Top Picks · Tacoma
Best Mortgage Brokers in Tacoma, WA
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As of June 2026, RatingsNearMe ranks 19 mortgage brokers in Tacoma, WA by verified customer ratings and review volume. The highest-rated is Rally Point Mortgage a dba of C2 Financial with a 5.0-star rating from 43 verified reviews. Also in the top tier: “Sean Werner | Mortgage Broker | VA, FHA & Conventional | PRMG | NMLS #388355” and The Fornerette Team | Michael Fornerette. The average rating across all listed mortgage brokers in Tacoma is 4.9 stars from 75 reviews per business on average.
Mortgage brokers in Tacoma: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
75
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
231 Contra Costa Ave, Tacoma, WA 98466, USA
“Sean Werner | Mortgage Broker | VA, FHA & Conventional | PRMG | NMLS #388355”
Harborview Landing Shopping Ctr, 3226 Harborview Dr # 1, Gig Harbor, WA 98332, USA
The Fornerette Team | Michael Fornerette
5038 Tacoma Mall Blvd Suite C, Tacoma, WA 98409, USA
Mortgage Brokers Rankings in Tacoma, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Rally Point Mortgage a dba of C2 Financial231 Contra Costa Ave, Tacoma, WA 98466, USA | 5.0★ | 43 |
| #2 | “Sean Werner | Mortgage Broker | VA, FHA & Conventional | PRMG | NMLS #388355”Harborview Landing Shopping Ctr, 3226 Harborview Dr # 1, Gig Harbor, WA 98332, USA | 5.0★ | 226 |
| #3 | The Fornerette Team | Michael Fornerette5038 Tacoma Mall Blvd Suite C, Tacoma, WA 98409, USA | 5.0★ | 100 |
| #4 | Crux Commercial Partners732 Broadway STE 301, Tacoma, WA 98402, USA | 4.9★ | 17 |
| #5 | American Pacific Mortgage - Paul Landers6240 Tacoma Mall Blvd Suite 309, Tacoma, WA 98409, USA | 4.9★ | 56 |
| #6 | Ashley Williams - Movement Mortgage711 St Helens Ave #100, Tacoma, WA 98402, USA | 5.0★ | 24 |
| #7 | Guild Mortgage Company4301 S Pine St Suites 540 & 110, Tacoma, WA 98409, USA | 4.7★ | 81 |
| #8 | Anders Striemer NMLS 784501, Striemer Team, Adventure Lending33710 9th Ave S Suite 4, Federal Way, WA 98003, USA | 5.0★ | 34 |
| #9 | Future First Mortgage - Tacoma's Home Loan Experts5306 Pacific Hwy E Suite B, Fife, WA 98424, USA | 4.9★ | 235 |
| #10 | Josh Comstock - All Square Mortgage3906 S 74th St #202, Tacoma, WA 98409, USA | 5.0★ | 8 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Tacoma
Crux Commercial Partners
732 Broadway STE 301, Tacoma, WA 98402, USA
American Pacific Mortgage - Paul Landers
6240 Tacoma Mall Blvd Suite 309, Tacoma, WA 98409, USA
Ashley Williams - Movement Mortgage
711 St Helens Ave #100, Tacoma, WA 98402, USA
Guild Mortgage Company
4301 S Pine St Suites 540 & 110, Tacoma, WA 98409, USA
Anders Striemer NMLS 784501, Striemer Team, Adventure Lending
33710 9th Ave S Suite 4, Federal Way, WA 98003, USA
Future First Mortgage - Tacoma's Home Loan Experts
5306 Pacific Hwy E Suite B, Fife, WA 98424, USA
Guild Mortgage - Kevin Day
4301 S Pine St Suites 540 & 110, Tacoma, WA 98409, USA
Fairway Independent Mortgage Corporation
4717 S 19th St #102, Tacoma, WA 98405, USA
Crystal Smith - Loan Originator
5020 Main St Ste A, Tacoma, WA 98407, USA
Julie Swenson Team: Mortgage Broker NMLS #185767
1201 Pacific Ave #600, Tacoma, WA 98402, USA
The Patterson Company Real Estate Lending
3324 N Visscher St, Tacoma, WA 98407, USA
Phil Zehr - Cross Country Mortgage
4717 S 19th St #102, Tacoma, WA 98405, USA
Bryon Taylor | Mortgage Loan Originator | NMLS 1594841
950 Broadway Suite M100, Tacoma, WA 98402, USA
Union Home Mortgage
950 Broadway Suite M100 | Office 17, Tacoma, WA 98402, USA
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Frequently Asked Questions — Mortgage Brokers in Tacoma
What does a mortgage broker do differently than going directly to a bank in Tacoma?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Tacoma?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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