24/7 Emergency · San Leandro
Emergency Insurance Agents in San Leandro, CA — Available 24/7
When you can't wait, these insurance agents in San Leandro offer emergency response. Call now — most respond within the hour.
As of May 2026, RatingsNearMe ranks 19 insurance agents in San Leandro, CA by verified customer ratings and review volume. The highest-rated is Saavedra Longino Organization with a 5.0-star rating from 754 verified reviews. Also in the top tier: Acceptance Insurance and Atul Agarwal: Allstate Insurance. The average rating across all listed insurance agents in San Leandro is 4.8 stars from 176 reviews per business on average.
Insurance in San Leandro: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
176
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Saavedra Longino Organization
80 Swan Wy #130, Oakland, CA 94621, USA
Acceptance Insurance
14799 Washington Ave Ste H, San Leandro, CA 94578, USA
Atul Agarwal: Allstate Insurance
1831 Marina Blvd, San Leandro, CA 94577, USA
Insurance Agents Rankings in San Leandro, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Saavedra Longino Organization80 Swan Wy #130, Oakland, CA 94621, USA | 5.0★ | 754 |
| #2 | Acceptance Insurance14799 Washington Ave Ste H, San Leandro, CA 94578, USA | 4.9★ | 404 |
| #3 | Atul Agarwal: Allstate Insurance1831 Marina Blvd, San Leandro, CA 94577, USA | 4.8★ | 411 |
| #4 | Cost-U-Less Insurance579 Floresta Blvd Ste I, San Leandro, CA 94578, USA | 4.8★ | 283 |
| #5 | Fiesta Auto Insurance & Tax Service14381 E 14th St, San Leandro, CA 94578, USA | 4.6★ | 61 |
| #6 | Jerry Garcia - State Farm Insurance Agent15200 Hesperian Blvd #102, San Leandro, CA 94578, USA | 4.9★ | 78 |
| #7 | Freeway Insurance699 Lewelling Blvd STE 148, San Leandro, CA 94579, USA | 4.7★ | 489 |
| #8 | McDermottCosta Insurance1045 MacArthur Blvd, San Leandro, CA 94577, USA | 4.7★ | 34 |
| #9 | Edwin Jasper - State Farm Insurance Agent328 Davis St, San Leandro, CA 94577, USA | 4.9★ | 256 |
| #10 | Ernie Lopez - State Farm Insurance Agent15200 Hesperian Blvd #102, San Leandro, CA 94578, USA | 4.9★ | 118 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in San Leandro
Cost-U-Less Insurance
579 Floresta Blvd Ste I, San Leandro, CA 94578, USA
Fiesta Auto Insurance & Tax Service
14381 E 14th St, San Leandro, CA 94578, USA
Jerry Garcia - State Farm Insurance Agent
15200 Hesperian Blvd #102, San Leandro, CA 94578, USA
Freeway Insurance
699 Lewelling Blvd STE 148, San Leandro, CA 94579, USA
McDermottCosta Insurance
1045 MacArthur Blvd, San Leandro, CA 94577, USA
Edwin Jasper - State Farm Insurance Agent
328 Davis St, San Leandro, CA 94577, USA
Ernie Lopez - State Farm Insurance Agent
15200 Hesperian Blvd #102, San Leandro, CA 94578, USA
Jessie Kaur - State Farm Insurance Agent
564 E 14th St, San Leandro, CA 94577, USA
Stanley M Davis & Co Insurance Brokers
250 Juana Ave # 201, San Leandro, CA 94577, USA
Rynda's #1 Insurance Services, Inc.
14620 E 14th St, San Leandro, CA 94578, USA
Farmers Insurance - Edder Barcenas-Cortez
14393 E 14th St #200, San Leandro, CA 94578, USA
Victor James - State Farm Insurance Agent
201 MacArthur Blvd Ste A, San Leandro, CA 94577, USA
Farmers Insurance - Kathy Vasquez
2450 Washington Ave Ste 208, San Leandro, CA 94577, USA
Namaste Insurance Services
1831 Marina Blvd, San Leandro, CA 94577, USA
Delu Insurance Inc
2998 Teagarden St, San Leandro, CA 94577, USA
Julie La - State Farm Insurance Agent
1005 MacArthur Blvd, San Leandro, CA 94577, USA
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Frequently Asked Questions — Insurance Agents in San Leandro
What is the difference between a captive and independent insurance agent in San Leandro?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in San Leandro cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in San Leandro?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in San Leandro adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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