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Mortgage Brokers in White Settlement, TX — Free Estimates
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As of May 2026, RatingsNearMe ranks 20 mortgage brokers in White Settlement, TX by verified customer ratings and review volume. The highest-rated is Adams Mortgage Group - Guild Mortgage with a 5.0-star rating from 263 verified reviews. Also in the top tier: Guild Mortgage Company and Cristina Calk - Sr Mortgage Loan Officer, Fort Worth - NMLS #497446. The average rating across all listed mortgage brokers in White Settlement is 4.7 stars from 83 reviews per business on average.
Mortgage brokers in White Settlement: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
83
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Adams Mortgage Group - Guild Mortgage
4455 Camp Bowie Blvd Suite 220, Fort Worth, TX 76107, USA
Guild Mortgage Company
4455 Camp Bowie Blvd Suite 220, Fort Worth, TX 76107, USA
Cristina Calk - Sr Mortgage Loan Officer, Fort Worth - NMLS #497446
5600 Clearfork Main St, Fort Worth, TX 76109, USA
Mortgage Brokers Rankings in White Settlement, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Adams Mortgage Group - Guild Mortgage4455 Camp Bowie Blvd Suite 220, Fort Worth, TX 76107, USA | 5.0★ | 263 |
| #2 | Guild Mortgage Company4455 Camp Bowie Blvd Suite 220, Fort Worth, TX 76107, USA | — | — |
| #3 | Cristina Calk - Sr Mortgage Loan Officer, Fort Worth - NMLS #4974465600 Clearfork Main St, Fort Worth, TX 76109, USA | 5.0★ | 214 |
| #4 | LoanFi Mortgage5049 Edwards Ranch Rd suite 04-151, Fort Worth, TX 76109, USA | 5.0★ | 39 |
| #5 | Kimi Does Mortgages Team4700 Boat Club Rd, Fort Worth, TX 76135, USA | 4.9★ | 66 |
| #6 | Merit Mortgage4112 W Vickery Blvd, Fort Worth, TX 76107, USA | 5.0★ | 174 |
| #7 | PrimeLending, A PlainsCapital Company - West Fort Worth200 Bailey Ave Ste. 310, Fort Worth, TX 76107, USA | 5.0★ | 29 |
| #8 | Linda Mister - Highlands Residential Mortgage2813 S Hulen St #250, Fort Worth, TX 76109, USA | 4.9★ | 162 |
| #9 | First Financial Mortgage1000 Forest Park Blvd, Fort Worth, TX 76110, USA | 5.0★ | 319 |
| #10 | Pruitt Approved, Mortgages by Matt Pruitt1800 W Bowie St #200F, Fort Worth, TX 76110, USA | 5.0★ | 64 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in White Settlement
LoanFi Mortgage
5049 Edwards Ranch Rd suite 04-151, Fort Worth, TX 76109, USA
Merit Mortgage
4112 W Vickery Blvd, Fort Worth, TX 76107, USA
PrimeLending, A PlainsCapital Company - West Fort Worth
200 Bailey Ave Ste. 310, Fort Worth, TX 76107, USA
Linda Mister - Highlands Residential Mortgage
2813 S Hulen St #250, Fort Worth, TX 76109, USA
First Financial Mortgage
1000 Forest Park Blvd, Fort Worth, TX 76110, USA
Pruitt Approved, Mortgages by Matt Pruitt
1800 W Bowie St #200F, Fort Worth, TX 76110, USA
Financiers Mortgage Group
718 Boling Ranch Rd, Azle, TX 76020, USA
Lone Star Mortgage Solutions
8517 Hidden Meadow Dr, Fort Worth, TX 76179, USA
Texas Mortgage Finance
8517 Hidden Meadow Dr, Fort Worth, TX 76179, USA
GRD Fix and Flip Money Lenders
1205-1209 N Saginaw Blvd, Saginaw, TX 76179, USA
Emerald Mortgage Partners, LLC
2821 Field St, Haltom City, TX 76117, USA
Acceptance Home Loans - Shirley Hurm
5601 Bridge St STE 300, Fort Worth, TX 76112, USA
Lendmore Capital
5198 Rufe Snow Dr Suite 215, North Richland Hills, TX 76180, USA
PN Business Money Lenders TX
12614 South Fwy, Burleson, TX 76028, USA
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Frequently Asked Questions — Mortgage Brokers in White Settlement
What does a mortgage broker do differently than going directly to a bank in White Settlement?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in White Settlement?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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