Same Day · Tacoma
Same-Day Mortgage Brokers in Tacoma, WA
Can't wait a week? These mortgage brokers in Tacoma offer same-day or next-day appointments. Call now to check availability.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Tacoma, WA by verified customer ratings and review volume. The highest-rated is “Sean Werner | Mortgage Broker | VA, FHA & Conventional | PRMG | NMLS #388355” with a 5.0-star rating from 226 verified reviews. Also in the top tier: The Fornerette Team | Michael Fornerette and Fairway Independent Mortgage Corporation. The average rating across all listed mortgage brokers in Tacoma is 4.9 stars from 75 reviews per business on average.
Mortgage brokers in Tacoma: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
75
Avg reviews
May 16, 2026
Last updated
Top Rated Mortgage Brokers
“Sean Werner | Mortgage Broker | VA, FHA & Conventional | PRMG | NMLS #388355”
Harborview Landing Shopping Ctr, 3226 Harborview Dr # 1, Gig Harbor, WA 98332, USA
The Fornerette Team | Michael Fornerette
5038 Tacoma Mall Blvd Suite C, Tacoma, WA 98409, USA
Fairway Independent Mortgage Corporation
4717 S 19th St #102, Tacoma, WA 98405, USA
Mortgage Brokers Rankings in Tacoma, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | “Sean Werner | Mortgage Broker | VA, FHA & Conventional | PRMG | NMLS #388355”Harborview Landing Shopping Ctr, 3226 Harborview Dr # 1, Gig Harbor, WA 98332, USA | 5.0★ | 226 |
| #2 | The Fornerette Team | Michael Fornerette5038 Tacoma Mall Blvd Suite C, Tacoma, WA 98409, USA | 5.0★ | 100 |
| #3 | Fairway Independent Mortgage Corporation4717 S 19th St #102, Tacoma, WA 98405, USA | 5.0★ | 269 |
| #4 | Rally Point Mortgage a dba of C2 Financial231 Contra Costa Ave, Tacoma, WA 98466, USA | 5.0★ | 43 |
| #5 | Crux Commercial Partners732 Broadway STE 301, Tacoma, WA 98402, USA | 4.9★ | 17 |
| #6 | American Pacific Mortgage - Paul Landers6240 Tacoma Mall Blvd Suite 309, Tacoma, WA 98409, USA | 4.9★ | 56 |
| #7 | Ashley Williams - Movement Mortgage711 St Helens Ave #100, Tacoma, WA 98402, USA | 5.0★ | 24 |
| #8 | Guild Mortgage Company4301 S Pine St Suites 540 & 110, Tacoma, WA 98409, USA | 4.7★ | 81 |
| #9 | Phil Zehr - Cross Country Mortgage4717 S 19th St #102, Tacoma, WA 98405, USA | 5.0★ | 80 |
| #10 | Bryon Taylor | Mortgage Loan Originator | NMLS 1594841950 Broadway Suite M100, Tacoma, WA 98402, USA | 4.9★ | 34 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Tacoma
Rally Point Mortgage a dba of C2 Financial
231 Contra Costa Ave, Tacoma, WA 98466, USA
Crux Commercial Partners
732 Broadway STE 301, Tacoma, WA 98402, USA
American Pacific Mortgage - Paul Landers
6240 Tacoma Mall Blvd Suite 309, Tacoma, WA 98409, USA
Ashley Williams - Movement Mortgage
711 St Helens Ave #100, Tacoma, WA 98402, USA
Guild Mortgage Company
4301 S Pine St Suites 540 & 110, Tacoma, WA 98409, USA
Phil Zehr - Cross Country Mortgage
4717 S 19th St #102, Tacoma, WA 98405, USA
Bryon Taylor | Mortgage Loan Originator | NMLS 1594841
950 Broadway Suite M100, Tacoma, WA 98402, USA
Anders Striemer NMLS 784501, Striemer Team, Adventure Lending
33710 9th Ave S Suite 4, Federal Way, WA 98003, USA
Future First Mortgage - Tacoma's Home Loan Experts
5306 Pacific Hwy E Suite B, Fife, WA 98424, USA
Guild Mortgage - Kevin Day
4301 S Pine St Suites 540 & 110, Tacoma, WA 98409, USA
Union Home Mortgage
950 Broadway Suite M100 | Office 17, Tacoma, WA 98402, USA
Crystal Smith - Loan Originator
5020 Main St Ste A, Tacoma, WA 98407, USA
Julie Swenson Team: Mortgage Broker NMLS #185767
1201 Pacific Ave #600, Tacoma, WA 98402, USA
The Patterson Company Real Estate Lending
3324 N Visscher St, Tacoma, WA 98407, USA
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Frequently Asked Questions — Mortgage Brokers in Tacoma
What does a mortgage broker do differently than going directly to a bank in Tacoma?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Tacoma?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
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