Real Reviews · Shoreline
Top-Reviewed Insurance Agents in Shoreline, WA
What are customers actually saying? Read verified reviews for insurance agents in Shoreline — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Shoreline, WA by verified customer ratings and review volume. The highest-rated is Cornerstone Insurance Group with a 5.0-star rating from 642 verified reviews. Also in the top tier: Vern Fonk Insurance and Sea-Mountain Insurance. The average rating across all listed insurance agents in Shoreline is 4.8 stars from 160 reviews per business on average.
Insurance in Shoreline: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
160
Avg reviews
May 16, 2026
Last updated
Top Rated Insurance Agents
Cornerstone Insurance Group
21920 76th Ave W, Edmonds, WA 98026, USA
Vern Fonk Insurance
3225 Alderwood Mall Blvd Suite D, Lynnwood, WA 98036, USA
Sea-Mountain Insurance
19630 76th Ave W, Lynnwood, WA 98036, USA
Insurance Agents Rankings in Shoreline, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Cornerstone Insurance Group21920 76th Ave W, Edmonds, WA 98026, USA | 5.0★ | 642 |
| #2 | Vern Fonk Insurance3225 Alderwood Mall Blvd Suite D, Lynnwood, WA 98036, USA | 4.9★ | 523 |
| #3 | Sea-Mountain Insurance19630 76th Ave W, Lynnwood, WA 98036, USA | 4.9★ | 343 |
| #4 | Ryan Carlson American Family Insurance332 NW Richmond Beach Rd, Shoreline, WA 98177, USA | 4.5★ | 49 |
| #5 | Kris Hubbard American Family Insurance19940 Ballinger Way NE A1, Shoreline, WA 98155, USA | 4.1★ | 22 |
| #6 | Sound Choice Insurance Agency Inc19009 33rd Ave W #310, Lynnwood, WA 98036, USA | 4.9★ | 82 |
| #7 | Salish Insurance Group111 Main St Unit 111, Edmonds, WA 98020, USA | 5.0★ | 50 |
| #8 | Mavin Santamo: Allstate Insurance19524 Ballinger Way NE Ste B, Shoreline, WA 98155, USA | 4.9★ | 30 |
| #9 | Tom Lusich - State Farm Insurance Agent1508 NE 179th St, Shoreline, WA 98155, USA | 4.9★ | 211 |
| #10 | Executive Home & Auto Insurance Brokerage838 Innis Arden Dr NW, Shoreline, WA 98177, USA | 5.0★ | 30 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Shoreline
Ryan Carlson American Family Insurance
332 NW Richmond Beach Rd, Shoreline, WA 98177, USA
Kris Hubbard American Family Insurance
19940 Ballinger Way NE A1, Shoreline, WA 98155, USA
Sound Choice Insurance Agency Inc
19009 33rd Ave W #310, Lynnwood, WA 98036, USA
Salish Insurance Group
111 Main St Unit 111, Edmonds, WA 98020, USA
Mavin Santamo: Allstate Insurance
19524 Ballinger Way NE Ste B, Shoreline, WA 98155, USA
Tom Lusich - State Farm Insurance Agent
1508 NE 179th St, Shoreline, WA 98155, USA
Executive Home & Auto Insurance Brokerage
838 Innis Arden Dr NW, Shoreline, WA 98177, USA
Wendi Valles - State Farm Insurance Agent
1501 N 200th St STE 201, Shoreline, WA 98133, USA
Bruce E. L. M. Strothers - State Farm Insurance Agent
17544 Midvale Ave N Ste 106, Shoreline, WA 98133, USA
Erin Ison - State Farm Insurance Agent
14920 Westminster Way N #2b, Shoreline, WA 98133, USA
Surety United NTL Insurance
15235 Aurora Ave N #201, Shoreline, WA 98133, USA
Laarnie Soma - State Farm Insurance Agent
20011 Ballinger Way NE # 216, Shoreline, WA 98155, USA
Rachel Alexander - State Farm Insurance Agent
644 NW Richmond Beach Rd, Shoreline, WA 98177, USA
Bright Community Shield Insurance Agency
14741 Aurora Ave N #103, Shoreline, WA 98133, USA
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Frequently Asked Questions — Insurance Agents in Shoreline
What is the difference between a captive and independent insurance agent in Shoreline?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WA?
Search the WA Department of Insurance's online license lookup — Google "WA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WA must be licensed with the state.
How much does working with a local insurance agent in Shoreline cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Shoreline?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Shoreline adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
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