Top Picks · Scottsdale
Best Mortgage Brokers in Scottsdale, AZ
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 18 mortgage brokers in Scottsdale, AZ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Homeowners Financial Group with a 5.0-star rating from 877 Google reviews and an RNM Score of 88/100. Also in the top tier: GREEN HOME LOANS and Scout Mortgage, NMLS 56553. The average rating across all listed mortgage brokers in Scottsdale is 5 stars from 176 reviews per business on average.
Mortgage brokers in Scottsdale: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
5★
Avg rating
176
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Top-rated Scottsdale mortgage broker with a perfect 5.0★ rating from over 870 reviews.
4800 N Scottsdale Rd # 6000, Scottsdale, AZ 85251, USATrusted by hundreds of clients with a near-perfect 4.9-star rating.
8767 East Vía de Ventura Suite 120, Scottsdale, AZ 85258, USAScottsdale mortgage broker with a perfect 5.0 rating from over 200 reviews.
15051 N Kierland Blvd Suite 339, Scottsdale, AZ 85254, USAMortgage Brokers Rankings in Scottsdale, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Homeowners Financial Group4800 N Scottsdale Rd # 6000, Scottsdale, AZ 85251, USA | 5.0★ | 877 |
| #2 | GREEN HOME LOANS8767 East Vía de Ventura Suite 120, Scottsdale, AZ 85258, USA | 4.9★ | 528 |
| #3 | Scout Mortgage, NMLS 5655315051 N Kierland Blvd Suite 339, Scottsdale, AZ 85254, USA | 5.0★ | 212 |
| #4 | The Home Loan Company LLC10643 N Frank Lloyd Wright Blvd Suite 103, Scottsdale, AZ 85259, USA | 5.0★ | 22 |
| #5 | Ryan Spencer - AZ Mortgage Group LLC - Mortgage Broker7010 E Acoma Dr STE 101, Scottsdale, AZ 85254, USA | 5.0★ | 143 |
| #6 | Blake Mortgage15051 North Kierland Boulevard #341 Industrious Bldg 3rd Floor, Scottsdale, AZ 85254, USA | 5.0★ | 24 |
| #7 | Arizona Lending Group7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251, USA | 5.0★ | 44 |
| #8 | Greg Gale | The Gale Team NOVA Home Loans7975 Hayden Rd Suite C-200, Scottsdale, AZ 85258, USA | 5.0★ | 207 |
| #9 | Modern Home Lending4250 N Drinkwater Blvd Suite 300, Scottsdale, AZ 85251, USA | 5.0★ | 150 |
| #10 | Nolan Mortgage: Scott Nolan, Mortgage Broker7373 E Doubletree Ranch Rd Unit 200, Scottsdale, AZ 85258, USA | 5.0★ | 109 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Scottsdale
Exceptional 5.0-star rating from 22 reviews for Scottsdale mortgage brokerage.
10643 N Frank Lloyd Wright Blvd Suite 103, Scottsdale, AZ 85259, USA
Scottsdale mortgage broker with a perfect 5.0-star rating from over 140 reviews.
7010 E Acoma Dr STE 101, Scottsdale, AZ 85254, USA
This Scottsdale mortgage broker holds a perfect 5.0 rating from 24 reviews.
15051 North Kierland Boulevard #341 Industrious Bldg 3rd Floor, Scottsdale, AZ 85254, USA
Top-rated Scottsdale mortgage broker with perfect 5.0 score from 44 reviews.
7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251, USA
Scottsdale mortgage broker with a perfect 5.0-star rating from over 200 reviews.
7975 Hayden Rd Suite C-200, Scottsdale, AZ 85258, USA
Scottsdale mortgage broker with a perfect 5.0★ rating from over 150 Google reviews.
4250 N Drinkwater Blvd Suite 300, Scottsdale, AZ 85251, USA
Scottsdale mortgage broker with a perfect 5.0★ rating from over 100 reviews.
7373 E Doubletree Ranch Rd Unit 200, Scottsdale, AZ 85258, USA
Experience top-rated lending guidance from a Scottsdale broker with a flawless 5.0-star rating from 92 reviews.
7256 E Wingspan Way, Scottsdale, AZ 85255, USA
Rated 5.0 stars from 41 Google reviews, this Scottsdale broker is highly trusted.
4250 N Drinkwater Blvd Suite 300, Scottsdale, AZ 85251, USA
5.0-star rating from 10 Google reviews for this Scottsdale mortgage broker.
7272 E Indian School Rd #210, Scottsdale, AZ 85251, USA
Scottsdale mortgage broker with a flawless 5.0-star rating from over 130 reviews.
2701 E Insight Wy #150, Chandler, AZ 85286, USA
Trusted Scottsdale mortgage broker with a perfect 5.0-star rating from over 160 Google reviews.
6991 E Camelback Rd suite d 300, Scottsdale, AZ 85251, USA
Rated 5.0 stars from 143 Google reviews, this Scottsdale mortgage broker is highly trusted.
14238 N Northsight Blvd, Scottsdale, AZ 85260, USA
Top-rated Scottsdale mortgage broker with 5.0 stars from over 200 reviews.
7621 E Rose Garden Ln, Scottsdale, AZ 85255, USA
Scottsdale mortgage broker with a 4.9-star rating from 54 Google reviews.
16427 N Scottsdale Rd Suite 410, Scottsdale, AZ 85254, USA
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Mortgage Brokers in Scottsdale, AZ — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Homeowners Financial Group | 88/100 | 5.0 ★ | 877 |
| 2 | GREEN HOME LOANS | 87/100 | 4.9 ★ | 528 |
| 3 | Scout Mortgage, NMLS 56553 | 87/100 | 5.0 ★ | 212 |
| 4 | The Home Loan Company LLC | 75/100 | 5.0 ★ | 22 |
| 5 | Ryan Spencer - AZ Mortgage Group LLC - Mortgage Broker | 85/100 | 5.0 ★ | 143 |
| 6 | Blake Mortgage | 76/100 | 5.0 ★ | 24 |
| 7 | Arizona Lending Group | 79/100 | 5.0 ★ | 44 |
| 8 | Greg Gale | The Gale Team NOVA Home Loans | 87/100 | 5.0 ★ | 207 |
| 9 | Modern Home Lending | 86/100 | 5.0 ★ | 150 |
| 10 | Nolan Mortgage: Scott Nolan, Mortgage Broker | 84/100 | 5.0 ★ | 109 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Scottsdale
What does a mortgage broker do differently than going directly to a bank in Scottsdale?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Scottsdale?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in AZ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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