Real Reviews · Smyrna
Top-Reviewed Mortgage Brokers in Smyrna, TN
What are customers actually saying? Read verified reviews for mortgage brokers in Smyrna — every rating is from a real customer.
As of August 2026, RatingsNearMe ranks 13 mortgage brokers in Smyrna, TN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Keith Morrow, SWBC Mortgage with a 5.0-star rating from 126 Google reviews and an RNM Score of 85/100. Also in the top tier: Valor Mortgage and Tower Loan. The average rating across all listed mortgage brokers in Smyrna is 4.4 stars from 40 reviews per business on average.
Mortgage brokers in Smyrna: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated August 23, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
4.4★
Avg rating
40
Avg reviews
Aug 23, 2026
Last updated
Top Rated Mortgage Brokers
Smyrna mortgage broker with a perfect 5.0-star rating from over 120 reviews.
611 Potomac Pl #120, Smyrna, TN 37167, USATop-rated Smyrna mortgage broker with a perfect 5.0★ score from over 100 reviews.
724 S Main St, Springfield, TN 37172, USARated 4.9 stars from over 100 Google reviews in Smyrna.
12974 Old Nashville Hwy, Smyrna, TN 37167, USAMortgage Brokers Rankings in Smyrna, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Keith Morrow, SWBC Mortgage611 Potomac Pl #120, Smyrna, TN 37167, USA | 5.0★ | 126 |
| #2 | Valor Mortgage724 S Main St, Springfield, TN 37172, USA | 5.0★ | 108 |
| #3 | Tower Loan12974 Old Nashville Hwy, Smyrna, TN 37167, USA | 4.9★ | 108 |
| #4 | FirstBank Mortgage724 President Pl, Smyrna, TN 37167, USA | 5.0★ | 6 |
| #5 | Wendy Thompson Team Smyrna Mortgage Brokers & Lending Company301 Wolverine Trail, Smyrna, TN 37167, USA | — | — |
| #6 | Bob Hefty508 Princeton Rd STE 201, Johnson City, TN 37601, USA | 5.0★ | 17 |
| #7 | Accurate Mortgage Group - Smyrna701 President Pl #165, Smyrna, TN 37167, USA | 5.0★ | 35 |
| #8 | Nexa Mortgage LLC / Billy Carver Branch Manager1241 Rock Springs Rd, Smyrna, TN 37167, USA | 5.0★ | 21 |
| #9 | US Bank Mortgage345 Sam Ridley Pkwy W, Smyrna, TN 37167, USA | 2.5★ | 2 |
| #10 | Loan Officer - 202104661 Fitzhugh Blvd Suite 135, Smyrna, TN 37167, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated August 2026
All Mortgage Brokers in Smyrna
Exceptional 5.0-star rating from six Google reviews in Smyrna.
724 President Pl, Smyrna, TN 37167, USA
This Smyrna mortgage broker has no online reviews yet, offering a fresh start for clients.
301 Wolverine Trail, Smyrna, TN 37167, USA
Rated 5.0 stars from 17 Google reviews, a top choice for local mortgage help.
508 Princeton Rd STE 201, Johnson City, TN 37601, USA
Trusted by dozens of Smyrna clients with a perfect 5.0-star rating.
701 President Pl #165, Smyrna, TN 37167, USA
Rated 5.0 stars from 21 Google reviews, this Smyrna mortgage broker is highly trusted.
1241 Rock Springs Rd, Smyrna, TN 37167, USA
Mixed 2.5-star rating from 2 Google reviews for a Smyrna mortgage broker.
345 Sam Ridley Pkwy W, Smyrna, TN 37167, USA
No reviews yet for this Smyrna mortgage broker; check back for customer feedback.
661 Fitzhugh Blvd Suite 135, Smyrna, TN 37167, USA
Earns a perfect 5.0-star rating from a handful of Google reviews.
611 Potomac Pl #120, Smyrna, TN 37167, USA
Exceptional 5.0-star rating from 16 Google reviews for Smyrna mortgage services.
611 Potomac Pl #120, Smyrna, TN 37167, USA
A single Google review gives this Smyrna mortgage broker a 1.0-star rating.
819 Seven Oaks Blvd, Smyrna, TN 37167, USA
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Mortgage Brokers in Smyrna, TN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Keith Morrow, SWBC Mortgage | 85/100 | 5.0 ★ | 126 |
| 2 | Valor Mortgage | 95/100 | 5.0 ★ | 108 |
| 3 | Tower Loan | 82/100 | 4.9 ★ | 108 |
| 4 | FirstBank Mortgage | 69/100 | 5.0 ★ | 6 |
| 5 | Wendy Thompson Team Smyrna Mortgage Brokers & Lending Company | 3/100 | — | 0 |
| 6 | Bob Hefty | 74/100 | 5.0 ★ | 17 |
| 7 | Accurate Mortgage Group - Smyrna | 78/100 | 5.0 ★ | 35 |
| 8 | Nexa Mortgage LLC / Billy Carver Branch Manager | 75/100 | 5.0 ★ | 21 |
| 9 | US Bank Mortgage | 27/100 | 2.5 ★ | 2 |
| 10 | Loan Officer - 202104 | 3/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · August 2026
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Frequently Asked Questions — Mortgage Brokers in Smyrna
What does a mortgage broker do differently than going directly to a bank in Smyrna?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Smyrna?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: August 23, 2026.
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