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Top Picks · Scottsdale

Best Mortgage Brokers in Scottsdale, AZ

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As of May 2026, RatingsNearMe ranks 18 mortgage brokers in Scottsdale, AZ by verified customer ratings and review volume. The highest-rated is Homeowners Financial Group with a 5.0-star rating from 877 verified reviews. Also in the top tier: GREEN HOME LOANS and Scout Mortgage, NMLS 56553. The average rating across all listed mortgage brokers in Scottsdale is 5 stars from 176 reviews per business on average.

Mortgage brokers in Scottsdale: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

18

Businesses listed

5★

Avg rating

176

Avg reviews

May 17, 2026

Last updated

Top Rated Mortgage Brokers

🥇

Homeowners Financial Group

5.0(877 reviews)

4800 N Scottsdale Rd # 6000, Scottsdale, AZ 85251, USA

🥈

GREEN HOME LOANS

4.9(528 reviews)

8767 East Vía de Ventura Suite 120, Scottsdale, AZ 85258, USA

🥉

Scout Mortgage, NMLS 56553

5.0(212 reviews)

15051 N Kierland Blvd Suite 339, Scottsdale, AZ 85254, USA

Mortgage Brokers Rankings in Scottsdale, AZ

#BusinessRatingReviews
#1Homeowners Financial Group4800 N Scottsdale Rd # 6000, Scottsdale, AZ 85251, USA5.0877
#2GREEN HOME LOANS8767 East Vía de Ventura Suite 120, Scottsdale, AZ 85258, USA4.9528
#3Scout Mortgage, NMLS 5655315051 N Kierland Blvd Suite 339, Scottsdale, AZ 85254, USA5.0212
#4Ryan Spencer - AZ Mortgage Group LLC - Mortgage Broker7010 E Acoma Dr STE 101, Scottsdale, AZ 85254, USA5.0143
#5Chris Allen - Trusted Mortgage, Inc.7621 E Rose Garden Ln, Scottsdale, AZ 85255, USA5.0209
#6Blake Mortgage15051 North Kierland Boulevard #341 Industrious Bldg 3rd Floor, Scottsdale, AZ 85254, USA5.024
#7Arizona Lending Group7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251, USA5.044
#8Modern Home Lending4250 N Drinkwater Blvd Suite 300, Scottsdale, AZ 85251, USA5.0150
#9Nolan Mortgage: Scott Nolan, Mortgage Broker7373 E Doubletree Ranch Rd Unit 200, Scottsdale, AZ 85258, USA5.0109
#10Strategic Mortgage7256 E Wingspan Way, Scottsdale, AZ 85255, USA5.092

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Mortgage Brokers in Scottsdale

4

Ryan Spencer - AZ Mortgage Group LLC - Mortgage Broker

5.0· 143 reviews

7010 E Acoma Dr STE 101, Scottsdale, AZ 85254, USA

5

Chris Allen - Trusted Mortgage, Inc.

5.0· 209 reviews

7621 E Rose Garden Ln, Scottsdale, AZ 85255, USA

6

Blake Mortgage

5.0· 24 reviews

15051 North Kierland Boulevard #341 Industrious Bldg 3rd Floor, Scottsdale, AZ 85254, USA

7

Arizona Lending Group

5.0· 44 reviews

7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251, USA

8

Modern Home Lending

5.0· 150 reviews

4250 N Drinkwater Blvd Suite 300, Scottsdale, AZ 85251, USA

9

Nolan Mortgage: Scott Nolan, Mortgage Broker

5.0· 109 reviews

7373 E Doubletree Ranch Rd Unit 200, Scottsdale, AZ 85258, USA

10

Strategic Mortgage

5.0· 92 reviews

7256 E Wingspan Way, Scottsdale, AZ 85255, USA

11

Greg Gale | The Gale Team NOVA Home Loans

5.0· 207 reviews

7975 Hayden Rd Suite C-200, Scottsdale, AZ 85258, USA

12

Logan Masseth

5.0· 10 reviews

7272 E Indian School Rd #210, Scottsdale, AZ 85251, USA

13

Andrew Fisher, Mortgage Broker

5.0· 41 reviews

4250 N Drinkwater Blvd Suite 300, Scottsdale, AZ 85251, USA

14

Brian Kelly - Arizona Mortgage Broker- Barrett Financial Group, LLC

5.0· 137 reviews

2701 E Insight Wy #150, Chandler, AZ 85286, USA

15

Marketline Mortgage, LLC

4.9· 54 reviews

16427 N Scottsdale Rd Suite 410, Scottsdale, AZ 85254, USA

16

Kevin Brierton Team @ Luminate Bank

5.0· 162 reviews

6991 E Camelback Rd suite d 300, Scottsdale, AZ 85251, USA

17

The Home Loan Company LLC

5.0· 22 reviews

10643 N Frank Lloyd Wright Blvd Suite 103, Scottsdale, AZ 85259, USA

18

Brightside Mortgage, LLC

5.0· 143 reviews

14238 N Northsight Blvd, Scottsdale, AZ 85260, USA

Data from Google Business listings
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Frequently Asked Questions — Mortgage Brokers in Scottsdale

What does a mortgage broker do differently than going directly to a bank in Scottsdale?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Scottsdale?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in AZ?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Mortgage Brokers Directory — Scottsdale, AZ

This page lists and ranks 18 mortgage brokers serving Scottsdale, AZ as of May 2026. The average verified rating across all listings is 5 stars, with an average of 176 customer reviews per business. The top-ranked mortgage brokers in Scottsdale by our algorithm is Homeowners Financial Group (5.0 stars, 877 reviews). Mortgage brokers in Scottsdale: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Scottsdale: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the AZ licensing board before hiring.

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