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Same-Day Mortgage Brokers in Trophy Club, TX
Can't wait a week? These mortgage brokers in Trophy Club offer same-day or next-day appointments. Call now to check availability.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Trophy Club, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Oasis Home Mortgage with a 5.0-star rating from 160 Google reviews and an RNM Score of 98/100. Also in the top tier: Mortgage Financial Services and Nick Drescher - Mortgage Broker l Edge Home Finance l Purchase & Refinance l Competitive Rates & Low Fees. The average rating across all listed mortgage brokers in Trophy Club is 5 stars from 108 reviews per business on average.
Mortgage brokers in Trophy Club: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
108
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Hundreds of local clients give this Fort Worth mortgage broker a perfect 5.0-star rating.
7 Greenbriar Ct, Trophy Club, TX 76262, USARated 4.9 stars from over 550 Google reviews, a top choice in Flower Mound.
1900 W Kirkwood Blvd Suite 4300C, Southlake, TX 76092, USA5.0-star rating from over 70 Google reviews in Fort Worth.
311 S Oak St Suite 275.03, Roanoke, TX 76262, USAMortgage Brokers Rankings in Trophy Club, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Oasis Home Mortgage7 Greenbriar Ct, Trophy Club, TX 76262, USA | 5.0★ | 160 |
| #2 | Mortgage Financial Services1900 W Kirkwood Blvd Suite 4300C, Southlake, TX 76092, USA | 4.9★ | 551 |
| #3 | Nick Drescher - Mortgage Broker l Edge Home Finance l Purchase & Refinance l Competitive Rates & Low Fees311 S Oak St Suite 275.03, Roanoke, TX 76262, USA | 5.0★ | 70 |
| #4 | Francisco Mortgage Team306 N US Hwy 377 N Ste J-2, Argyle, TX 76226, USA | 5.0★ | 38 |
| #5 | Neighborhood Loans950 E State Hwy 114 Suite 130, Southlake, TX 76092, USA | 4.9★ | 296 |
| #6 | Merica Mortgage950 E State Hwy 114 Ste 160, Southlake, TX 76092, USA | 5.0★ | 6 |
| #7 | Brent Knapp - Mortgage Broker - Assurance Home Loans130 Jellico Cir E, Southlake, TX 76092, USA | 5.0★ | 172 |
| #8 | Caleb Buczek at Rate (NMLS #1087661)640 N Carroll Ave Suite 100 - Office 3, Southlake, TX 76092, USA | 5.0★ | 56 |
| #9 | Lori Kolbye Team, Mortgage Advisor nmls 2085158550 Reserve St #190, Southlake, TX 76092, USA | 5.0★ | 27 |
| #10 | Waterstone Mortgage - Keller, TX550 Reserve St Suite 250, Offices 220 & 221, Southlake, TX 76092, USA | 5.0★ | 221 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Trophy Club
Rated 5.0 stars from 38 Google reviews, this Denton mortgage broker is top-rated.
306 N US Hwy 377 N Ste J-2, Argyle, TX 76226, USA
A Keller mortgage broker with a 4.9-star rating from nearly 300 Google reviews.
950 E State Hwy 114 Suite 130, Southlake, TX 76092, USA
Trusted Southlake mortgage broker with a perfect 5.0-star rating from 6 reviews.
950 E State Hwy 114 Ste 160, Southlake, TX 76092, USA
Trusted by 172 clients with a flawless 5.0-star rating in Irving.
130 Jellico Cir E, Southlake, TX 76092, USA
Top-rated Southlake mortgage broker with a perfect 5.0-star rating from 56 reviews.
640 N Carroll Ave Suite 100 - Office 3, Southlake, TX 76092, USA
Rated 5.0 stars from 27 Google reviews, this Southlake broker is highly trusted.
550 Reserve St #190, Southlake, TX 76092, USA
Top-rated Keller mortgage broker with 5.0 stars from over 200 reviews.
550 Reserve St Suite 250, Offices 220 & 221, Southlake, TX 76092, USA
5.0-star rating from 3 Google reviews for a Southlake mortgage broker.
550 Reserve St Suite 250, Office 246, Southlake, TX 76092, USA
Top-rated Southlake mortgage broker with a perfect 5.0-star rating from 57 reviews.
1560 E Southlake Blvd Ste 100, Southlake, TX 76092, USA
Top-rated mortgage broker in Southlake with 53 perfect 5.0-star reviews.
1560 E Southlake Blvd Ste 100, Southlake, TX 76092, USA
Consistently earns 4.8 stars from nearly 60 local Google reviews.
1560 E Southlake Blvd Ste 100, Southlake, TX 76092, USA
Top-rated Southlake mortgage broker with a perfect 5.0 stars from 63 reviews.
1560 E Southlake Blvd Ste 100, Southlake, TX 76092, USA
Top-rated Southlake mortgage broker with a flawless 5.0-star rating from 37 reviews.
1560 E Southlake Blvd Ste 100, Southlake, TX 76092, USA
5.0 stars from 5 Google reviews, reflecting exceptional client satisfaction.
1560 E Southlake Blvd Ste 100, Southlake, TX 76092, USA
Rated 5.0 stars from 172 reviews, this Keller mortgage broker is highly trusted.
1560 E Southlake Blvd Ste 100, Southlake, TX 76092, USA
Boasts a perfect 5.0-star rating from 10 Google reviews in Keller, TX.
628 Stoneglen Dr A, Keller, TX 76248, USA
4.9-star rating from over 100 Google reviews.
628 Stoneglen Dr, Keller, TX 76248, USA
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Mortgage Brokers in Trophy Club, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Oasis Home Mortgage | 98/100 | 5.0 ★ | 160 |
| 2 | Mortgage Financial Services | 87/100 | 4.9 ★ | 551 |
| 3 | Nick Drescher - Mortgage Broker l Edge Home Finance l Purchase & Refinance l Competitive Rates & Low Fees | 81/100 | 5.0 ★ | 70 |
| 4 | Francisco Mortgage Team | 78/100 | 5.0 ★ | 38 |
| 5 | Neighborhood Loans | 90/100 | 4.9 ★ | 296 |
| 6 | Merica Mortgage | 81/100 | 5.0 ★ | 6 |
| 7 | Brent Knapp - Mortgage Broker - Assurance Home Loans | 86/100 | 5.0 ★ | 172 |
| 8 | Caleb Buczek at Rate (NMLS #1087661) | 92/100 | 5.0 ★ | 56 |
| 9 | Lori Kolbye Team, Mortgage Advisor nmls 2085158 | 88/100 | 5.0 ★ | 27 |
| 10 | Waterstone Mortgage - Keller, TX | 99/100 | 5.0 ★ | 221 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Trophy Club
What does a mortgage broker do differently than going directly to a bank in Trophy Club?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Trophy Club?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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