10+ Years · Torrance
Experienced Insurance Agents in Torrance, CA
Experience matters. These insurance agents in Torrance have years of proven work behind them — and the reviews to back it up.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Torrance, CA by verified customer ratings and review volume. The highest-rated is Jeff Lowe - State Farm Insurance Agent with a 5.0-star rating from 942 verified reviews. Also in the top tier: Freeway Insurance and Expert Auto Home Insurance - Mercury Auto Insurance. The average rating across all listed insurance agents in Torrance is 4.9 stars from 165 reviews per business on average.
Insurance in Torrance: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
165
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Jeff Lowe - State Farm Insurance Agent
3400 Torrance Blvd #103, Torrance, CA 90503, USA
Freeway Insurance
1431 W Knox St #1300, Torrance, CA 90501, USA
Expert Auto Home Insurance - Mercury Auto Insurance
1311 Crenshaw Blvd suite e, Torrance, CA 90501, USA
Insurance Agents Rankings in Torrance, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jeff Lowe - State Farm Insurance Agent3400 Torrance Blvd #103, Torrance, CA 90503, USA | 5.0★ | 942 |
| #2 | Freeway Insurance1431 W Knox St #1300, Torrance, CA 90501, USA | 4.8★ | 529 |
| #3 | Expert Auto Home Insurance - Mercury Auto Insurance1311 Crenshaw Blvd suite e, Torrance, CA 90501, USA | 4.9★ | 281 |
| #4 | Ganis Insurance Services, Inc.3655 Torrance Blvd STE 300, Torrance, CA 90503, USA | 4.5★ | 28 |
| #5 | Acrisure Torrance, CA (Peninsula General Ins.)22330 Hawthorne Blvd suite i, Torrance, CA 90505, USA | 4.8★ | 226 |
| #6 | Best California Insurance1710 Sepulveda Blvd, Torrance, CA 90501, USA | 4.9★ | 237 |
| #7 | Chris Gordon - State Farm Insurance Agent3220 Sepulveda Blvd STE 105, Torrance, CA 90505, USA | 4.9★ | 40 |
| #8 | Health Insurance in California3405 Artesia Blvd, Torrance, CA 90504, USA | 5.0★ | 7 |
| #9 | South Bay Insurance Brokers2309 Torrance Blvd, Torrance, CA 90501, USA | — | — |
| #10 | Insurance Center Associates: C & S Insurance3220 Sepulveda Blvd #202, Torrance, CA 90505, USA | 5.0★ | 18 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Torrance
Ganis Insurance Services, Inc.
3655 Torrance Blvd STE 300, Torrance, CA 90503, USA
Acrisure Torrance, CA (Peninsula General Ins.)
22330 Hawthorne Blvd suite i, Torrance, CA 90505, USA
Best California Insurance
1710 Sepulveda Blvd, Torrance, CA 90501, USA
Chris Gordon - State Farm Insurance Agent
3220 Sepulveda Blvd STE 105, Torrance, CA 90505, USA
Health Insurance in California
3405 Artesia Blvd, Torrance, CA 90504, USA
South Bay Insurance Brokers
2309 Torrance Blvd, Torrance, CA 90501, USA
Insurance Center Associates: C & S Insurance
3220 Sepulveda Blvd #202, Torrance, CA 90505, USA
Seashore Insurance Agency, Inc.
18402 Hawthorne Blvd Suite B, Torrance, CA 90504, USA
Liberty Mutual Auto Insurance
3429 Torrance Blvd, Torrance, CA 90503, USA
Adelfia Insurance
23133 Hawthorne Blvd STE 202, Torrance, CA 90505, USA
Post Insurance Services, Inc
2356 Torrance Blvd, Torrance, CA 90501, USA
Olson Duncan Insurance Service, Inc
25550 Hawthorne Blvd STE 203, Torrance, CA 90505, USA
Medicaid
4101 Torrance Blvd, Torrance, CA 90503, USA
Barnett & Associates Insurance and Financial Services
2601 Airport Dr #280, Torrance, CA 90505, USA
Trang Trinh-Byrd - State Farm Insurance Agent
2510 W 237th St STE 200, Torrance, CA 90505, USA
South Bay General Insurance Agency
18411 Crenshaw Blvd #408, Torrance, CA 90504, USA
-Elizabeth Anderson
18825 Crenshaw Blvd, Torrance, CA 90504, USA
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Frequently Asked Questions — Insurance Agents in Torrance
What is the difference between a captive and independent insurance agent in Torrance?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Torrance cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Torrance?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Torrance adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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