Highest Rated · Scottsdale
Top-Rated Mortgage Brokers in Scottsdale, AZ
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of May 2026, RatingsNearMe ranks 18 mortgage brokers in Scottsdale, AZ by verified customer ratings and review volume. The highest-rated is Homeowners Financial Group with a 5.0-star rating from 877 verified reviews. Also in the top tier: GREEN HOME LOANS and Scout Mortgage, NMLS 56553. The average rating across all listed mortgage brokers in Scottsdale is 5 stars from 176 reviews per business on average.
Mortgage brokers in Scottsdale: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
5★
Avg rating
176
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Homeowners Financial Group
4800 N Scottsdale Rd # 6000, Scottsdale, AZ 85251, USA
GREEN HOME LOANS
8767 East Vía de Ventura Suite 120, Scottsdale, AZ 85258, USA
Scout Mortgage, NMLS 56553
15051 N Kierland Blvd Suite 339, Scottsdale, AZ 85254, USA
Mortgage Brokers Rankings in Scottsdale, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Homeowners Financial Group4800 N Scottsdale Rd # 6000, Scottsdale, AZ 85251, USA | 5.0★ | 877 |
| #2 | GREEN HOME LOANS8767 East Vía de Ventura Suite 120, Scottsdale, AZ 85258, USA | 4.9★ | 528 |
| #3 | Scout Mortgage, NMLS 5655315051 N Kierland Blvd Suite 339, Scottsdale, AZ 85254, USA | 5.0★ | 212 |
| #4 | Ryan Spencer - AZ Mortgage Group LLC - Mortgage Broker7010 E Acoma Dr STE 101, Scottsdale, AZ 85254, USA | 5.0★ | 143 |
| #5 | Chris Allen - Trusted Mortgage, Inc.7621 E Rose Garden Ln, Scottsdale, AZ 85255, USA | 5.0★ | 209 |
| #6 | Blake Mortgage15051 North Kierland Boulevard #341 Industrious Bldg 3rd Floor, Scottsdale, AZ 85254, USA | 5.0★ | 24 |
| #7 | Arizona Lending Group7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251, USA | 5.0★ | 44 |
| #8 | Modern Home Lending4250 N Drinkwater Blvd Suite 300, Scottsdale, AZ 85251, USA | 5.0★ | 150 |
| #9 | Nolan Mortgage: Scott Nolan, Mortgage Broker7373 E Doubletree Ranch Rd Unit 200, Scottsdale, AZ 85258, USA | 5.0★ | 109 |
| #10 | Strategic Mortgage7256 E Wingspan Way, Scottsdale, AZ 85255, USA | 5.0★ | 92 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Scottsdale
Ryan Spencer - AZ Mortgage Group LLC - Mortgage Broker
7010 E Acoma Dr STE 101, Scottsdale, AZ 85254, USA
Chris Allen - Trusted Mortgage, Inc.
7621 E Rose Garden Ln, Scottsdale, AZ 85255, USA
Blake Mortgage
15051 North Kierland Boulevard #341 Industrious Bldg 3rd Floor, Scottsdale, AZ 85254, USA
Arizona Lending Group
7137 E Rancho Vista Dr b05, Scottsdale, AZ 85251, USA
Modern Home Lending
4250 N Drinkwater Blvd Suite 300, Scottsdale, AZ 85251, USA
Nolan Mortgage: Scott Nolan, Mortgage Broker
7373 E Doubletree Ranch Rd Unit 200, Scottsdale, AZ 85258, USA
Strategic Mortgage
7256 E Wingspan Way, Scottsdale, AZ 85255, USA
Greg Gale | The Gale Team NOVA Home Loans
7975 Hayden Rd Suite C-200, Scottsdale, AZ 85258, USA
Logan Masseth
7272 E Indian School Rd #210, Scottsdale, AZ 85251, USA
Andrew Fisher, Mortgage Broker
4250 N Drinkwater Blvd Suite 300, Scottsdale, AZ 85251, USA
Brian Kelly - Arizona Mortgage Broker- Barrett Financial Group, LLC
2701 E Insight Wy #150, Chandler, AZ 85286, USA
Marketline Mortgage, LLC
16427 N Scottsdale Rd Suite 410, Scottsdale, AZ 85254, USA
Kevin Brierton Team @ Luminate Bank
6991 E Camelback Rd suite d 300, Scottsdale, AZ 85251, USA
The Home Loan Company LLC
10643 N Frank Lloyd Wright Blvd Suite 103, Scottsdale, AZ 85259, USA
Brightside Mortgage, LLC
14238 N Northsight Blvd, Scottsdale, AZ 85260, USA
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Frequently Asked Questions — Mortgage Brokers in Scottsdale
What does a mortgage broker do differently than going directly to a bank in Scottsdale?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Scottsdale?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in AZ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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