Same Day · Torrance
Same-Day Insurance Agents in Torrance, CA
Can't wait a week? These insurance agents in Torrance offer same-day or next-day appointments. Call now to check availability.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Torrance, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Jeff Lowe - State Farm Insurance Agent with a 5.0-star rating from 942 Google reviews and an RNM Score of 88/100. Also in the top tier: Freeway Insurance and Expert Auto Home Insurance - Mercury Auto Insurance. The average rating across all listed insurance agents in Torrance is 4.9 stars from 165 reviews per business on average.
Insurance in Torrance: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Insurance Center Associates: C & S Insurance
It ranks as the top insurance agent in Torrance due to its strong reputation, consistent service, and broad coverage options.
Most Reviewed
Insurance Center Associates: C & S Insurance
A high number of reviews indicates sustained customer trust and a proven track record of service reliability.
Compare quotes and coverage from at least two of these top-rated agencies, and verify that the agent specializes in the type of insurance you need (auto, home, or business).
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
165
Avg reviews
Jun 13, 2026
Last updated
Top Rated Insurance Agents
Torrance insurance agent with a 5.0-star rating from 942 Google reviews.
3400 Torrance Blvd #103, Torrance, CA 90503, USATrusted by hundreds of local clients, this agent maintains a stellar 4.8-star rating.
1431 W Knox St #1300, Torrance, CA 90501, USA4.9-star rating from nearly 300 Google reviews for trusted local insurance guidance.
1311 Crenshaw Blvd suite e, Torrance, CA 90501, USAInsurance Agents Rankings in Torrance, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jeff Lowe - State Farm Insurance Agent3400 Torrance Blvd #103, Torrance, CA 90503, USA | 5.0★ | 942 |
| #2 | Freeway Insurance1431 W Knox St #1300, Torrance, CA 90501, USA | 4.8★ | 529 |
| #3 | Expert Auto Home Insurance - Mercury Auto Insurance1311 Crenshaw Blvd suite e, Torrance, CA 90501, USA | 4.9★ | 281 |
| #4 | Health Insurance in California3405 Artesia Blvd, Torrance, CA 90504, USA | 5.0★ | 7 |
| #5 | Acrisure Torrance, CA (Peninsula General Ins.)22330 Hawthorne Blvd suite i, Torrance, CA 90505, USA | 4.8★ | 226 |
| #6 | Barnett & Associates Insurance and Financial Services2601 Airport Dr #280, Torrance, CA 90505, USA | 5.0★ | 10 |
| #7 | South Bay General Insurance Agency18411 Crenshaw Blvd #408, Torrance, CA 90504, USA | 5.0★ | 9 |
| #8 | Trang Trinh-Byrd - State Farm Insurance Agent2510 W 237th St STE 200, Torrance, CA 90505, USA | 5.0★ | 173 |
| #9 | Olson Duncan Insurance Service, Inc25550 Hawthorne Blvd STE 203, Torrance, CA 90505, USA | 5.0★ | 146 |
| #10 | Adelfia Insurance23133 Hawthorne Blvd STE 202, Torrance, CA 90505, USA | 4.8★ | 118 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Torrance
5.0 stars from 7 Google reviews for a trusted Torrance insurance agent.
3405 Artesia Blvd, Torrance, CA 90504, USA
Trusted by hundreds, this Torrance insurance agent holds a stellar 4.8-star rating.
22330 Hawthorne Blvd suite i, Torrance, CA 90505, USA
5.0★ rating from 10 Google reviews for this Torrance insurance agent.
2601 Airport Dr #280, Torrance, CA 90505, USA
Exceptional 5.0-star rating from 9 Google reviews, trusted for local insurance needs.
18411 Crenshaw Blvd #408, Torrance, CA 90504, USA
Top-rated Torrance insurance agent with a perfect 5.0-star rating from over 170 reviews.
2510 W 237th St STE 200, Torrance, CA 90505, USA
Trusted by hundreds of local clients with a perfect 5.0-star rating.
25550 Hawthorne Blvd STE 203, Torrance, CA 90505, USA
Trusted Torrance insurance agent with a 4.8-star rating from 118 reviews.
23133 Hawthorne Blvd STE 202, Torrance, CA 90505, USA
Exceptional 5.0-star rating from one Google review.
4101 Torrance Blvd, Torrance, CA 90503, USA
No reviews yet for this Torrance insurance agent.
3429 Torrance Blvd, Torrance, CA 90503, USA
No ratings yet, as this Torrance insurance agent has no Google reviews.
18825 Crenshaw Blvd, Torrance, CA 90504, USA
5.0 stars from 28 reviews, demonstrating exceptional local client satisfaction.
2356 Torrance Blvd, Torrance, CA 90501, USA
4.5 stars from 28 Google reviews, reflecting strong local client satisfaction.
3655 Torrance Blvd STE 300, Torrance, CA 90503, USA
Trusted locally with a 4.9-star rating from dozens of Google reviews.
3220 Sepulveda Blvd STE 105, Torrance, CA 90505, USA
Torrance insurance agent with a 4.9-star rating from 237 Google reviews.
1710 Sepulveda Blvd, Torrance, CA 90501, USA
Torrance's top-rated insurance agent with a perfect 5.0-star score from 18 reviews.
3220 Sepulveda Blvd #202, Torrance, CA 90505, USA
4.3-star rating from 16 Google reviews for a Torrance insurance agent.
18402 Hawthorne Blvd Suite B, Torrance, CA 90504, USA
No Google reviews yet for this Torrance insurance agent.
2309 Torrance Blvd, Torrance, CA 90501, USA
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Insurance Agents in Torrance, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Jeff Lowe - State Farm Insurance Agent | 88/100 | 5.0 ★ | 942 |
| 2 | Freeway Insurance | 85/100 | 4.8 ★ | 529 |
| 3 | Expert Auto Home Insurance - Mercury Auto Insurance | 87/100 | 4.9 ★ | 281 |
| 4 | Health Insurance in California | 70/100 | 5.0 ★ | 7 |
| 5 | Acrisure Torrance, CA (Peninsula General Ins.) | 84/100 | 4.8 ★ | 226 |
| 6 | Barnett & Associates Insurance and Financial Services | 71/100 | 5.0 ★ | 10 |
| 7 | South Bay General Insurance Agency | 71/100 | 5.0 ★ | 9 |
| 8 | Trang Trinh-Byrd - State Farm Insurance Agent | 86/100 | 5.0 ★ | 173 |
| 9 | Olson Duncan Insurance Service, Inc | 85/100 | 5.0 ★ | 146 |
| 10 | Adelfia Insurance | 81/100 | 4.8 ★ | 118 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Torrance
What is the difference between a captive and independent insurance agent in Torrance?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Torrance cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Torrance?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Torrance adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
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