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Insurance Agents Near You in Vacaville, CA

Find insurance agents close to you in Vacaville. All results are sorted by proximity and rated by real local customers.

As of May 2026, RatingsNearMe ranks 20 insurance agents in Vacaville, CA by verified customer ratings and review volume. The highest-rated is Fiesta Auto Insurance & Tax Service with a 5.0-star rating from 410 verified reviews. Also in the top tier: Cost-U-Less Insurance and AAA Vacaville Branch. The average rating across all listed insurance agents in Vacaville is 4.8 stars from 127 reviews per business on average.

Insurance in Vacaville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.8★

Avg rating

127

Avg reviews

May 17, 2026

Last updated

Top Rated Insurance Agents

🥇

Fiesta Auto Insurance & Tax Service

5.0(410 reviews)

885 Markham Ave, Vacaville, CA 95688, USA

🥈

Cost-U-Less Insurance

4.8(220 reviews)

1100 Marshall Rd Suite D, Vacaville, CA 95687, USA

🥉

AAA Vacaville Branch

4.4(385 reviews)

1633 E Monte Vista Ave Suite 101, Bldg M, Vacaville, CA 95688, USA

Insurance Agents Rankings in Vacaville, CA

#BusinessRatingReviews
#1Fiesta Auto Insurance & Tax Service885 Markham Ave, Vacaville, CA 95688, USA5.0410
#2Cost-U-Less Insurance1100 Marshall Rd Suite D, Vacaville, CA 95687, USA4.8220
#3AAA Vacaville Branch1633 E Monte Vista Ave Suite 101, Bldg M, Vacaville, CA 95688, USA4.4385
#4Chelsea Mathis - State Farm Insurance Agent183 Butcher Rd STE C, Vacaville, CA 95687, USA4.964
#5Lyerly Insurance agency190 S Orchard Ave Ste B12, Vacaville, CA 95688, USA5.021
#6Farmers Insurance - Marina Walker555 Mason St #120, Vacaville, CA 95688, USA5.015
#7Farmers Insurance Carmen Rodriguez Agency. Auto-Home Owners, Life, Business Insurance & Marine Insurance.543 Merchant St, Vacaville, CA 95688, USA4.58
#8Farmers Insurance - Derek Yoder425 William St, Vacaville, CA 95688, USA4.36
#9Giroux Insurance Services479 Mason St #317a, Vacaville, CA 95688, USA4.98
#10Thep Simaly: Allstate Insurance350 Merchant St, Vacaville, CA 95688, USA4.8113

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Insurance Agents in Vacaville

4

Chelsea Mathis - State Farm Insurance Agent

4.9· 64 reviews

183 Butcher Rd STE C, Vacaville, CA 95687, USA

5

Lyerly Insurance agency

5.0· 21 reviews

190 S Orchard Ave Ste B12, Vacaville, CA 95688, USA

6

Farmers Insurance - Marina Walker

5.0· 15 reviews

555 Mason St #120, Vacaville, CA 95688, USA

7

Farmers Insurance Carmen Rodriguez Agency. Auto-Home Owners, Life, Business Insurance & Marine Insurance.

4.5· 8 reviews

543 Merchant St, Vacaville, CA 95688, USA

8

Farmers Insurance - Derek Yoder

4.3· 6 reviews

425 William St, Vacaville, CA 95688, USA

9

Giroux Insurance Services

4.9· 8 reviews

479 Mason St #317a, Vacaville, CA 95688, USA

10

Thep Simaly: Allstate Insurance

4.8· 113 reviews

350 Merchant St, Vacaville, CA 95688, USA

11

River Valley Insurance

5.0· 2 reviews

175 Butcher Rd, Vacaville, CA 95687, USA

12

Victoria Barros-Ortiz - State Farm Insurance Agent

4.9· 235 reviews

2050 Peabody Rd #200, Vacaville, CA 95687, USA

13

Kathy Krohn - State Farm Insurance Agent

5.0· 512 reviews

438 Main St, Vacaville, CA 95688, USA

14

Andy Pignataro - State Farm Insurance Agent

5.0· 150 reviews

438 Main St, Vacaville, CA 95688, USA

15

Barbara Lightfoot-Nielsen - State Farm Insurance Agent

5.0· 231 reviews

2581 Nut Tree Rd Ste B, Vacaville, CA 95687, USA

16

Eastman Insurance Solutions - California

4.9· 91 reviews

371 Merchant St, Vacaville, CA 95688, USA

17

Farmers Insurance - Susan Rose

4.9· 9 reviews

831 Alamo Dr STE 10, Vacaville, CA 95688, USA

18

Inszone Insurance Services

4.5· 62 reviews

1990 Alamo Dr Suite 1, Vacaville, CA 95687, USA

19

Flash Gordon Agency

5.0· 1 reviews

411 Davis St #107, Vacaville, CA 95688, USA

20

GM Premier Insurance Services

4.0· 2 reviews

3342 N Texas St #A2, Fairfield, CA 94533, USA

Data from Google Business listings
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Frequently Asked Questions — Insurance Agents in Vacaville

What is the difference between a captive and independent insurance agent in Vacaville?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in CA?

Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.

How much does working with a local insurance agent in Vacaville cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Vacaville?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Vacaville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Insurance Agents Directory — Vacaville, CA

This page lists and ranks 20 insurance agents serving Vacaville, CA as of May 2026. The average verified rating across all listings is 4.8 stars, with an average of 127 customer reviews per business. The top-ranked insurance agents in Vacaville by our algorithm is Fiesta Auto Insurance & Tax Service (5.0 stars, 410 reviews). Insurance in Vacaville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Vacaville: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the CA licensing board before hiring.

Request Free Quotes — Top-Rated Insurance Agents in Vacaville