4.5+ Stars · Santa Ana
Highly Rated Mortgage Brokers in Santa Ana, CA
Only the best make this list. These mortgage brokers in Santa Ana have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Santa Ana, CA by verified customer ratings and review volume. The highest-rated is Prime Mortgage with a 5.0-star rating from 693 verified reviews. Also in the top tier: New American Funding and E Mortgage Capital, Inc.. The average rating across all listed mortgage brokers in Santa Ana is 5 stars from 774 reviews per business on average.
Mortgage brokers in Santa Ana: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
5★
Avg rating
774
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Prime Mortgage
555 Anton Blvd suit 150, Costa Mesa, CA 92626, USA
New American Funding
1 MacArthur Pl #800, Santa Ana, CA 92707, USA
E Mortgage Capital, Inc.
3750 S Susan St, Santa Ana, CA 92704, USA
Mortgage Brokers Rankings in Santa Ana, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Prime Mortgage555 Anton Blvd suit 150, Costa Mesa, CA 92626, USA | 5.0★ | 693 |
| #2 | New American Funding1 MacArthur Pl #800, Santa Ana, CA 92707, USA | 4.9★ | 7,774 |
| #3 | E Mortgage Capital, Inc.3750 S Susan St, Santa Ana, CA 92704, USA | 4.7★ | 3,517 |
| #4 | Fast Action Mortgage, Inc.1851 E 1st St Suite 760, Santa Ana, CA 92705, USA | 4.9★ | 99 |
| #5 | Vanessa Schwartz - The Schwartz Group1805 E Garry Ave, Santa Ana, CA 92705, USA | 5.0★ | 46 |
| #6 | Peter Le Mortgage Consultant/Broker204 E 4th St STE A12, Santa Ana, CA 92701, USA | 5.0★ | 30 |
| #7 | Keith DeJohn, Mortgage Lender - A Professional Mortgage Experience1805 E Garry Ave, Santa Ana, CA 92705, USA | 5.0★ | 70 |
| #8 | Stahl Mortgage1611 S Joane Way, Santa Ana, CA 92704, USA | 5.0★ | 34 |
| #9 | Ryan Hrisca - Trust in the Beard6 Hutton Centre Dr Suite 1030, Santa Ana, CA 92707, USA | 5.0★ | 86 |
| #10 | Dat Loans - Everyday Lending Group - Arbor Financial1805 E Garry Ave, Santa Ana, CA 92705, USA | 5.0★ | 106 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Santa Ana
Fast Action Mortgage, Inc.
1851 E 1st St Suite 760, Santa Ana, CA 92705, USA
Vanessa Schwartz - The Schwartz Group
1805 E Garry Ave, Santa Ana, CA 92705, USA
Peter Le Mortgage Consultant/Broker
204 E 4th St STE A12, Santa Ana, CA 92701, USA
Keith DeJohn, Mortgage Lender - A Professional Mortgage Experience
1805 E Garry Ave, Santa Ana, CA 92705, USA
Stahl Mortgage
1611 S Joane Way, Santa Ana, CA 92704, USA
Ryan Hrisca - Trust in the Beard
6 Hutton Centre Dr Suite 1030, Santa Ana, CA 92707, USA
Dat Loans - Everyday Lending Group - Arbor Financial
1805 E Garry Ave, Santa Ana, CA 92705, USA
Jordan Saceda, Mortgage Broker
3750 S Susan St, Santa Ana, CA 92704, USA
New American Funding - Santa Ana, CA
215 N Main St, Santa Ana, CA 92701, USA
Evan Capowski - Sr. Loan Officer - E Mortgage Capital
3750 S Susan St, Santa Ana, CA 92704, USA
Arbor Financial Group: Jay Rodriguez, Mortgage Broker
1805 E Garry Ave, Santa Ana, CA 92705, USA
Lendia, Inc.
1907 Millwood St, Santa Ana, CA 92705, USA
LoanLock
6 Hutton Centre Dr Suite 1030, Santa Ana, CA 92707, USA
Jason Cope | Arbor Financial Group
2392 Daimler St, Santa Ana, CA 92705, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Santa Ana, CA.
Frequently Asked Questions — Mortgage Brokers in Santa Ana
What does a mortgage broker do differently than going directly to a bank in Santa Ana?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Santa Ana?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Santa Ana
Related Searches
More ways to find mortgage brokers in Santa Ana
Mortgage Brokers in nearby cities