Best Value · Vineland
Affordable Mortgage Brokers in Vineland, NJ
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As of May 2026, RatingsNearMe ranks 14 mortgage brokers in Vineland, NJ by verified customer ratings and review volume. The highest-rated is Mariner Finance with a 4.8-star rating from 102 verified reviews. Also in the top tier: Christopher Bayes at Prosperity Home Mortgage - Vineland and Louis Viruet, Nation One Mortgage Corp. The average rating across all listed mortgage brokers in Vineland is 4.8 stars from 28 reviews per business on average.
Mortgage brokers in Vineland: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
14
Businesses listed
4.8★
Avg rating
28
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Mariner Finance
3600 E Landis Ave Suite 13, Vineland, NJ 08361, USA
Christopher Bayes at Prosperity Home Mortgage - Vineland
1318 S Main Rd Bldg 2, Unit B, Vineland, NJ 08360, USA
Louis Viruet, Nation One Mortgage Corp
1120 E Landis Ave, Vineland, NJ 08360, USA
Mortgage Brokers Rankings in Vineland, NJ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mariner Finance3600 E Landis Ave Suite 13, Vineland, NJ 08361, USA | 4.8★ | 102 |
| #2 | Christopher Bayes at Prosperity Home Mortgage - Vineland1318 S Main Rd Bldg 2, Unit B, Vineland, NJ 08360, USA | 5.0★ | 28 |
| #3 | Louis Viruet, Nation One Mortgage Corp1120 E Landis Ave, Vineland, NJ 08360, USA | 5.0★ | 11 |
| #4 | Joe Tursi Nation One Mortgage NMLS# 18752381120 E Landis Ave, Vineland, NJ 08360, USA | 5.0★ | 3 |
| #5 | Sacha Borrero1103 S Delsea Dr Suite B, Vineland, NJ 08360, USA | 4.9★ | 112 |
| #6 | Miriam Olivero - Gateway Mortgage1081 E Landis Ave, Vineland, NJ 08360, USA | 5.0★ | 10 |
| #7 | Albania Medina - Gateway Mortgage1081 E Landis Ave, Vineland, NJ 08360, USA | — | — |
| #8 | Jared Talarico, Finance of America Mortgage LLC1120 E Landis Ave, Vineland, NJ 08360, USA | 5.0★ | 5 |
| #9 | Trident Mortgage Company1450 E Chestnut Ave building 2 suite b, Vineland, NJ 08361, USA | — | — |
| #10 | Nation One Mortgage-Vineland NJ 083601120 E Landis Ave, Vineland, NJ 08360, USA | 4.7★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Vineland
Joe Tursi Nation One Mortgage NMLS# 1875238
1120 E Landis Ave, Vineland, NJ 08360, USA
Miriam Olivero - Gateway Mortgage
1081 E Landis Ave, Vineland, NJ 08360, USA
Albania Medina - Gateway Mortgage
1081 E Landis Ave, Vineland, NJ 08360, USA
Jared Talarico, Finance of America Mortgage LLC
1120 E Landis Ave, Vineland, NJ 08360, USA
Trident Mortgage Company
1450 E Chestnut Ave building 2 suite b, Vineland, NJ 08361, USA
Nation One Mortgage-Vineland NJ 08360
1120 E Landis Ave, Vineland, NJ 08360, USA
Cardinal Financial Company, Limited Partnership
1480 S Delsea Dr, Vineland, NJ 08360, USA
Craig Asselta, Finance of America Mortgage LLC
1120 E Landis Ave, Vineland, NJ 08360, USA
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Frequently Asked Questions — Mortgage Brokers in Vineland
What does a mortgage broker do differently than going directly to a bank in Vineland?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Vineland?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NJ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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