Verified · Sterling Heights
Trusted Insurance Agents in Sterling Heights, MI
Trust matters when you're inviting a pro into your home or business. These insurance agents in Sterling Heights have earned it through hundreds of verified reviews.
As of June 2026, RatingsNearMe ranks 18 insurance agents in Sterling Heights, MI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is First Independent Insurance Agency with a 4.9-star rating from 594 Google reviews and an RNM Score of 87/100. Also in the top tier: Summit Health Services and Catherine Van Tiem: Allstate Insurance. The average rating across all listed insurance agents in Sterling Heights is 4.6 stars from 139 reviews per business on average.
Insurance in Sterling Heights: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Sterling Heights, MI is home to a variety of insurance agents offering coverage for home, auto, life, and business. Consumers should research agents' specialties, licenses, and customer reviews when selecting an insurance provider locally.
- ✓Insurance agents in Sterling Heights, MI provide coverage for home, auto, life, and business
- ✓Consumers should research agents' specialties, licenses, and customer reviews when selecting a provider
- ✓Sterling Heights is located in Macomb County, Michigan
Best Overall
First Independent Insurance Agency
First Independent Insurance Agency is top-ranked for its strong local reputation and personalized service as an independent agency.
Most Reviewed
First Independent Insurance Agency
A high number of reviews indicates broad customer experience and trust in the agency's reliability.
When choosing an insurance agent in Sterling Heights, consider whether you prefer the personalized options of an independent agency or the brand consistency of a national provider. Always compare coverage details and read recent customer feedback.
How to Choose a Insurance Agent in Sterling Heights
What to look for
- • Local experience and knowledge of the Sterling Heights market
- • Specialization in the type of insurance you need (e.g. auto, home, life)
- • Positive reviews and recommendations from other Sterling Heights residents
- • Availability to meet in person and provide personalized service
Questions to ask
- • How long have you been an insurance agent in Sterling Heights?
- • What types of insurance policies do you specialize in?
- • Can you provide references from other Sterling Heights clients?
- • What is your process for reviewing my coverage needs and recommending policies?
Red flags
- ⚠ Unwillingness to meet in person or provide references
- ⚠ Lack of knowledge about Sterling Heights-specific insurance requirements
- ⚠ Aggressive sales tactics or pressure to buy policies you don't need
In Michigan, insurance agents must be licensed by the Michigan Department of Insurance and Financial Services. Be sure to verify an agent's license and standing before working with them.
Local Market Snapshot
18
Businesses listed
4.6★
Avg rating
139
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Sterling Heights insurance agent with a 4.9-star rating from nearly 600 reviews.
15945 Canal Rd, Clinton Township, MI 48038, USAExceptional 5.0-star rating from hundreds of satisfied local clients.
43409 Schoenherr Rd, Sterling Heights, MI 48313, USASterling Heights insurance agent with a 4.9-star rating from 271 reviews.
42770 Van Dyke Ave, Sterling Heights, MI 48314, USAInsurance Agents Rankings in Sterling Heights, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | First Independent Insurance Agency15945 Canal Rd, Clinton Township, MI 48038, USA | 4.9★ | 594 |
| #2 | Summit Health Services43409 Schoenherr Rd, Sterling Heights, MI 48313, USA | 5.0★ | 302 |
| #3 | Catherine Van Tiem: Allstate Insurance42770 Van Dyke Ave, Sterling Heights, MI 48314, USA | 4.9★ | 271 |
| #4 | ISU-Great Northern Insurance Agency39850 Van Dyke Ave, Sterling Heights, MI 48313, USA | 4.8★ | 29 |
| #5 | AAA Insurance - Adnan Jilani Insurance Agency13462 15 Mile Rd, Sterling Heights, MI 48312, USA | 5.0★ | 14 |
| #6 | Primary Insurance Group2071 15 Mile Rd, Sterling Heights, MI 48310, USA | 4.8★ | 6 |
| #7 | Progressive Insurance - Claims Office40770 Mound Rd Suite 150, Sterling Heights, MI 48310, USA | 3.4★ | 240 |
| #8 | The Salvati Insurance Group, Inc.42370 Van Dyke Ave Ste 711, Sterling Heights, MI 48314, USA | 5.0★ | 140 |
| #9 | Gallagher Insurance, Risk Management & Consulting13900 Lakeside Cir, Sterling Heights, MI 48313, USA | 4.1★ | 114 |
| #10 | Cherokee Insurance Company34200 Mound Rd, Sterling Heights, MI 48310, USA | 1.7★ | 101 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Sterling Heights
Proudly serving Sterling Heights with a stellar 4.8-star rating from nearly 30 reviews.
39850 Van Dyke Ave, Sterling Heights, MI 48313, USA
Trusted Sterling Heights insurance agent with a perfect 5.0 rating from 14 reviews.
13462 15 Mile Rd, Sterling Heights, MI 48312, USA
Trusted by locals with a perfect 4.8★ rating from 6 Google reviews.
2071 15 Mile Rd, Sterling Heights, MI 48310, USA
Serving Sterling Heights with 240 Google reviews and a 3.4-star average rating.
40770 Mound Rd Suite 150, Sterling Heights, MI 48310, USA
Sterling Heights insurance agent with a perfect 5.0-star rating from 140 reviews.
42370 Van Dyke Ave Ste 711, Sterling Heights, MI 48314, USA
Trusted by over 100 local clients, this Sterling Heights agency holds a strong 4.1-star rating.
13900 Lakeside Cir, Sterling Heights, MI 48313, USA
Mixed 1.7-star rating from over 100 Google reviews suggests significant customer dissatisfaction.
34200 Mound Rd, Sterling Heights, MI 48310, USA
Top-rated Sterling Heights insurance agent with a perfect 5.0★ from 84 reviews.
44444 Mound Rd Suite 400C, Sterling Heights, MI 48314, USA
Sterling Heights insurance agent with a flawless 5.0★ rating from 59 Google reviews.
13854 Lakeside Cir Ste 212, Sterling Heights, MI 48313, USA
Consistently earns a perfect 5.0-star rating from its customers.
13854 Lakeside Cir Suite 213, Sterling Heights, MI 48313, USA
Rated 4.6 stars from 17 Google reviews.
43599 Schoenherr Rd #200a, Sterling Heights, MI 48313, USA
Trusted by local clients with a solid 4.3-star rating from nearly 150 reviews.
13900 Lakeside Cir, Sterling Heights, MI 48313, USA
Trusted by locals with a 4.6-star rating from over 150 Google reviews.
35830 Van Dyke Ave, Sterling Heights, MI 48312, USA
Trusted by over 150 clients, this Sterling Heights agent holds a flawless 4.9-star rating.
40684 Hayes Rd, Clinton Township, MI 48038, USA
Sterling Heights insurance agent with a perfect 5.0-star rating from 69 Google reviews.
42140 Van Dyke Ave #210, Sterling Heights, MI 48314, USA
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Insurance Agents in Sterling Heights, MI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | First Independent Insurance Agency | 87/100 | 4.9 ★ | 594 |
| 2 | Summit Health Services | 88/100 | 5.0 ★ | 302 |
| 3 | Catherine Van Tiem: Allstate Insurance | 87/100 | 4.9 ★ | 271 |
| 4 | ISU-Great Northern Insurance Agency | 73/100 | 4.8 ★ | 29 |
| 5 | AAA Insurance - Adnan Jilani Insurance Agency | 73/100 | 5.0 ★ | 14 |
| 6 | Primary Insurance Group | 65/100 | 4.8 ★ | 6 |
| 7 | Progressive Insurance - Claims Office | 61/100 | 3.4 ★ | 240 |
| 8 | The Salvati Insurance Group, Inc. | 85/100 | 5.0 ★ | 140 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 69/100 | 4.1 ★ | 114 |
| 10 | Cherokee Insurance Company | 40/100 | 1.7 ★ | 101 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Sterling Heights
What is the difference between a captive and independent insurance agent in Sterling Heights?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Sterling Heights cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Sterling Heights?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Sterling Heights adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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