Real Reviews · Schertz
Top-Reviewed Insurance Agents in Schertz, TX
What are customers actually saying? Read verified reviews for insurance agents in Schertz — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Schertz, TX by verified customer ratings and review volume. The highest-rated is Jeremy Fuller - State Farm Insurance Agent with a 5.0-star rating from 746 verified reviews. Also in the top tier: Nate Obregon - State Farm Insurance Agent and Farmers Insurance - Steven Gonzales. The average rating across all listed insurance agents in Schertz is 4.8 stars from 146 reviews per business on average.
Insurance in Schertz: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
146
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Jeremy Fuller - State Farm Insurance Agent
733 FM1103, Cibolo, TX 78108, USA
Nate Obregon - State Farm Insurance Agent
6000 FM3009 Ste 204, Schertz, TX 78154, USA
Farmers Insurance - Steven Gonzales
339 S Seguin Rd #2, Converse, TX 78109, USA
Insurance Agents Rankings in Schertz, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jeremy Fuller - State Farm Insurance Agent733 FM1103, Cibolo, TX 78108, USA | 5.0★ | 746 |
| #2 | Nate Obregon - State Farm Insurance Agent6000 FM3009 Ste 204, Schertz, TX 78154, USA | 5.0★ | 432 |
| #3 | Farmers Insurance - Steven Gonzales339 S Seguin Rd #2, Converse, TX 78109, USA | 5.0★ | 314 |
| #4 | Inszone Insurance Services18875 FM 2252 #100, Garden Ridge, TX 78266, USA | 4.6★ | 98 |
| #5 | R. Tackett Insurance Agency101 S Main St, Cibolo, TX 78108, USA | 4.9★ | 34 |
| #6 | Cibolo Schertz Insurance Center "The CSI Center"700 FM78 Suite 204, Cibolo, TX 78108, USA | 5.0★ | 2 |
| #7 | Texas Farm Bureau Insurance Company700 W FN 78 Suite 105A, Cibolo, TX 78108, USA | 4.5★ | 8 |
| #8 | Farmers Insurance - Natascha Reynoso6051 FM3009 Ste 246, Schertz, TX 78154, USA | 5.0★ | 188 |
| #9 | Bill Hicks - State Farm Insurance Agent210 FM78, Schertz, TX 78154, USA | 4.9★ | 202 |
| #10 | Hickman Insurance Agency2117 Pat Booker Rd suite b, Universal City, TX 78148, USA | 5.0★ | 103 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Schertz
Inszone Insurance Services
18875 FM 2252 #100, Garden Ridge, TX 78266, USA
R. Tackett Insurance Agency
101 S Main St, Cibolo, TX 78108, USA
Cibolo Schertz Insurance Center "The CSI Center"
700 FM78 Suite 204, Cibolo, TX 78108, USA
Texas Farm Bureau Insurance Company
700 W FN 78 Suite 105A, Cibolo, TX 78108, USA
Farmers Insurance - Natascha Reynoso
6051 FM3009 Ste 246, Schertz, TX 78154, USA
Hickman Insurance Agency
2117 Pat Booker Rd suite b, Universal City, TX 78148, USA
Alex Hartman - State Farm Insurance Agent
302 N Main St Ste 115, Cibolo, TX 78108, USA
Texas Farm Bureau Insurance - Rich Rudisaile
240 FM78, Cibolo, TX 78108, USA
Steven Garza - State Farm Insurance Agent
1996 Schertz Pkwy Suite 404, Schertz, TX 78154, USA
CIA (Colombo Insurance Agency)
611 Main St, Schertz, TX 78154, USA
Cindy Deschamps: Allstate Insurance
1420 Schertz Pkwy Ste 230, Schertz, TX 78154, USA
Laskowski Insurance Agency
17305 I-35 N #134, Schertz, TX 78154, USA
Acrisure Universal City, TX (Liberatore Insurance Group, LLC.)
2060 Universal City Blvd suite b, Universal City, TX 78148, USA
Joel Munis: Allstate Insurance
908 FM3009, Schertz, TX 78154, USA
Farmers Insurance - Jacqueline Cruz
1996 Schertz Pkwy Ste 203, Schertz, TX 78154, USA
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Frequently Asked Questions — Insurance Agents in Schertz
What is the difference between a captive and independent insurance agent in Schertz?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Schertz cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Schertz?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Schertz adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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