10+ Years · Vineland
Experienced Mortgage Brokers in Vineland, NJ
Experience matters. These mortgage brokers in Vineland have years of proven work behind them — and the reviews to back it up.
As of May 2026, RatingsNearMe ranks 14 mortgage brokers in Vineland, NJ by verified customer ratings and review volume. The highest-rated is Mariner Finance with a 4.8-star rating from 102 verified reviews. Also in the top tier: Sacha Borrero and Christopher Bayes at Prosperity Home Mortgage - Vineland. The average rating across all listed mortgage brokers in Vineland is 4.8 stars from 28 reviews per business on average.
Mortgage brokers in Vineland: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
14
Businesses listed
4.8★
Avg rating
28
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Mariner Finance
3600 E Landis Ave Suite 13, Vineland, NJ 08361, USA
Christopher Bayes at Prosperity Home Mortgage - Vineland
1318 S Main Rd Bldg 2, Unit B, Vineland, NJ 08360, USA
Mortgage Brokers Rankings in Vineland, NJ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mariner Finance3600 E Landis Ave Suite 13, Vineland, NJ 08361, USA | 4.8★ | 102 |
| #2 | Sacha Borrero1103 S Delsea Dr Suite B, Vineland, NJ 08360, USA | 4.9★ | 112 |
| #3 | Christopher Bayes at Prosperity Home Mortgage - Vineland1318 S Main Rd Bldg 2, Unit B, Vineland, NJ 08360, USA | 5.0★ | 28 |
| #4 | Miriam Olivero - Gateway Mortgage1081 E Landis Ave, Vineland, NJ 08360, USA | 5.0★ | 10 |
| #5 | Joe Tursi Nation One Mortgage NMLS# 18752381120 E Landis Ave, Vineland, NJ 08360, USA | 5.0★ | 3 |
| #6 | Jared Talarico, Finance of America Mortgage LLC1120 E Landis Ave, Vineland, NJ 08360, USA | 5.0★ | 5 |
| #7 | Trident Mortgage Company1450 E Chestnut Ave building 2 suite b, Vineland, NJ 08361, USA | — | — |
| #8 | Nation One Mortgage-Vineland NJ 083601120 E Landis Ave, Vineland, NJ 08360, USA | 4.7★ | 3 |
| #9 | Cardinal Financial Company, Limited Partnership1480 S Delsea Dr, Vineland, NJ 08360, USA | 5.0★ | 1 |
| #10 | Gateway Mortgage1081 E Landis Ave, Vineland, NJ 08360, USA | 3.9★ | 34 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Vineland
Miriam Olivero - Gateway Mortgage
1081 E Landis Ave, Vineland, NJ 08360, USA
Joe Tursi Nation One Mortgage NMLS# 1875238
1120 E Landis Ave, Vineland, NJ 08360, USA
Jared Talarico, Finance of America Mortgage LLC
1120 E Landis Ave, Vineland, NJ 08360, USA
Trident Mortgage Company
1450 E Chestnut Ave building 2 suite b, Vineland, NJ 08361, USA
Nation One Mortgage-Vineland NJ 08360
1120 E Landis Ave, Vineland, NJ 08360, USA
Cardinal Financial Company, Limited Partnership
1480 S Delsea Dr, Vineland, NJ 08360, USA
Craig Asselta, Finance of America Mortgage LLC
1120 E Landis Ave, Vineland, NJ 08360, USA
Louis Viruet, Nation One Mortgage Corp
1120 E Landis Ave, Vineland, NJ 08360, USA
Albania Medina - Gateway Mortgage
1081 E Landis Ave, Vineland, NJ 08360, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Vineland, NJ.
Frequently Asked Questions — Mortgage Brokers in Vineland
What does a mortgage broker do differently than going directly to a bank in Vineland?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Vineland?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NJ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Vineland
Related Searches
More ways to find mortgage brokers in Vineland