Licensed · Waukegan
Licensed & Insured Mortgage Brokers in Waukegan, IL
Every mortgage brokers listed here carries proper licensing and insurance in IL. Protect yourself — always verify credentials before work begins.
As of June 2026, RatingsNearMe ranks 19 mortgage brokers in Waukegan, IL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Oportun with a 5.0-star rating from 639 Google reviews and an RNM Score of 88/100. Also in the top tier: Broker Brothers Mortgage and Great Lakes Home Mortgage. The average rating across all listed mortgage brokers in Waukegan is 4.8 stars from 120 reviews per business on average.
Mortgage brokers in Waukegan: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Oportun
Oportun stands out as the top-ranked mortgage broker in Waukegan for its strong local reputation and accessible lending options.
Most Reviewed
Oportun
High review counts indicate a proven track record of customer satisfaction and reliable service.
When choosing a mortgage broker in Waukegan, compare rates and fees across multiple lenders, and consider local expertise for faster closings and personalized service.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
120
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of local clients with a perfect 5.0-star rating.
2000 W, 2000 Grand Ave, Waukegan, IL 60085, USARated 5.0 stars from 299 Google reviews, a trusted local choice.
220 NW 3rd St Ste 101, Evansville, IN 47708, USAWaukegan mortgage broker with a perfect 5.0-star rating from over 160 Google reviews.
1860 W Winchester Rd #102, Libertyville, IL 60048, USAMortgage Brokers Rankings in Waukegan, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Oportun2000 W, 2000 Grand Ave, Waukegan, IL 60085, USA | 5.0★ | 639 |
| #2 | Broker Brothers Mortgage220 NW 3rd St Ste 101, Evansville, IN 47708, USA | 5.0★ | 299 |
| #3 | Great Lakes Home Mortgage1860 W Winchester Rd #102, Libertyville, IL 60048, USA | 5.0★ | 163 |
| #4 | Land Home Financial Services - Gurnee, IL1800 Nations Dr Suite 117-1, Gurnee, IL 60031, USA | 4.3★ | 6 |
| #5 | C&R Mortgage Corporation7788 N Milwaukee Ave, Niles, IL 60714, USA | 4.8★ | 37 |
| #6 | Precision Mortgage Corporation101 S Hough St Ste. 6B, Barrington, IL 60010, USA | 5.0★ | 121 |
| #7 | OneMain Financial1828 Grand Ave, Waukegan, IL 60085, USA | 4.1★ | 38 |
| #8 | Heights Finance932 N Green Bay Rd, Waukegan, IL 60085, USA | 4.8★ | 35 |
| #9 | Tower Loan466 N Green Bay Rd, Waukegan, IL 60085, USA | 4.4★ | 31 |
| #10 | Diamond Residential Mortgage Corporation2001 N Green Bay Rd, Waukegan, IL 60087, USA | 4.8★ | 70 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Waukegan
Rated 4.3 stars from six Google reviews, a solid local mortgage option.
1800 Nations Dr Suite 117-1, Gurnee, IL 60031, USA
Exceptional 4.8-star rating from 37 Waukegan clients.
7788 N Milwaukee Ave, Niles, IL 60714, USA
Exceptional 5.0★ rating from over 120 Google reviews in Waukegan.
101 S Hough St Ste. 6B, Barrington, IL 60010, USA
Trusted Waukegan mortgage broker with a solid 4.1-star rating from dozens of reviews.
1828 Grand Ave, Waukegan, IL 60085, USA
Rated 4.8 stars from 35 reviews, this Waukegan mortgage broker is highly trusted.
932 N Green Bay Rd, Waukegan, IL 60085, USA
Trusted Waukegan mortgage broker with a solid 4.4-star rating from over 30 reviews.
466 N Green Bay Rd, Waukegan, IL 60085, USA
Waukegan mortgage broker with a 4.8-star rating from 70 Google reviews.
2001 N Green Bay Rd, Waukegan, IL 60087, USA
Top-rated mortgage broker in Waukegan with a perfect 5.0-star score from hundreds of reviews.
501 IL-21 Suite 105-3, Gurnee, IL 60031, USA
4.9-star rating from over 130 Google reviews in Waukegan.
64 E Crystal Lake Ave, Crystal Lake, IL 60014, USA
Rated 5.0 stars from over 125 Google reviews, this Waukegan mortgage broker is highly trusted.
1450 Busch Pkwy, Buffalo Grove, IL 60089, USA
Rated 5.0 stars from 67 Google reviews, this Waukegan mortgage broker is highly trusted.
501 IL-21 Suite 105-3, Gurnee, IL 60031, USA
Rated 5.0 stars by customers for trusted mortgage guidance in Waukegan.
2001 N Green Bay Rd, Waukegan, IL 60087, USA
Exceptional 5.0-star rating from a small number of Google reviews.
3950 Fountain Square Pl, Waukegan, IL 60085, USA
A mortgage broker in Waukegan — not yet rated on Google.
339 S Green Bay Rd, Waukegan, IL 60085, USA
This business has no customer reviews yet, so past client experiences are unknown.
501 IL-21 Suite 105-3, Gurnee, IL 60031, USA
This business has no Google reviews yet, so its reputation is currently unrated.
920 S Waukegan Rd, Waukegan, IL 60085, USA
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Mortgage Brokers in Waukegan, IL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Oportun | 88/100 | 5.0 ★ | 639 |
| 2 | Broker Brothers Mortgage | 88/100 | 5.0 ★ | 299 |
| 3 | Great Lakes Home Mortgage | 86/100 | 5.0 ★ | 163 |
| 4 | Land Home Financial Services - Gurnee, IL | 57/100 | 4.3 ★ | 6 |
| 5 | C&R Mortgage Corporation | 75/100 | 4.8 ★ | 37 |
| 6 | Precision Mortgage Corporation | 84/100 | 5.0 ★ | 121 |
| 7 | OneMain Financial | 63/100 | 4.1 ★ | 38 |
| 8 | Heights Finance | 74/100 | 4.8 ★ | 35 |
| 9 | Tower Loan | 67/100 | 4.4 ★ | 31 |
| 10 | Diamond Residential Mortgage Corporation | 78/100 | 4.8 ★ | 70 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Waukegan
What does a mortgage broker do differently than going directly to a bank in Waukegan?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Waukegan?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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