4.5+ Stars · Schertz
Highly Rated Insurance Agents in Schertz, TX
Only the best make this list. These insurance agents in Schertz have earned 4.5+ star ratings from real customers — consistently.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Schertz, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Farmers Insurance - Steven Gonzales with a 5.0-star rating from 314 Google reviews and an RNM Score of 100/100. Also in the top tier: Jeremy Fuller - State Farm Insurance Agent and Nate Obregon - State Farm Insurance Agent. The average rating across all listed insurance agents in Schertz is 4.8 stars from 146 reviews per business on average.
Insurance in Schertz: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Jeremy Fuller - State Farm Insurance Agent
Jeremy Fuller is a top-ranked insurance agent in Schertz, recognized for providing personalized service and comprehensive coverage options.
Most Reviewed
Jeremy Fuller - State Farm Insurance Agent
A high number of reviews reflects strong customer engagement and established trust in the agent's services.
When choosing an insurance agent in Schertz, compare quotes from multiple providers and read recent customer reviews to ensure the best coverage and service for your needs.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
146
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Schertz's top-rated insurance agent with 5.0 stars from over 300 reviews.
339 S Seguin Rd #2, Converse, TX 78109, USARated 5.0 stars from over 700 reviews, this Schertz insurance agent is highly trusted.
733 FM1103, Cibolo, TX 78108, USATop-rated Schertz insurance agent with a perfect 5.0-star rating from over 400 reviews.
6000 FM3009 Ste 204, Schertz, TX 78154, USAInsurance Agents Rankings in Schertz, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Farmers Insurance - Steven Gonzales339 S Seguin Rd #2, Converse, TX 78109, USA | 5.0★ | 314 |
| #2 | Jeremy Fuller - State Farm Insurance Agent733 FM1103, Cibolo, TX 78108, USA | 5.0★ | 746 |
| #3 | Nate Obregon - State Farm Insurance Agent6000 FM3009 Ste 204, Schertz, TX 78154, USA | 5.0★ | 432 |
| #4 | Cibolo Schertz Insurance Center "The CSI Center"700 FM78 Suite 204, Cibolo, TX 78108, USA | 5.0★ | 2 |
| #5 | Acrisure Universal City, TX (Liberatore Insurance Group, LLC.)2060 Universal City Blvd suite b, Universal City, TX 78148, USA | 4.9★ | 182 |
| #6 | R. Tackett Insurance Agency101 S Main St, Cibolo, TX 78108, USA | 4.9★ | 34 |
| #7 | Farmers Insurance - Natascha Reynoso6051 FM3009 Ste 246, Schertz, TX 78154, USA | 5.0★ | 188 |
| #8 | Texas Farm Bureau Insurance Company700 W FN 78 Suite 105A, Cibolo, TX 78108, USA | 4.5★ | 8 |
| #9 | Inszone Insurance Services18875 FM 2252 #100, Garden Ridge, TX 78266, USA | 4.6★ | 98 |
| #10 | Alex Hartman - State Farm Insurance Agent302 N Main St Ste 115, Cibolo, TX 78108, USA | 4.8★ | 116 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Schertz
Exceptional 5.0-star rating from a handful of Google reviews in Schertz.
700 FM78 Suite 204, Cibolo, TX 78108, USA
Trusted by hundreds of local clients, this Schertz agent holds an exceptional 4.9★ rating.
2060 Universal City Blvd suite b, Universal City, TX 78148, USA
4.9 stars from 34 reviews highlights exceptional local insurance service.
101 S Main St, Cibolo, TX 78108, USA
Rated 5.0 stars from nearly 200 Google reviews, this trusted local insurance agent serves Schertz.
6051 FM3009 Ste 246, Schertz, TX 78154, USA
Trusted locally with a strong 4.5-star rating from 8 reviews.
700 W FN 78 Suite 105A, Cibolo, TX 78108, USA
Known for reliable service with a strong 4.6-star rating from nearly 100 reviews.
18875 FM 2252 #100, Garden Ridge, TX 78266, USA
Trusted by 116 locals, this Schertz agency earns a 4.8-star rating.
302 N Main St Ste 115, Cibolo, TX 78108, USA
Schertz insurance agent with a 2.7-star rating from 3 Google reviews.
240 FM78, Cibolo, TX 78108, USA
Hundreds of 5.0-star Google reviews highlight this Schertz insurance agent's exceptional reputation.
2117 Pat Booker Rd suite b, Universal City, TX 78148, USA
4.6 stars from 44 Google reviews, reflecting consistent client satisfaction.
908 FM3009, Schertz, TX 78154, USA
Trusted by the community with a 4.7-star rating from over 200 reviews.
1420 Schertz Pkwy Ste 230, Schertz, TX 78154, USA
Top-rated Schertz insurance agent with a perfect 5.0-star rating from 133 reviews.
1996 Schertz Pkwy Suite 404, Schertz, TX 78154, USA
Rated 4.8 stars from 12 Google reviews, this Schertz insurance agent is highly regarded.
611 Main St, Schertz, TX 78154, USA
Rated 4.8 stars from 5 Google reviews, this Schertz agent is highly recommended.
1996 Schertz Pkwy Ste 203, Schertz, TX 78154, USA
Trusted by hundreds of local clients, this Schertz agent holds a stellar 4.9-star rating.
210 FM78, Schertz, TX 78154, USA
Consistently earns a stellar 4.8-star rating from local clients.
17305 I-35 N #134, Schertz, TX 78154, USA
5.0 stars from 86 reviews, making them a trusted local insurance choice.
25 Meadowland, Universal City, TX 78148, USA
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Insurance Agents in Schertz, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Farmers Insurance - Steven Gonzales | 100/100 | 5.0 ★ | 314 |
| 2 | Jeremy Fuller - State Farm Insurance Agent | 88/100 | 5.0 ★ | 746 |
| 3 | Nate Obregon - State Farm Insurance Agent | 88/100 | 5.0 ★ | 432 |
| 4 | Cibolo Schertz Insurance Center "The CSI Center" | 64/100 | 5.0 ★ | 2 |
| 5 | Acrisure Universal City, TX (Liberatore Insurance Group, LLC.) | 85/100 | 4.9 ★ | 182 |
| 6 | R. Tackett Insurance Agency | 76/100 | 4.9 ★ | 34 |
| 7 | Farmers Insurance - Natascha Reynoso | 87/100 | 5.0 ★ | 188 |
| 8 | Texas Farm Bureau Insurance Company | 62/100 | 4.5 ★ | 8 |
| 9 | Inszone Insurance Services | 76/100 | 4.6 ★ | 98 |
| 10 | Alex Hartman - State Farm Insurance Agent | 81/100 | 4.8 ★ | 116 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Schertz
What is the difference between a captive and independent insurance agent in Schertz?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Schertz cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Schertz?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Schertz adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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