Verified · Santa Ana
Trusted Mortgage Brokers in Santa Ana, CA
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Santa Ana have earned it through hundreds of verified reviews.
As of July 2026, RatingsNearMe ranks 17 mortgage brokers in Santa Ana, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Prime Mortgage with a 5.0-star rating from 693 Google reviews and an RNM Score of 100/100. Also in the top tier: New American Funding and E Mortgage Capital, Inc.. The average rating across all listed mortgage brokers in Santa Ana is 5 stars from 774 reviews per business on average.
Mortgage brokers in Santa Ana: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Peter Le Mortgage Consultant/Broker
Peter Le stands out due to his personalized service and top-ranking among Santa Ana mortgage brokers.
Most Reviewed
Fast Action Mortgage, Inc.
A high review count indicates proven reliability and customer satisfaction.
Consumers should compare rates and services, and consider local expertise when choosing a mortgage broker in Santa Ana.
Local Market Snapshot
17
Businesses listed
5★
Avg rating
774
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Top-rated Santa Ana mortgage broker with a perfect 5.0-star rating from nearly 700 reviews.
555 Anton Blvd suit 150, Costa Mesa, CA 92626, USAA 4.9-star rating from thousands of reviews makes this Santa Ana broker exceptional.
1 MacArthur Pl #800, Santa Ana, CA 92707, USAWith over 3,500 Google reviews, this Santa Ana broker maintains a strong 4.7-star rating.
3750 S Susan St, Santa Ana, CA 92704, USAMortgage Brokers Rankings in Santa Ana, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Prime Mortgage555 Anton Blvd suit 150, Costa Mesa, CA 92626, USA | 5.0★ | 693 |
| #2 | New American Funding1 MacArthur Pl #800, Santa Ana, CA 92707, USA | 4.9★ | 7,774 |
| #3 | E Mortgage Capital, Inc.3750 S Susan St, Santa Ana, CA 92704, USA | 4.7★ | 3,517 |
| #4 | Fast Action Mortgage, Inc.1851 E 1st St Suite 760, Santa Ana, CA 92705, USA | 4.9★ | 99 |
| #5 | Vanessa Schwartz - The Schwartz Group1805 E Garry Ave, Santa Ana, CA 92705, USA | 5.0★ | 46 |
| #6 | Lendia, Inc.1907 Millwood St, Santa Ana, CA 92705, USA | 5.0★ | 47 |
| #7 | Stahl Mortgage1611 S Joane Way, Santa Ana, CA 92704, USA | 5.0★ | 34 |
| #8 | LoanLock6 Hutton Centre Dr Suite 1030, Santa Ana, CA 92707, USA | 4.8★ | 296 |
| #9 | Arbor Financial Group: Jay Rodriguez, Mortgage Broker1805 E Garry Ave, Santa Ana, CA 92705, USA | 4.9★ | 186 |
| #10 | Dat Loans - Everyday Lending Group - Arbor Financial1805 E Garry Ave, Santa Ana, CA 92705, USA | 5.0★ | 106 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Santa Ana
A top-rated Santa Ana mortgage broker with a 4.9-star average from 99 reviews.
1851 E 1st St Suite 760, Santa Ana, CA 92705, USA
5.0 stars from 46 reviews for a trusted mortgage broker in Santa Ana.
1805 E Garry Ave, Santa Ana, CA 92705, USA
5.0-star rating from 47 Google reviews, reflecting exceptional client satisfaction.
1907 Millwood St, Santa Ana, CA 92705, USA
5.0-star rating across 34 reviews for a Santa Ana mortgage broker.
1611 S Joane Way, Santa Ana, CA 92704, USA
Trusted by hundreds of local clients with a 4.8-star rating.
6 Hutton Centre Dr Suite 1030, Santa Ana, CA 92707, USA
Trusted by hundreds of local clients with a near-perfect 4.9-star rating on Google.
1805 E Garry Ave, Santa Ana, CA 92705, USA
Santa Ana mortgage broker with 5.0 stars from 106 Google reviews.
1805 E Garry Ave, Santa Ana, CA 92705, USA
Trusted by 86 clients with a perfect 5.0-star rating on Google.
6 Hutton Centre Dr Suite 1030, Santa Ana, CA 92707, USA
Rated 5.0 stars from 72 Google reviews, this Santa Ana broker is highly trusted.
215 N Main St, Santa Ana, CA 92701, USA
Top-rated Santa Ana mortgage broker with a perfect 5.0★ rating from 70 reviews.
1805 E Garry Ave, Santa Ana, CA 92705, USA
5.0★ from 56 Google reviews reflects exceptional client satisfaction for this Santa Ana mortgage broker.
3750 S Susan St, Santa Ana, CA 92704, USA
Top-rated Santa Ana mortgage broker with a perfect 5.0 rating from 30 reviews.
204 E 4th St STE A12, Santa Ana, CA 92701, USA
5.0 stars from 26 reviews, reflecting exceptional local client satisfaction.
3750 S Susan St, Santa Ana, CA 92704, USA
Exceptional 5.0-star rating from 18 Google reviews, trusted by local Santa Ana clients.
2392 Daimler St, Santa Ana, CA 92705, USA
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Mortgage Brokers in Santa Ana, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Prime Mortgage | 100/100 | 5.0 ★ | 693 |
| 2 | New American Funding | 87/100 | 4.9 ★ | 7,774 |
| 3 | E Mortgage Capital, Inc. | 83/100 | 4.7 ★ | 3,517 |
| 4 | Fast Action Mortgage, Inc. | 82/100 | 4.9 ★ | 99 |
| 5 | Vanessa Schwartz - The Schwartz Group | 79/100 | 5.0 ★ | 46 |
| 6 | Lendia, Inc. | 79/100 | 5.0 ★ | 47 |
| 7 | Stahl Mortgage | 78/100 | 5.0 ★ | 34 |
| 8 | LoanLock | 85/100 | 4.8 ★ | 296 |
| 9 | Arbor Financial Group: Jay Rodriguez, Mortgage Broker | 85/100 | 4.9 ★ | 186 |
| 10 | Dat Loans - Everyday Lending Group - Arbor Financial | 84/100 | 5.0 ★ | 106 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Santa Ana
What does a mortgage broker do differently than going directly to a bank in Santa Ana?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Santa Ana?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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