Top Picks · St. Louis
Best Mortgage Brokers in St. Louis, MO
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in St. Louis, MO by verified customer ratings and review volume. The highest-rated is First Integrity Team of Supreme Lending with a 5.0-star rating from 951 verified reviews. Also in the top tier: USA Mortgage and Haven Home Equity - NMLS# 4181. The average rating across all listed mortgage brokers in St. Louis is 4.9 stars from 485 reviews per business on average.
Mortgage brokers in St. Louis: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
485
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
First Integrity Team of Supreme Lending
1807 Park 270 Dr Ste. 265, St. Louis, MO 63146, USA
USA Mortgage
12140 Woodcrest Executive Dr #150, St. Louis, MO 63141, USA
Haven Home Equity - NMLS# 4181
21 The Blvd Saint Louis, Richmond Heights, MO 63117, USA
Mortgage Brokers Rankings in St. Louis, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | First Integrity Team of Supreme Lending1807 Park 270 Dr Ste. 265, St. Louis, MO 63146, USA | 5.0★ | 951 |
| #2 | USA Mortgage12140 Woodcrest Executive Dr #150, St. Louis, MO 63141, USA | 4.9★ | 1,941 |
| #3 | Haven Home Equity - NMLS# 418121 The Blvd Saint Louis, Richmond Heights, MO 63117, USA | 4.9★ | 1,009 |
| #4 | Better Rate Mortgage - Mortgage Lender1118 Hampton Ave, St. Louis, MO 63139, USA | 5.0★ | 423 |
| #5 | Stuart's American Mortgage Corporation St. Louis9520 Lackland Rd, St. Louis, MO 63114, USA | 4.9★ | 368 |
| #6 | Pinnacle Real Estate Advisor Home Loans2020 Marconi Ave, St. Louis, MO 63110, USA | 5.0★ | 158 |
| #7 | Golden Oak Lending11737 Administration Dr, St. Louis, MO 63146, USA | 4.9★ | 717 |
| #8 | Delmar Mortgage - Corporate Headquarters1066 Executive Pkwy Dr #100, Creve Coeur, MO 63141, USA | 4.8★ | 921 |
| #9 | Nichols & Co. Mortgage Advisors4303 McPherson Ave, St. Louis, MO 63108, USA | 5.0★ | 35 |
| #10 | New American Funding - St Louis - Olive, MO12312 Olive Blvd Suite 240, St. Louis, MO 63141, USA | 5.0★ | 533 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in St. Louis
Better Rate Mortgage - Mortgage Lender
1118 Hampton Ave, St. Louis, MO 63139, USA
Stuart's American Mortgage Corporation St. Louis
9520 Lackland Rd, St. Louis, MO 63114, USA
Pinnacle Real Estate Advisor Home Loans
2020 Marconi Ave, St. Louis, MO 63110, USA
Golden Oak Lending
11737 Administration Dr, St. Louis, MO 63146, USA
Delmar Mortgage - Corporate Headquarters
1066 Executive Pkwy Dr #100, Creve Coeur, MO 63141, USA
Nichols & Co. Mortgage Advisors
4303 McPherson Ave, St. Louis, MO 63108, USA
New American Funding - St Louis - Olive, MO
12312 Olive Blvd Suite 240, St. Louis, MO 63141, USA
PrimeLending, A PlainsCapital Company - St Louis
6 Cardinal Wy Suite 900, Office 60, St. Louis, MO 63102, USA
Gershman Mortgage - Chesterfield
16253 Swingley Ridge Rd # 200, Chesterfield, MO 63017, USA
Gershman Mortgage - St. Louis Headquarters
16253 Swingley Ridge Rd # 200, Chesterfield, MO 63017, USA
Carlson Mortgage
7777 Bonhomme Ave Suit 1800, Clayton, MO 63105, USA
Guild Mortgage Company
4643 Gravois Ave, St. Louis, MO 63116, USA
Mortgage Solutions of St. Louis
9849 Manchester Rd, St. Louis, MO 63119, USA
Traci Everman at Flat Branch Home Loans (NMLS #289967)
14755 N Outer 40 Rd # 110, Chesterfield, MO 63017, USA
St Louis Mortgage Consultants
1799 Smizer Station Rd, Fenton, MO 63026, USA
Mutual of Omaha Mortgage
16090 Swingley Ridge Rd Suite 500, Chesterfield, MO 63017, USA
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Frequently Asked Questions — Mortgage Brokers in St. Louis
What does a mortgage broker do differently than going directly to a bank in St. Louis?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in St. Louis?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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