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Mortgage Brokers Near You in Seattle, WA
Find mortgage brokers close to you in Seattle. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Seattle, WA by verified customer ratings and review volume. The highest-rated is Sammamish Mortgage with a 4.9-star rating from 547 verified reviews. Also in the top tier: Seattle's Mortgage Broker - Joe Tafolla and Salmon Bay Community Lending. The average rating across all listed mortgage brokers in Seattle is 5 stars from 184 reviews per business on average.
Mortgage brokers in Seattle: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
184
Avg reviews
May 16, 2026
Last updated
Top Rated Mortgage Brokers
Sammamish Mortgage
3055 112th Ave NE #200, Bellevue, WA 98004, USA
Seattle's Mortgage Broker - Joe Tafolla
506 2nd Ave #1400, Seattle, WA 98104, USA
Salmon Bay Community Lending
7919 Greenwood Ave N, Seattle, WA 98103, USA
Mortgage Brokers Rankings in Seattle, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Sammamish Mortgage3055 112th Ave NE #200, Bellevue, WA 98004, USA | 4.9★ | 547 |
| #2 | Seattle's Mortgage Broker - Joe Tafolla506 2nd Ave #1400, Seattle, WA 98104, USA | 5.0★ | 209 |
| #3 | Salmon Bay Community Lending7919 Greenwood Ave N, Seattle, WA 98103, USA | 5.0★ | 151 |
| #4 | Julie Johnson, Johnson Team | CrossCountry Mortgage Seattle1000 Dexter Ave N # 310, Seattle, WA 98109, USA | 5.0★ | 364 |
| #5 | Mortgage Reel - Keith Akada600 Stewart St Ste 400, Seattle, WA 98101, USA | 5.0★ | 331 |
| #6 | Blue Square Mortgage LLC4212 33rd Ave W, Seattle, WA 98199, USA | 4.9★ | 72 |
| #7 | Cornerstone Home Lending1200 Westlake Ave N Suite 600 - Offices 1 & 2, Seattle, WA 98109, USA | 4.9★ | 295 |
| #8 | Southern Birch Mortgage - Seattle Mortgage Broker600 Stewart St Ste 400, Seattle, WA 98101, USA | 5.0★ | 94 |
| #9 | Movement Mortgage2701 Eastlake Ave E UNIT 105, Seattle, WA 98102, USA | 5.0★ | 424 |
| #10 | Kyle Bergquist Mortgage Team at Cross Country Mortgage1448 NW Market St Suite 5-128, Seattle, WA 98107, USA | 5.0★ | 372 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Seattle
Julie Johnson, Johnson Team | CrossCountry Mortgage Seattle
1000 Dexter Ave N # 310, Seattle, WA 98109, USA
Mortgage Reel - Keith Akada
600 Stewart St Ste 400, Seattle, WA 98101, USA
Blue Square Mortgage LLC
4212 33rd Ave W, Seattle, WA 98199, USA
Cornerstone Home Lending
1200 Westlake Ave N Suite 600 - Offices 1 & 2, Seattle, WA 98109, USA
Southern Birch Mortgage - Seattle Mortgage Broker
600 Stewart St Ste 400, Seattle, WA 98101, USA
Movement Mortgage
2701 Eastlake Ave E UNIT 105, Seattle, WA 98102, USA
Kyle Bergquist Mortgage Team at Cross Country Mortgage
1448 NW Market St Suite 5-128, Seattle, WA 98107, USA
Christopher Garceau-UMortgage Mortgage Broker Loan Officer NMLS 1900090
2653 SW Yancy St, Seattle, WA 98126, USA
Jeff McGinnis at CrossCountry Mortgage
1000 Dexter Ave N # 310, Seattle, WA 98109, USA
Westwood Mortgage, Inc.
9706 4th Ave NE #205, Seattle, WA 98115, USA
NFM Lending - Team Petros
3400 188th St SW Suite 400, Lynnwood, WA 98037, USA
Seattle Mortgage Planners
425 Pontius Ave N Suite 430, Seattle, WA 98109, USA
Seattle MortgageRight - Steve Konwent
15406 Meridian E Suite 2A, Puyallup, WA 98375, USA
West Seattle Mortgage, 85705
6523 California Ave SW #13, Seattle, WA 98136, USA
Rob Berg - Fairway Mortgage Corporation
2345 Eastlake Ave E UNIT 301, Seattle, WA 98102, USA
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Frequently Asked Questions — Mortgage Brokers in Seattle
What does a mortgage broker do differently than going directly to a bank in Seattle?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Seattle?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
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