Showing results near Van Alstyne
We don't have mortgage brokers listed specifically in Van Alstyne yet — these top-rated pros from Allen serve your area and are available for calls and quotes today.
Free Quotes · Van Alstyne
Mortgage Brokers in Van Alstyne, TX — Free Estimates
Get no-obligation quotes from the top mortgage brokers in Van Alstyne. Compare pricing before you commit — it only takes a minute.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Van Alstyne, TX by verified customer ratings and review volume. The highest-rated is Ryan Gibson, Senior Mortgage Broker with a 5.0-star rating from 48 verified reviews. Also in the top tier: Nathan Carver - Premier Lending, Inc. and Chad Rutherford - Eagle Mortgage Company. The average rating across all listed mortgage brokers in Van Alstyne is 5 stars from 78 reviews per business on average.
Mortgage brokers in Van Alstyne: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
78
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Ryan Gibson, Senior Mortgage Broker
120 E Marshall St Suite B, Van Alstyne, TX 75495, USA
Nathan Carver - Premier Lending, Inc.
1605 Co Rd 377, Van Alstyne, TX 75495, USA
Chad Rutherford - Eagle Mortgage Company
306 W Main St Suite B, Gunter, TX 75058, USA
Mortgage Brokers Rankings in Van Alstyne, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Ryan Gibson, Senior Mortgage Broker120 E Marshall St Suite B, Van Alstyne, TX 75495, USA | 5.0★ | 48 |
| #2 | Nathan Carver - Premier Lending, Inc.1605 Co Rd 377, Van Alstyne, TX 75495, USA | 4.9★ | 55 |
| #3 | Chad Rutherford - Eagle Mortgage Company306 W Main St Suite B, Gunter, TX 75058, USA | 5.0★ | 124 |
| #4 | Tammy Costas, Mortgage Lender NMLS #316464Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA | 5.0★ | 19 |
| #5 | Gail Hillman at CrossCountry Mortgage500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA | 4.8★ | 54 |
| #6 | Private Mortgage Group130 N Preston Rd Ste 318, Prosper, TX 75078, USA | 5.0★ | 4 |
| #7 | Caprock Home Loans130 N Preston Rd, Prosper, TX 75078, USA | 5.0★ | 95 |
| #8 | Fairway Independent Mortgage Corporation | The Eric White Team2111 Eldorado Pkwy #102, McKinney, TX 75070, USA | 4.9★ | 142 |
| #9 | Mike Remington - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75072, USA | 5.0★ | 13 |
| #10 | Tom Sherman - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75070, USA | 5.0★ | 82 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Van Alstyne
Tammy Costas, Mortgage Lender NMLS #316464
Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA
Gail Hillman at CrossCountry Mortgage
500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA
Private Mortgage Group
130 N Preston Rd Ste 318, Prosper, TX 75078, USA
Caprock Home Loans
130 N Preston Rd, Prosper, TX 75078, USA
Fairway Independent Mortgage Corporation | The Eric White Team
2111 Eldorado Pkwy #102, McKinney, TX 75070, USA
Mike Remington - Benchmark Mortgage
1402 S Custer Rd #901, McKinney, TX 75072, USA
Tom Sherman - Benchmark Mortgage
1402 S Custer Rd #901, McKinney, TX 75070, USA
Justin Hill - Eagle Mortgage Company - NMLS# 2009477
202 S Coleman St Suite 300A, Prosper, TX 75078, USA
Lendid Home Loans
5900 S Lake Forest Dr Ste 300, McKinney, TX 75070, USA
First Rate Financial LLC
14083 Badlands Dr, Frisco, TX 75035, USA
James Hoglen NMLS #211689 - ITrustLendingTeam
7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA
Itrustlendingteam
7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA
AWay Home Loans, LLC NMLS# 1944472
7300 State Hwy 121 suite 300, McKinney, TX 75070, USA
LendNext Mortgage Corporation
6800 Weiskopf Ave suite 150, McKinney, TX 75070, USA
Hawkins Mortgage Group
6401 S Custer Rd, McKinney, TX 75070, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Van Alstyne, TX.
Frequently Asked Questions — Mortgage Brokers in Van Alstyne
What does a mortgage broker do differently than going directly to a bank in Van Alstyne?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Van Alstyne?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Van Alstyne
Related Searches
More ways to find mortgage brokers in Van Alstyne
Mortgage Brokers in nearby cities