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Top Picks · Sunnyvale
Best Mortgage Brokers in Sunnyvale, TX
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Sunnyvale, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Cedric Pitts - United Mortgage Pros with a 4.9-star rating from 78 Google reviews and an RNM Score of 80/100. Also in the top tier: Mesquite Mortgage and Not Your Average Lender. The average rating across all listed mortgage brokers in Sunnyvale is 4.7 stars from 83 reviews per business on average.
Mortgage brokers in Sunnyvale: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
83
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Rated 4.9 stars from 78 Google reviews in Mesquite, TX.
1509 Paintbrush St, Mesquite, TX 75149, USAA solid 4.0-star rating from a handful of Google reviews.
103 N Broad St, Mesquite, TX 75149, USAA local mortgage broker with 30 Google reviews averaging 3.9 stars in Garland, TX.
310 E Interstate 30 Suite M101, Garland, TX 75043, USAMortgage Brokers Rankings in Sunnyvale, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Cedric Pitts - United Mortgage Pros1509 Paintbrush St, Mesquite, TX 75149, USA | 4.9★ | 78 |
| #2 | Mesquite Mortgage103 N Broad St, Mesquite, TX 75149, USA | 4.0★ | 1 |
| #3 | Not Your Average Lender310 E Interstate 30 Suite M101, Garland, TX 75043, USA | 3.9★ | 30 |
| #4 | Fairway Home Mortgage - The Heritage Group1417 E Interstate 30 Suite 5, Garland, TX 75043, USA | 4.9★ | 222 |
| #5 | August REI3960 Broadway Blvd #107, Garland, TX 75043, USA | 4.5★ | 570 |
| #6 | Promise Mortgage LLC4306 Curlew Ln, Garland, TX 75043, USA | 5.0★ | 61 |
| #7 | Innovative Lending204 W Broad St Suite C, Forney, TX 75126, USA | 5.0★ | 10 |
| #8 | DHI Mortgage4312 Miller Rd, Rowlett, TX 75088, USA | 3.2★ | 38 |
| #9 | Lone Star Reverse Mortgage6105 Volunteer Pl, Rockwall, TX 75032, USA | 5.0★ | 14 |
| #10 | City Bank Mortgage771 E US Hwy 80 #100 Suite 100, Forney, TX 75126, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Sunnyvale
Top-rated Garland mortgage broker with 4.9 stars from over 200 Google reviews.
1417 E Interstate 30 Suite 5, Garland, TX 75043, USA
Trusted by hundreds of local clients, earning a strong 4.5-star rating from 570 reviews.
3960 Broadway Blvd #107, Garland, TX 75043, USA
5.0-star rating from 61 Google reviews for a Garland mortgage broker.
4306 Curlew Ln, Garland, TX 75043, USA
Top-rated mortgage broker in Forney with a perfect 5.0-star rating from 10 reviews.
204 W Broad St Suite C, Forney, TX 75126, USA
38 Google reviews give this Rowlett mortgage broker a 3.2-star rating.
4312 Miller Rd, Rowlett, TX 75088, USA
5.0 stars from 14 Google reviews, reflecting exceptional client satisfaction.
6105 Volunteer Pl, Rockwall, TX 75032, USA
No Google reviews yet, so no local customer feedback is available for this broker.
771 E US Hwy 80 #100 Suite 100, Forney, TX 75126, USA
Offers mortgage services in Forney, TX, but has no online customer reviews yet.
401 N Farm to Market 548, Forney, TX 75126, USA
Forney mortgage broker with 4.8 stars from 21 Google reviews.
571 FM 548 Suite 132, Forney, TX 75126, USA
Exceptional 5.0-star rating from a handful of Google reviews in Rowlett.
5001 Rowlett Rd #101, Rowlett, TX 75088, USA
Rockwall's top-rated mortgage broker with a flawless 5.0★ from 50 reviews.
1215 Arista Dr #102, Rockwall, TX 75032, USA
5.0 stars from 8 Google reviews reflects exceptional client satisfaction.
311 E Interstate 30 #103, Rockwall, TX 75087, USA
Rated 5.0 stars from 3 Google reviews, this Rockwall mortgage broker is highly recommended.
311 E Interstate 30 #103, Rockwall, TX 75087, USA
5.0 stars from 112 Google reviews, reflecting exceptional client satisfaction.
2701 Sunset Ridge Dr, Rockwall, TX 75032, USA
Rated 4.7 stars from 12 Google reviews, this Rockwall mortgage broker is highly recommended.
2701 Sunset Ridge Dr, Rockwall, TX 75032, USA
5.0 stars from 266 Google reviews, reflecting exceptional local client satisfaction.
5 Horizon Ct, Rockwall, TX 75032, USA
Rockwall mortgage broker with a flawless 5.0-star rating from 4 reviews.
6520 Alliance Dr #130, Rockwall, TX 75032, USA
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Mortgage Brokers in Sunnyvale, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Cedric Pitts - United Mortgage Pros | 80/100 | 4.9 ★ | 78 |
| 2 | Mesquite Mortgage | 45/100 | 4.0 ★ | 1 |
| 3 | Not Your Average Lender | 58/100 | 3.9 ★ | 30 |
| 4 | Fairway Home Mortgage - The Heritage Group | 89/100 | 4.9 ★ | 222 |
| 5 | August REI | 80/100 | 4.5 ★ | 570 |
| 6 | Promise Mortgage LLC | 84/100 | 5.0 ★ | 61 |
| 7 | Innovative Lending | 71/100 | 5.0 ★ | 10 |
| 8 | DHI Mortgage | 48/100 | 3.2 ★ | 38 |
| 9 | Lone Star Reverse Mortgage | 73/100 | 5.0 ★ | 14 |
| 10 | City Bank Mortgage | 3/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Sunnyvale
What does a mortgage broker do differently than going directly to a bank in Sunnyvale?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Sunnyvale?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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