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We don't have insurance agents listed specifically in Waxahachie yet — these top-rated pros from Midlothian serve your area and are available for calls and quotes today.
Top Picks · Waxahachie
Best Insurance Agents in Waxahachie, TX
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Waxahachie, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is The Insurance Shack with a 3.0-star rating from 2 Google reviews and an RNM Score of 42/100. Also in the top tier: Jon Essary - State Farm Insurance Agent and Graciela Berumen: Allstate Insurance. The average rating across all listed insurance agents in Waxahachie is 4.8 stars from 86 reviews per business on average.
Insurance in Waxahachie: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
86
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
A 3.0-star rating based on 2 Google reviews indicates mixed local feedback.
3495 US-287, Midlothian, TX 76065, USATrusted by locals with a 4.9-star rating from nearly 300 Google reviews.
450 Hawkins Run Ste 2, Midlothian, TX 76065, USA4.9-star rating from nearly 100 reviews in the Midlothian area.
420 Hawkins Run Ste 300, Midlothian, TX 76065, USAInsurance Agents Rankings in Waxahachie, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | The Insurance Shack3495 US-287, Midlothian, TX 76065, USA | 3.0★ | 2 |
| #2 | Jon Essary - State Farm Insurance Agent450 Hawkins Run Ste 2, Midlothian, TX 76065, USA | 4.9★ | 292 |
| #3 | Graciela Berumen: Allstate Insurance420 Hawkins Run Ste 300, Midlothian, TX 76065, USA | 4.9★ | 94 |
| #4 | AJP Insurance & Tax Agency1001 E Main St Suite D, Midlothian, TX 76065, USA | 5.0★ | 15 |
| #5 | McKnight Insurance Services110-B Roundabout Dr, Midlothian, TX 76065, USA | 5.0★ | 31 |
| #6 | Farmers Insurance - Kevin O'Teter509 George Hopper Rd, Midlothian, TX 76065, USA | 5.0★ | 32 |
| #7 | Amy Tounget Insurance Agency641 Highlander Suite 108, Midlothian, TX 76065, USA | 5.0★ | 59 |
| #8 | Keyfer Roberts - Health Insurance Advisor200 S 14th St #100, Midlothian, TX 76065, USA | 5.0★ | 7 |
| #9 | Tim Tobey - State Farm Insurance Agent423 E Main St Ste 2, Midlothian, TX 76065, USA | 4.8★ | 70 |
| #10 | Texas All 4 You Insurance Agency | Auto Insurance Texas319 S 9th St, Midlothian, TX 76065, USA | 4.8★ | 134 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Waxahachie
Exceptional 5.0-star rating from 15 reviews for Midlothian insurance services.
1001 E Main St Suite D, Midlothian, TX 76065, USA
5.0 stars from 31 reviews, reflecting exceptional local client satisfaction.
110-B Roundabout Dr, Midlothian, TX 76065, USA
Rated 5.0 stars from 32 Google reviews, this Midlothian insurance agent earns exceptional trust.
509 George Hopper Rd, Midlothian, TX 76065, USA
Exceptional 5.0-star rating from 59 reviews in Midlothian, TX.
641 Highlander Suite 108, Midlothian, TX 76065, USA
Rated 5.0 stars from 7 Google reviews, this Midlothian insurance agent is highly praised.
200 S 14th St #100, Midlothian, TX 76065, USA
Trusted by clients with a 4.8-star rating from 70 reviews in Midlothian.
423 E Main St Ste 2, Midlothian, TX 76065, USA
Rated 4.8 stars from over 130 reviews for trusted local insurance guidance.
319 S 9th St, Midlothian, TX 76065, USA
4.4 stars from 13 reviews, a solid local choice for insurance in Midlothian.
Mail to:, 211 E Avenue G #1176, Midlothian, TX 76065, USA
A local insurance agent with a perfect 5.0-star rating from 13 Google reviews.
115 W Avenue I Suite A, Midlothian, TX 76065, USA
Exceptional 5.0-star rating from 38 reviews for a Midlothian, TX insurance agent.
136 N 8th St Ste 201, Midlothian, TX 76065, USA
Trusted by hundreds of local clients, this Midlothian agent holds a stellar 4.8-star rating.
404 W Avenue F, Midlothian, TX 76065, USA
5.0★ rated insurance agent in Midlothian based on a few reviews.
611 N 7th St, Midlothian, TX 76065, USA
Rated 5.0 stars from 52 Google reviews, this Midlothian insurance agent is highly trusted.
717 W Main St Suite 2, Midlothian, TX 76065, USA
Rated 5.0 stars from over 200 Google reviews, this Midlothian insurance agent is highly trusted.
1501 Hwy 67, Midlothian, TX 76065, USA
Rated 5.0 stars from over 400 Google reviews by local clients.
1741 Hwy 67 Suite 500, Midlothian, TX 76065, USA
Midlothian, TX insurance agent with a 3.7-star rating from 10 Google reviews.
1428 N 9th St, Midlothian, TX 76065, USA
Trusted by hundreds of local clients, with a standout 4.9-star rating.
1319 S Interstate 35 E, DeSoto, TX 75115, USA
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Insurance Agents in Waxahachie, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | The Insurance Shack | 42/100 | 3.0 ★ | 2 |
| 2 | Jon Essary - State Farm Insurance Agent | 90/100 | 4.9 ★ | 292 |
| 3 | Graciela Berumen: Allstate Insurance | 93/100 | 4.9 ★ | 94 |
| 4 | AJP Insurance & Tax Agency | 77/100 | 5.0 ★ | 15 |
| 5 | McKnight Insurance Services | 89/100 | 5.0 ★ | 31 |
| 6 | Farmers Insurance - Kevin O'Teter | 89/100 | 5.0 ★ | 32 |
| 7 | Amy Tounget Insurance Agency | 92/100 | 5.0 ★ | 59 |
| 8 | Keyfer Roberts - Health Insurance Advisor | 81/100 | 5.0 ★ | 7 |
| 9 | Tim Tobey - State Farm Insurance Agent | 81/100 | 4.8 ★ | 70 |
| 10 | Texas All 4 You Insurance Agency | Auto Insurance Texas | 93/100 | 4.8 ★ | 134 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Waxahachie
What is the difference between a captive and independent insurance agent in Waxahachie?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Waxahachie cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Waxahachie?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Waxahachie adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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