Same Day · Waukegan
Same-Day Mortgage Brokers in Waukegan, IL
Can't wait a week? These mortgage brokers in Waukegan offer same-day or next-day appointments. Call now to check availability.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Waukegan, IL by verified customer ratings and review volume. The highest-rated is Oportun with a 5.0-star rating from 639 verified reviews. Also in the top tier: Broker Brothers Mortgage and Great Lakes Home Mortgage. The average rating across all listed mortgage brokers in Waukegan is 4.8 stars from 120 reviews per business on average.
Mortgage brokers in Waukegan: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
120
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Oportun
2000 W, 2000 Grand Ave, Waukegan, IL 60085, USA
Broker Brothers Mortgage
220 NW 3rd St Ste 101, Evansville, IN 47708, USA
Great Lakes Home Mortgage
1860 W Winchester Rd #102, Libertyville, IL 60048, USA
Mortgage Brokers Rankings in Waukegan, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Oportun2000 W, 2000 Grand Ave, Waukegan, IL 60085, USA | 5.0★ | 639 |
| #2 | Broker Brothers Mortgage220 NW 3rd St Ste 101, Evansville, IN 47708, USA | 5.0★ | 299 |
| #3 | Great Lakes Home Mortgage1860 W Winchester Rd #102, Libertyville, IL 60048, USA | 5.0★ | 163 |
| #4 | Diamond Residential Mortgage Corporation2001 N Green Bay Rd, Waukegan, IL 60087, USA | 4.8★ | 70 |
| #5 | Guild Mortgage - Mike Vrba501 IL-21 Suite 105-3, Gurnee, IL 60031, USA | 5.0★ | 67 |
| #6 | Mortgage Capital Group, Inc.64 E Crystal Lake Ave, Crystal Lake, IL 60014, USA | 4.9★ | 131 |
| #7 | Tammy Moore at Diamond Residential Mortgage Corporation2001 N Green Bay Rd, Waukegan, IL 60087, USA | 5.0★ | 3 |
| #8 | Guild Mortgage - Ed Conarchy501 IL-21 Suite 105-3, Gurnee, IL 60031, USA | 5.0★ | 146 |
| #9 | Chase Home Lending3950 Fountain Square Pl, Waukegan, IL 60085, USA | 5.0★ | 1 |
| #10 | Tower Loan466 N Green Bay Rd, Waukegan, IL 60085, USA | 4.4★ | 31 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Waukegan
Diamond Residential Mortgage Corporation
2001 N Green Bay Rd, Waukegan, IL 60087, USA
Guild Mortgage - Mike Vrba
501 IL-21 Suite 105-3, Gurnee, IL 60031, USA
Mortgage Capital Group, Inc.
64 E Crystal Lake Ave, Crystal Lake, IL 60014, USA
Tammy Moore at Diamond Residential Mortgage Corporation
2001 N Green Bay Rd, Waukegan, IL 60087, USA
Guild Mortgage - Ed Conarchy
501 IL-21 Suite 105-3, Gurnee, IL 60031, USA
Chase Home Lending
3950 Fountain Square Pl, Waukegan, IL 60085, USA
Tower Loan
466 N Green Bay Rd, Waukegan, IL 60085, USA
Heights Finance
932 N Green Bay Rd, Waukegan, IL 60085, USA
Fairway Independent Mortgage
339 S Green Bay Rd, Waukegan, IL 60085, USA
Land Home Financial Services - Gurnee, IL
1800 Nations Dr Suite 117-1, Gurnee, IL 60031, USA
OneMain Financial
1828 Grand Ave, Waukegan, IL 60085, USA
Guild Mortgage Company
501 IL-21 Suite 105-3, Gurnee, IL 60031, USA
Mortgage, Bank of America
920 S Waukegan Rd, Waukegan, IL 60085, USA
1st Eagle Mortgage
1450 Busch Pkwy, Buffalo Grove, IL 60089, USA
C&R Mortgage Corporation
7788 N Milwaukee Ave, Niles, IL 60714, USA
Precision Mortgage Corporation
101 S Hough St Ste. 6B, Barrington, IL 60010, USA
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Frequently Asked Questions — Mortgage Brokers in Waukegan
What does a mortgage broker do differently than going directly to a bank in Waukegan?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Waukegan?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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