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Mortgage Brokers in Seattle, WA — Free Estimates
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As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Seattle, WA by verified customer ratings and review volume. The highest-rated is Sammamish Mortgage with a 4.9-star rating from 547 verified reviews. Also in the top tier: Seattle's Mortgage Broker - Joe Tafolla and Salmon Bay Community Lending. The average rating across all listed mortgage brokers in Seattle is 5 stars from 184 reviews per business on average.
Mortgage brokers in Seattle: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
184
Avg reviews
May 16, 2026
Last updated
Top Rated Mortgage Brokers
Sammamish Mortgage
3055 112th Ave NE #200, Bellevue, WA 98004, USA
Seattle's Mortgage Broker - Joe Tafolla
506 2nd Ave #1400, Seattle, WA 98104, USA
Salmon Bay Community Lending
7919 Greenwood Ave N, Seattle, WA 98103, USA
Mortgage Brokers Rankings in Seattle, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Sammamish Mortgage3055 112th Ave NE #200, Bellevue, WA 98004, USA | 4.9★ | 547 |
| #2 | Seattle's Mortgage Broker - Joe Tafolla506 2nd Ave #1400, Seattle, WA 98104, USA | 5.0★ | 209 |
| #3 | Salmon Bay Community Lending7919 Greenwood Ave N, Seattle, WA 98103, USA | 5.0★ | 151 |
| #4 | Julie Johnson, Johnson Team | CrossCountry Mortgage Seattle1000 Dexter Ave N # 310, Seattle, WA 98109, USA | 5.0★ | 364 |
| #5 | Mortgage Reel - Keith Akada600 Stewart St Ste 400, Seattle, WA 98101, USA | 5.0★ | 331 |
| #6 | Blue Square Mortgage LLC4212 33rd Ave W, Seattle, WA 98199, USA | 4.9★ | 72 |
| #7 | Cornerstone Home Lending1200 Westlake Ave N Suite 600 - Offices 1 & 2, Seattle, WA 98109, USA | 4.9★ | 295 |
| #8 | Southern Birch Mortgage - Seattle Mortgage Broker600 Stewart St Ste 400, Seattle, WA 98101, USA | 5.0★ | 94 |
| #9 | Movement Mortgage2701 Eastlake Ave E UNIT 105, Seattle, WA 98102, USA | 5.0★ | 424 |
| #10 | Kyle Bergquist Mortgage Team at Cross Country Mortgage1448 NW Market St Suite 5-128, Seattle, WA 98107, USA | 5.0★ | 372 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Seattle
Julie Johnson, Johnson Team | CrossCountry Mortgage Seattle
1000 Dexter Ave N # 310, Seattle, WA 98109, USA
Mortgage Reel - Keith Akada
600 Stewart St Ste 400, Seattle, WA 98101, USA
Blue Square Mortgage LLC
4212 33rd Ave W, Seattle, WA 98199, USA
Cornerstone Home Lending
1200 Westlake Ave N Suite 600 - Offices 1 & 2, Seattle, WA 98109, USA
Southern Birch Mortgage - Seattle Mortgage Broker
600 Stewart St Ste 400, Seattle, WA 98101, USA
Movement Mortgage
2701 Eastlake Ave E UNIT 105, Seattle, WA 98102, USA
Kyle Bergquist Mortgage Team at Cross Country Mortgage
1448 NW Market St Suite 5-128, Seattle, WA 98107, USA
Christopher Garceau-UMortgage Mortgage Broker Loan Officer NMLS 1900090
2653 SW Yancy St, Seattle, WA 98126, USA
Jeff McGinnis at CrossCountry Mortgage
1000 Dexter Ave N # 310, Seattle, WA 98109, USA
Westwood Mortgage, Inc.
9706 4th Ave NE #205, Seattle, WA 98115, USA
NFM Lending - Team Petros
3400 188th St SW Suite 400, Lynnwood, WA 98037, USA
Seattle Mortgage Planners
425 Pontius Ave N Suite 430, Seattle, WA 98109, USA
Seattle MortgageRight - Steve Konwent
15406 Meridian E Suite 2A, Puyallup, WA 98375, USA
West Seattle Mortgage, 85705
6523 California Ave SW #13, Seattle, WA 98136, USA
Rob Berg - Fairway Mortgage Corporation
2345 Eastlake Ave E UNIT 301, Seattle, WA 98102, USA
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Frequently Asked Questions — Mortgage Brokers in Seattle
What does a mortgage broker do differently than going directly to a bank in Seattle?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Seattle?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
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