Francisco
Same-Day Insurance Agents in San Francisco, CA
Can't wait a week? These insurance agents in San Francisco offer same-day or next-day appointments. Call now to check availability.
As of May 2026, RatingsNearMe ranks 20 insurance agents in San Francisco, CA by verified customer ratings and review volume. The highest-rated is Jake Stewart - State Farm Insurance Agent with a 4.9-star rating from 616 verified reviews. Also in the top tier: Traci Hollander - State Farm Insurance Agent and Ben Carr - State Farm Insurance Agent. The average rating across all listed insurance agents in San Francisco is 4.9 stars from 166 reviews per business on average.
Insurance in San Francisco: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
166
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Jake Stewart - State Farm Insurance Agent
490 Post St Suite 1606, San Francisco, CA 94102, USA
Traci Hollander - State Farm Insurance Agent
556 Castro St, San Francisco, CA 94114, USA
Ben Carr - State Farm Insurance Agent
3361 20th St, San Francisco, CA 94110, USA
Insurance Agents Rankings in San Francisco, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jake Stewart - State Farm Insurance Agent490 Post St Suite 1606, San Francisco, CA 94102, USA | 4.9★ | 616 |
| #2 | Traci Hollander - State Farm Insurance Agent556 Castro St, San Francisco, CA 94114, USA | 4.9★ | 548 |
| #3 | Ben Carr - State Farm Insurance Agent3361 20th St, San Francisco, CA 94110, USA | 5.0★ | 343 |
| #4 | AAA Insurance Agent: Francisco Verdin2300 16th St Ste 280, San Francisco, CA 94103, USA | 5.0★ | 105 |
| #5 | AAA San Francisco Richmond District Branch599 Clement St, San Francisco, CA 94118, USA | 4.5★ | 213 |
| #6 | Wang Insurance2620 Judah St, San Francisco, CA 94122, USA | 5.0★ | 23 |
| #7 | ESI Insurance Brokers2085 Van Ness Ave, San Francisco, CA 94109, USA | 4.9★ | 35 |
| #8 | Donald Browne Insurance Services, formerly, John A Morton Insurance Agency3366 22nd St, San Francisco, CA 94110, USA | 4.8★ | 79 |
| #9 | Alan Chan - State Farm Insurance Agent1820 Van Ness Ave, San Francisco, CA 94109, USA | 4.9★ | 134 |
| #10 | Jessica Liu Insurance Services3428 Balboa St, San Francisco, CA 94121, USA | 5.0★ | 171 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in San Francisco
AAA Insurance Agent: Francisco Verdin
2300 16th St Ste 280, San Francisco, CA 94103, USA
AAA San Francisco Richmond District Branch
599 Clement St, San Francisco, CA 94118, USA
Donald Browne Insurance Services, formerly, John A Morton Insurance Agency
3366 22nd St, San Francisco, CA 94110, USA
Alan Chan - State Farm Insurance Agent
1820 Van Ness Ave, San Francisco, CA 94109, USA
Jessica Liu Insurance Services
3428 Balboa St, San Francisco, CA 94121, USA
Robert E. Kennedy Insurance Agency
2269 Chestnut St #301, San Francisco, CA 94123, USA
Riskguard Insurance Solutions
422 Presidio Ave, San Francisco, CA 94115, USA
Zurich Simon - State Farm Insurance Agent
1745 O'Farrell St, San Francisco, CA 94115, USA
Covered California Certified Agent
288 7th St, San Francisco, CA 94103, USA
Prime S22 Insurance San Francisco
1045 17th St, San Francisco, CA 94107, USA
Ed Hidalgo - State Farm Insurance Agent
4201 California St, San Francisco, CA 94118, USA
Kajal Pashmi - State Farm Insurance Agent
3138 Geary Blvd, San Francisco, CA 94118, USA
Mary Zell Spellman - State Farm Insurance Agent
26 W Portal Ave UNIT 1, San Francisco, CA 94127, USA
April Insurance Agency
204 Valencia St Unit 6, San Francisco, CA 94103, USA
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Frequently Asked Questions — Insurance Agents in San Francisco
What is the difference between a captive and independent insurance agent in San Francisco?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in San Francisco cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in San Francisco?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in San Francisco adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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