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As of July 2026, RatingsNearMe ranks 18 mortgage brokers in Santa Rosa, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Fox & Company, Inc. with a 5.0-star rating from 177 Google reviews and an RNM Score of 86/100. Also in the top tier: Glenn Groves - GTG Financial, Inc. and Amanda Hagar, Your Lender - For Life! - Task Mortgage & Investments. The average rating across all listed mortgage brokers in Santa Rosa is 5 stars from 66 reviews per business on average.
Mortgage brokers in Santa Rosa: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Glenn Groves - GTG Financial, Inc.
Glenn Groves is consistently top-ranked for his expertise, personalized service, and strong local reputation in Santa Rosa.
Most Reviewed
Glenn Groves - GTG Financial, Inc.
A high number of reviews indicates broad client experience and trust, helping you gauge reliability and service quality.
When choosing a mortgage broker in Santa Rosa, compare loan options and fees across multiple brokers, and read recent reviews to ensure they align with your specific financial situation.
Local Market Snapshot
18
Businesses listed
5★
Avg rating
66
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Rated 5.0 stars from 177 Google reviews, this Santa Rosa mortgage broker is highly trusted.
2001 4th St, Santa Rosa, CA 95404, USATop-rated Santa Rosa mortgage broker with a perfect 5.0★ score from 170 reviews.
1421 Guerneville Rd # 100, Santa Rosa, CA 95403, USATrusted by hundreds of local clients, this Santa Rosa broker holds a flawless 5.0-star rating.
8465 Old Redwood Hwy # 410, Windsor, CA 95492, USAMortgage Brokers Rankings in Santa Rosa, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Fox & Company, Inc.2001 4th St, Santa Rosa, CA 95404, USA | 5.0★ | 177 |
| #2 | Glenn Groves - GTG Financial, Inc.1421 Guerneville Rd # 100, Santa Rosa, CA 95403, USA | 5.0★ | 170 |
| #3 | Amanda Hagar, Your Lender - For Life! - Task Mortgage & Investments8465 Old Redwood Hwy # 410, Windsor, CA 95492, USA | 5.0★ | 146 |
| #4 | Intention Financial Group714 Mendocino Ave, Santa Rosa, CA 95401, USA | 4.9★ | 52 |
| #5 | Pinnacle Home Loans525 College Ave #231, Santa Rosa, CA 95404, USA | 5.0★ | 114 |
| #6 | PRMG131-A Stony Cir Suite 500 Offices 531 & 541, Santa Rosa, CA 95401, USA | 5.0★ | 83 |
| #7 | Guaranteed Rate1260 N Dutton Ave #270, Santa Rosa, CA 95401, USA | 5.0★ | 76 |
| #8 | Guild Mortgage - Nancy Weaver3558 Round Barn Blvd Suite 200, Office 211 & 212, Santa Rosa, CA 95403, USA | 5.0★ | 48 |
| #9 | Mario's Home Loans401 Mendocino Ave Suite F, Santa Rosa, CA 95401, USA | 5.0★ | 39 |
| #10 | Steve Herndon Loans - American Pacific Mortgage703 2nd St, Santa Rosa, CA 95404, USA | 5.0★ | 30 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Santa Rosa
Rated 4.9 stars from 52 reviews, this Santa Rosa mortgage broker is highly trusted.
714 Mendocino Ave, Santa Rosa, CA 95401, USA
Santa Rosa mortgage broker with a perfect 5.0-star rating from over 100 reviews.
525 College Ave #231, Santa Rosa, CA 95404, USA
Santa Rosa mortgage broker with a perfect 5.0★ rating from 83 Google reviews.
131-A Stony Cir Suite 500 Offices 531 & 541, Santa Rosa, CA 95401, USA
5.0 stars from 76 reviews, reflecting exceptional client satisfaction in Santa Rosa.
1260 N Dutton Ave #270, Santa Rosa, CA 95401, USA
A 5.0-star rating from 48 Google reviews reflects exceptional local client satisfaction.
3558 Round Barn Blvd Suite 200, Office 211 & 212, Santa Rosa, CA 95403, USA
Top-rated Santa Rosa mortgage broker with a perfect 5.0-star rating from 39 Google reviews.
401 Mendocino Ave Suite F, Santa Rosa, CA 95401, USA
Top-rated Santa Rosa mortgage broker with a perfect 5.0-star rating from 30 reviews.
703 2nd St, Santa Rosa, CA 95404, USA
Earns a perfect 5.0-star rating from 19 glowing Google reviews.
1421 Guerneville Rd # 100, Santa Rosa, CA 95403, USA
4.8 stars from 17 reviews, reflecting exceptional client satisfaction in Santa Rosa.
1400 N Dutton Ave Suite 22, Santa Rosa, CA 95401, USA
Trusted by local clients with a strong 4.7-star rating from 13 Google reviews.
2455 Bennett Valley Rd C107, Santa Rosa, CA 95404, USA
Consistently earns a perfect 5.0-star rating from local clients.
501 Stony Cir #131-A, Santa Rosa, CA 95401, USA
5.0-star rating from a customer review for mortgage services in Santa Rosa.
2129 4th St, Santa Rosa, CA 95404, USA
Top-rated Santa Rosa mortgage broker with a perfect 5.0 rating from 28 reviews.
714 Mendocino Ave, Santa Rosa, CA 95401, USA
Rated 4.8 stars from over 100 Google reviews, this local broker earns high trust.
2455 Bennett Valley Rd Bldg C, Ste C107, Santa Rosa, CA 95404, USA
Rated 5.0 stars from 50 Google reviews, this Santa Rosa mortgage broker is highly trusted.
1919 Creekside Rd, Santa Rosa, CA 95405, USA
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Mortgage Brokers in Santa Rosa, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Fox & Company, Inc. | 86/100 | 5.0 ★ | 177 |
| 2 | Glenn Groves - GTG Financial, Inc. | 86/100 | 5.0 ★ | 170 |
| 3 | Amanda Hagar, Your Lender - For Life! - Task Mortgage & Investments | 85/100 | 5.0 ★ | 146 |
| 4 | Intention Financial Group | 78/100 | 4.9 ★ | 52 |
| 5 | Pinnacle Home Loans | 84/100 | 5.0 ★ | 114 |
| 6 | PRMG | 82/100 | 5.0 ★ | 83 |
| 7 | Guaranteed Rate | 82/100 | 5.0 ★ | 76 |
| 8 | Guild Mortgage - Nancy Weaver | 79/100 | 5.0 ★ | 48 |
| 9 | Mario's Home Loans | 78/100 | 5.0 ★ | 39 |
| 10 | Steve Herndon Loans - American Pacific Mortgage | 77/100 | 5.0 ★ | 30 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Santa Rosa
What does a mortgage broker do differently than going directly to a bank in Santa Rosa?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Santa Rosa?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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