Top Picks · Vacaville
Best Insurance Agents in Vacaville, CA
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Vacaville, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Fiesta Auto Insurance & Tax Service with a 5.0-star rating from 410 Google reviews and an RNM Score of 100/100. Also in the top tier: Kathy Krohn - State Farm Insurance Agent and Cost-U-Less Insurance. The average rating across all listed insurance agents in Vacaville is 4.8 stars from 127 reviews per business on average.
Insurance in Vacaville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 9, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Vacaville, CA is home to a variety of insurance agents offering services to local residents and businesses. Consumers can find agents representing major national insurance providers as well as local independent agencies that offer personalized attention and a range of coverage options.
- ✓Consumers can find insurance agents representing national providers like Farmers, State Farm, and Fiesta Auto Insurance
- ✓Local independent agencies like River Valley Insurance provide personalized service and a wide selection of coverage options
- ✓When searching for an insurance agent in Vacaville, consumers should consider factors like customer reviews, coverage options, and whether the agent is a good fit for their specific needs
Best Overall
Farmers Insurance Carmen Rodriguez Agency. Auto-Home Owners, Life, Business Insurance & Marine Insurance.
Offers a comprehensive range of insurance types including marine, auto, home, life, and business coverage, making it a versatile choice for varied needs.
Most Reviewed
Chelsea Mathis - State Farm Insurance Agent
State Farm agents typically benefit from a large existing customer base and brand recognition, which often results in a higher volume of online reviews.
When choosing an insurance agent in Vacaville, consider bundling multiple policies for potential discounts and read recent reviews to evaluate customer service and claims handling.
How to Choose a Insurance Agent in Vacaville
What to look for
- • Local experience and knowledge of the Vacaville, CA insurance market
- • Strong communication and customer service skills
- • Expertise in the specific insurance products you need (e.g. auto, home, life)
- • Positive reviews and references from other Vacaville, CA customers
Questions to ask
- • How long have you been an insurance agent serving the Vacaville, CA area?
- • What insurance products do you specialize in, and how can you tailor your recommendations to my specific needs?
- • Can you provide references from other Vacaville, CA clients you've worked with?
Red flags
- ⚠ Lack of local Vacaville, CA experience or knowledge
- ⚠ Pushy sales tactics or inability to clearly explain insurance options
- ⚠ Negative online reviews or poor customer service reputation
In California, insurance agents must be licensed by the California Department of Insurance. Be sure to verify an agent's license and standing before working with them.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
127
Avg reviews
Jun 9, 2026
Last updated
Top Rated Insurance Agents
Rated 5.0 stars from over 400 Google reviews in Vacaville.
885 Markham Ave, Vacaville, CA 95688, USATrusted by hundreds of local clients with a perfect 5.0-star rating.
438 Main St, Vacaville, CA 95688, USAVacaville insurance agent with a 4.8-star rating from over 220 Google reviews.
1100 Marshall Rd Suite D, Vacaville, CA 95687, USAInsurance Agents Rankings in Vacaville, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Fiesta Auto Insurance & Tax Service885 Markham Ave, Vacaville, CA 95688, USA | 5.0★ | 410 |
| #2 | Kathy Krohn - State Farm Insurance Agent438 Main St, Vacaville, CA 95688, USA | 5.0★ | 512 |
| #3 | Cost-U-Less Insurance1100 Marshall Rd Suite D, Vacaville, CA 95687, USA | 4.8★ | 220 |
| #4 | Giroux Insurance Services479 Mason St #317a, Vacaville, CA 95688, USA | 4.9★ | 8 |
| #5 | Thep Simaly: Allstate Insurance350 Merchant St, Vacaville, CA 95688, USA | 4.8★ | 113 |
| #6 | River Valley Insurance175 Butcher Rd, Vacaville, CA 95687, USA | 5.0★ | 2 |
| #7 | Victoria Barros-Ortiz - State Farm Insurance Agent2050 Peabody Rd #200, Vacaville, CA 95687, USA | 4.9★ | 235 |
| #8 | Andy Pignataro - State Farm Insurance Agent438 Main St, Vacaville, CA 95688, USA | 5.0★ | 150 |
| #9 | Barbara Lightfoot-Nielsen - State Farm Insurance Agent2581 Nut Tree Rd Ste B, Vacaville, CA 95687, USA | 5.0★ | 231 |
| #10 | Eastman Insurance Solutions - California371 Merchant St, Vacaville, CA 95688, USA | 4.9★ | 91 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Vacaville
479 Mason St #317a, Vacaville, CA 95688, USA
350 Merchant St, Vacaville, CA 95688, USA
175 Butcher Rd, Vacaville, CA 95687, USA
2050 Peabody Rd #200, Vacaville, CA 95687, USA
438 Main St, Vacaville, CA 95688, USA
2581 Nut Tree Rd Ste B, Vacaville, CA 95687, USA
371 Merchant St, Vacaville, CA 95688, USA
831 Alamo Dr STE 10, Vacaville, CA 95688, USA
1990 Alamo Dr Suite 1, Vacaville, CA 95687, USA
1633 E Monte Vista Ave Suite 101, Bldg M, Vacaville, CA 95688, USA
411 Davis St #107, Vacaville, CA 95688, USA
3342 N Texas St #A2, Fairfield, CA 94533, USA
183 Butcher Rd STE C, Vacaville, CA 95687, USA
190 S Orchard Ave Ste B12, Vacaville, CA 95688, USA
555 Mason St #120, Vacaville, CA 95688, USA
543 Merchant St, Vacaville, CA 95688, USA
425 William St, Vacaville, CA 95688, USA
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Insurance Agents in Vacaville, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Service | 100/100 | 5.0 ★ | 410 |
| 2 | Kathy Krohn - State Farm Insurance Agent | 92/100 | 5.0 ★ | 512 |
| 3 | Cost-U-Less Insurance | 96/100 | 4.8 ★ | 220 |
| 4 | Giroux Insurance Services | 80/100 | 4.9 ★ | 8 |
| 5 | Thep Simaly: Allstate Insurance | 92/100 | 4.8 ★ | 113 |
| 6 | River Valley Insurance | 76/100 | 5.0 ★ | 2 |
| 7 | Victoria Barros-Ortiz - State Farm Insurance Agent | 90/100 | 4.9 ★ | 235 |
| 8 | Andy Pignataro - State Farm Insurance Agent | 89/100 | 5.0 ★ | 150 |
| 9 | Barbara Lightfoot-Nielsen - State Farm Insurance Agent | 91/100 | 5.0 ★ | 231 |
| 10 | Eastman Insurance Solutions - California | 93/100 | 4.9 ★ | 91 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Frequently Asked Questions — Insurance Agents in Vacaville
What is the difference between a captive and independent insurance agent in Vacaville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Vacaville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Vacaville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Vacaville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 9, 2026.
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