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As of August 2026, RatingsNearMe ranks 19 mortgage brokers in Tacoma, WA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Rally Point Mortgage a dba of C2 Financial with a 5.0-star rating from 43 Google reviews and an RNM Score of 91/100. Also in the top tier: “Sean Werner | Mortgage Broker | VA, FHA & Conventional | PRMG | NMLS #388355” and The Fornerette Team | Michael Fornerette. The average rating across all listed mortgage brokers in Tacoma is 4.9 stars from 75 reviews per business on average.
Mortgage brokers in Tacoma: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated August 24, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
75
Avg reviews
Aug 24, 2026
Last updated
Top Rated Mortgage Brokers
Top-rated Tacoma mortgage broker with a perfect 5.0★ rating from over 200 reviews.
Harborview Landing Shopping Ctr, 3226 Harborview Dr # 1, Gig Harbor, WA 98332, USATop-rated Tacoma mortgage broker with a perfect 5.0-star rating from hundreds of reviews.
5038 Tacoma Mall Blvd Suite C, Tacoma, WA 98409, USAMortgage Brokers Rankings in Tacoma, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Rally Point Mortgage a dba of C2 Financial231 Contra Costa Ave, Tacoma, WA 98466, USA | 5.0★ | 43 |
| #2 | “Sean Werner | Mortgage Broker | VA, FHA & Conventional | PRMG | NMLS #388355”Harborview Landing Shopping Ctr, 3226 Harborview Dr # 1, Gig Harbor, WA 98332, USA | 5.0★ | 226 |
| #3 | The Fornerette Team | Michael Fornerette5038 Tacoma Mall Blvd Suite C, Tacoma, WA 98409, USA | 5.0★ | 100 |
| #4 | Julie Swenson Team: Mortgage Broker NMLS #1857671201 Pacific Ave #600, Tacoma, WA 98402, USA | 4.8★ | 50 |
| #5 | Crystal Smith - Loan Originator5020 Main St Ste A, Tacoma, WA 98407, USA | 5.0★ | 26 |
| #6 | The Patterson Company Real Estate Lending3324 N Visscher St, Tacoma, WA 98407, USA | 5.0★ | 20 |
| #7 | Fairway Independent Mortgage Corporation4717 S 19th St #102, Tacoma, WA 98405, USA | 5.0★ | 269 |
| #8 | Bryon Taylor | Mortgage Loan Originator | NMLS 1594841950 Broadway Suite M100, Tacoma, WA 98402, USA | 4.9★ | 34 |
| #9 | Phil Zehr - Cross Country Mortgage4717 S 19th St #102, Tacoma, WA 98405, USA | 5.0★ | 80 |
| #10 | LaFlamme Group711 St Helens Ave, Tacoma, WA 98402, USA | 5.0★ | 62 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated August 2026
All Mortgage Brokers in Tacoma
Rated 4.8 stars from 50 Google reviews, this Tacoma mortgage broker is highly trusted.
1201 Pacific Ave #600, Tacoma, WA 98402, USA
Exceptional 5.0 rating from 26 Google reviews for a Tacoma mortgage broker.
5020 Main St Ste A, Tacoma, WA 98407, USA
Exceptional 5.0-star rating from over 20 Google reviews in Tacoma, WA.
3324 N Visscher St, Tacoma, WA 98407, USA
A top-rated Tacoma mortgage broker with a perfect 5.0 stars from nearly 300 reviews.
4717 S 19th St #102, Tacoma, WA 98405, USA
Trusted Tacoma mortgage broker with a 4.9-star rating from 34 reviews.
950 Broadway Suite M100, Tacoma, WA 98402, USA
A top-rated Tacoma mortgage broker with a perfect 5.0-star rating from 80 reviews.
4717 S 19th St #102, Tacoma, WA 98405, USA
Tacoma mortgage broker with a perfect 5.0-star rating from 62 Google reviews.
711 St Helens Ave, Tacoma, WA 98402, USA
Trusted Tacoma mortgage broker with a perfect 5.0-star rating from 8 Google reviews.
3906 S 74th St #202, Tacoma, WA 98409, USA
Tacoma mortgage broker with a perfect 5.0-star rating from 48 Google reviews.
4301 S Pine St Suites 540 & 110, Tacoma, WA 98409, USA
Rated 4.9 stars from 56 reviews, this Tacoma mortgage broker is highly trusted by clients.
6240 Tacoma Mall Blvd Suite 309, Tacoma, WA 98409, USA
Tacoma mortgage broker with a perfect 5.0-star rating from 24 Google reviews.
711 St Helens Ave #100, Tacoma, WA 98402, USA
Trusted by dozens of local clients, this Tacoma broker holds a strong 4.7-star rating.
4301 S Pine St Suites 540 & 110, Tacoma, WA 98409, USA
Boasts a 4.9-star rating from 17 Google reviews in Tacoma.
732 Broadway STE 301, Tacoma, WA 98402, USA
Tacoma mortgage broker with a 4.9-star rating from 14 Google reviews.
950 Broadway Suite M100 | Office 17, Tacoma, WA 98402, USA
Trusted by hundreds of local clients, earning a stellar 4.9-star rating.
5306 Pacific Hwy E Suite B, Fife, WA 98424, USA
Tacoma mortgage broker with a perfect 5.0-star rating from 34 Google reviews.
33710 9th Ave S Suite 4, Federal Way, WA 98003, USA
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Mortgage Brokers in Tacoma, WA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Rally Point Mortgage a dba of C2 Financial | 91/100 | 5.0 ★ | 43 |
| 2 | “Sean Werner | Mortgage Broker | VA, FHA & Conventional | PRMG | NMLS #388355” | 99/100 | 5.0 ★ | 226 |
| 3 | The Fornerette Team | Michael Fornerette | 95/100 | 5.0 ★ | 100 |
| 4 | Julie Swenson Team: Mortgage Broker NMLS #185767 | 88/100 | 4.8 ★ | 50 |
| 5 | Crystal Smith - Loan Originator | 88/100 | 5.0 ★ | 26 |
| 6 | The Patterson Company Real Estate Lending | 78/100 | 5.0 ★ | 20 |
| 7 | Fairway Independent Mortgage Corporation | 88/100 | 5.0 ★ | 269 |
| 8 | Bryon Taylor | Mortgage Loan Originator | NMLS 1594841 | 88/100 | 4.9 ★ | 34 |
| 9 | Phil Zehr - Cross Country Mortgage | 82/100 | 5.0 ★ | 80 |
| 10 | LaFlamme Group | 92/100 | 5.0 ★ | 62 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · August 2026
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Frequently Asked Questions — Mortgage Brokers in Tacoma
What does a mortgage broker do differently than going directly to a bank in Tacoma?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Tacoma?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: August 24, 2026.
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