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Mortgage Brokers in Stafford, TX — Free Estimates
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As of July 2026, RatingsNearMe ranks 9 mortgage brokers in Stafford, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is K & G Capital Mortgage with a 5.0-star rating from 461 Google reviews and an RNM Score of 100/100. Also in the top tier: Tom Stafford Mortgage Broker and UnionMae Mortgage, Inc.-Andy Zhou's Team. The average rating across all listed mortgage brokers in Stafford is 4.9 stars from 78 reviews per business on average.
Mortgage brokers in Stafford: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Brad Ainsworth at CrossCountry Mortgage
Brad Ainsworth is top-ranked for his strong reputation and personalized service in the Stafford area.
Most Reviewed
Brad Ainsworth at CrossCountry Mortgage
A high review count indicates broad customer trust and consistent service quality.
When choosing a mortgage broker in Stafford, compare loan options and fees from multiple brokers, and prioritize those with strong local reputations and transparent communication.
Local Market Snapshot
9
Businesses listed
4.9★
Avg rating
78
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Stafford's top-rated mortgage broker with 461 perfect 5.0-star reviews.
12603 Southwest Fwy Suite 670, Stafford, TX 77477, USAStafford's top-rated mortgage broker with a perfect 5.0-star score from 90 reviews.
12431 Daniel's Gate Dr, Castle Rock, CO 80108, USARated 5.0 stars from 23 Google reviews, consistently earning top marks from clients.
10701 Corporate Dr #186, Stafford, TX 77477, USAMortgage Brokers Rankings in Stafford, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | K & G Capital Mortgage12603 Southwest Fwy Suite 670, Stafford, TX 77477, USA | 5.0★ | 461 |
| #2 | Tom Stafford Mortgage Broker12431 Daniel's Gate Dr, Castle Rock, CO 80108, USA | 5.0★ | 90 |
| #3 | UnionMae Mortgage, Inc.-Andy Zhou's Team10701 Corporate Dr #186, Stafford, TX 77477, USA | 5.0★ | 23 |
| #4 | Prompt Realty and Mortgage920 FM 1092, Murphy Rd, Stafford, TX 77477, USA | 4.7★ | 37 |
| #5 | Brad Ainsworth at CrossCountry Mortgage10701 Corporate Dr Ste 246, Stafford, TX 77477, USA | 4.8★ | 23 |
| #6 | Borrow Buy Sell Real Estate Team14090 Southwest Fwy #102, Sugar Land, TX 77478, USA | 5.0★ | 21 |
| #7 | Roberson Mortgage Inc.10701 Corporate Dr, Stafford, TX 77477, USA | 4.4★ | 14 |
| #8 | Dream Makers Mortgage, LLC NMLS 224411610707 Corporate Dr Sute 100-A, Stafford, TX 77477, USA | 5.0★ | 15 |
| #9 | Hometrust Mortgage Company10707 Corporate Dr # 139, Stafford, TX 77477, USA | 5.0★ | 16 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Stafford
Known for a strong 4.7-star rating from 37 Google reviews in Stafford.
920 FM 1092, Murphy Rd, Stafford, TX 77477, USA
Trusted locally with a 4.8-star rating from over 20 client reviews.
10701 Corporate Dr Ste 246, Stafford, TX 77477, USA
Stafford mortgage broker with a flawless 5.0 rating from 21 Google reviews.
14090 Southwest Fwy #102, Sugar Land, TX 77478, USA
Stafford mortgage broker with 4.4 stars from 14 Google reviews.
10701 Corporate Dr, Stafford, TX 77477, USA
Stafford mortgage broker with a perfect 5.0-star rating from 15 Google reviews.
10707 Corporate Dr Sute 100-A, Stafford, TX 77477, USA
Stafford mortgage broker with a perfect 5.0-star rating from 16 reviews.
10707 Corporate Dr # 139, Stafford, TX 77477, USA
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Mortgage Brokers in Stafford, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | K & G Capital Mortgage | 100/100 | 5.0 ★ | 461 |
| 2 | Tom Stafford Mortgage Broker | 94/100 | 5.0 ★ | 90 |
| 3 | UnionMae Mortgage, Inc.-Andy Zhou's Team | 87/100 | 5.0 ★ | 23 |
| 4 | Prompt Realty and Mortgage | 85/100 | 4.7 ★ | 37 |
| 5 | Brad Ainsworth at CrossCountry Mortgage | 84/100 | 4.8 ★ | 23 |
| 6 | Borrow Buy Sell Real Estate Team | 78/100 | 5.0 ★ | 21 |
| 7 | Roberson Mortgage Inc. | 75/100 | 4.4 ★ | 14 |
| 8 | Dream Makers Mortgage, LLC NMLS 2244116 | 85/100 | 5.0 ★ | 15 |
| 9 | Hometrust Mortgage Company | 85/100 | 5.0 ★ | 16 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Stafford
What does a mortgage broker do differently than going directly to a bank in Stafford?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Stafford?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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