Near You · Smyrna
Mortgage Brokers Near You in Smyrna, TN
Find mortgage brokers close to you in Smyrna. All results are sorted by proximity and rated by real local customers.
As of June 2026, RatingsNearMe ranks 13 mortgage brokers in Smyrna, TN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Valor Mortgage with a 5.0-star rating from 108 Google reviews and an RNM Score of 95/100. Also in the top tier: Keith Morrow, SWBC Mortgage and Tower Loan. The average rating across all listed mortgage brokers in Smyrna is 4.4 stars from 40 reviews per business on average.
Mortgage brokers in Smyrna: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Smyrna, Tennessee is home to a variety of mortgage brokers who can assist consumers with home loans and refinancing. When searching for a local mortgage broker, consumers should consider factors such as experience, customer reviews, and the range of loan products offered.
- ✓Experienced mortgage brokers in Smyrna, TN
- ✓Variety of loan products and services available
- ✓Importance of researching customer reviews and broker qualifications
Best Overall
FirstBank Mortgage
FirstBank Mortgage stands out as the top-ranked broker due to its strong local reputation and comprehensive mortgage services in Smyrna.
Most Reviewed
FirstBank Mortgage
A high review count indicates broad customer experience and trust, helping you gauge reliability and service quality.
When choosing a mortgage broker in Smyrna, compare rates, fees, and customer feedback from multiple brokers. It's also wise to get pre-approved early to strengthen your offer in a competitive market.
How to Choose a Mortgage Broker in Smyrna
What to look for
- • Years of experience in the Smyrna, TN mortgage market
- • Strong local knowledge and connections with lenders
- • Transparent fees and cost estimates
- • Positive reviews and references from past clients
Questions to ask
- • How long have you been a mortgage broker in Smyrna?
- • What types of loan programs do you typically work with?
- • Can you provide a detailed cost estimate for my loan scenario?
Red flags
- ⚠ Unwillingness to provide a written cost estimate upfront
- ⚠ Lack of clear communication about the process and timeline
- ⚠ Pressure to use a specific lender or loan program
In Tennessee, mortgage brokers must be licensed by the Tennessee Department of Financial Institutions. Be sure to verify a broker's license and check for any disciplinary actions or complaints.
Local Market Snapshot
13
Businesses listed
4.4★
Avg rating
40
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Top-rated Smyrna mortgage broker with a perfect 5.0★ score from over 100 reviews.
724 S Main St, Springfield, TN 37172, USASmyrna mortgage broker with a perfect 5.0-star rating from over 120 reviews.
611 Potomac Pl #120, Smyrna, TN 37167, USARated 4.9 stars from over 100 Google reviews in Smyrna.
12974 Old Nashville Hwy, Smyrna, TN 37167, USAMortgage Brokers Rankings in Smyrna, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Valor Mortgage724 S Main St, Springfield, TN 37172, USA | 5.0★ | 108 |
| #2 | Keith Morrow, SWBC Mortgage611 Potomac Pl #120, Smyrna, TN 37167, USA | 5.0★ | 126 |
| #3 | Tower Loan12974 Old Nashville Hwy, Smyrna, TN 37167, USA | 4.9★ | 108 |
| #4 | Ruth Perez, SWBC Mortgage611 Potomac Pl #120, Smyrna, TN 37167, USA | 5.0★ | 3 |
| #5 | Renee Wyatt Goodrich, SWBC Mortgage611 Potomac Pl #120, Smyrna, TN 37167, USA | 5.0★ | 16 |
| #6 | Nexa Mortgage LLC / Billy Carver Branch Manager1241 Rock Springs Rd, Smyrna, TN 37167, USA | 5.0★ | 21 |
| #7 | Wendy Thompson Team Smyrna Mortgage Brokers & Lending Company301 Wolverine Trail, Smyrna, TN 37167, USA | — | — |
| #8 | DHI Mortgage819 Seven Oaks Blvd, Smyrna, TN 37167, USA | 1.0★ | 1 |
| #9 | Bob Hefty508 Princeton Rd STE 201, Johnson City, TN 37601, USA | 5.0★ | 17 |
| #10 | Accurate Mortgage Group - Smyrna701 President Pl #165, Smyrna, TN 37167, USA | 5.0★ | 35 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Smyrna
Earns a perfect 5.0-star rating from a handful of Google reviews.
611 Potomac Pl #120, Smyrna, TN 37167, USA
Exceptional 5.0-star rating from 16 Google reviews for Smyrna mortgage services.
611 Potomac Pl #120, Smyrna, TN 37167, USA
Rated 5.0 stars from 21 Google reviews, this Smyrna mortgage broker is highly trusted.
1241 Rock Springs Rd, Smyrna, TN 37167, USA
301 Wolverine Trail, Smyrna, TN 37167, USA
Rated 5.0 stars from 17 Google reviews, a top choice for local mortgage help.
508 Princeton Rd STE 201, Johnson City, TN 37601, USA
Trusted by dozens of Smyrna clients with a perfect 5.0-star rating.
701 President Pl #165, Smyrna, TN 37167, USA
Mixed 2.5-star rating from 2 Google reviews for a Smyrna mortgage broker.
345 Sam Ridley Pkwy W, Smyrna, TN 37167, USA
Exceptional 5.0-star rating from six Google reviews in Smyrna.
724 President Pl, Smyrna, TN 37167, USA
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Mortgage Brokers in Smyrna, TN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Valor Mortgage | 95/100 | 5.0 ★ | 108 |
| 2 | Keith Morrow, SWBC Mortgage | 85/100 | 5.0 ★ | 126 |
| 3 | Tower Loan | 82/100 | 4.9 ★ | 108 |
| 4 | Ruth Perez, SWBC Mortgage | 66/100 | 5.0 ★ | 3 |
| 5 | Renee Wyatt Goodrich, SWBC Mortgage | 74/100 | 5.0 ★ | 16 |
| 6 | Nexa Mortgage LLC / Billy Carver Branch Manager | 75/100 | 5.0 ★ | 21 |
| 7 | Wendy Thompson Team Smyrna Mortgage Brokers & Lending Company | 3/100 | — | 0 |
| 8 | DHI Mortgage | 14/100 | 1.0 ★ | 1 |
| 9 | Bob Hefty | 74/100 | 5.0 ★ | 17 |
| 10 | Accurate Mortgage Group - Smyrna | 78/100 | 5.0 ★ | 35 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Smyrna
What does a mortgage broker do differently than going directly to a bank in Smyrna?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Smyrna?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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