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Local Mortgage Brokers in White Settlement, TX
Locally owned and operated mortgage brokers serving White Settlement and the surrounding area. Supporting local businesses means faster response and accountability.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in White Settlement, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Adams Mortgage Group - Guild Mortgage with a 5.0-star rating from 263 Google reviews and an RNM Score of 88/100. Also in the top tier: Guild Mortgage Company and Cristina Calk - Sr Mortgage Loan Officer, Fort Worth - NMLS #497446. The average rating across all listed mortgage brokers in White Settlement is 4.7 stars from 83 reviews per business on average.
Mortgage brokers in White Settlement: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
83
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Fort Worth mortgage broker with a perfect 5.0 rating from over 260 reviews.
4455 Camp Bowie Blvd Suite 220, Fort Worth, TX 76107, USANo customer reviews yet; consider being the first to share your experience.
4455 Camp Bowie Blvd Suite 220, Fort Worth, TX 76107, USABoasting 5.0 stars from over 200 Google reviews, this Fort Worth mortgage broker is highly trusted.
5600 Clearfork Main St, Fort Worth, TX 76109, USAMortgage Brokers Rankings in White Settlement, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Adams Mortgage Group - Guild Mortgage4455 Camp Bowie Blvd Suite 220, Fort Worth, TX 76107, USA | 5.0★ | 263 |
| #2 | Guild Mortgage Company4455 Camp Bowie Blvd Suite 220, Fort Worth, TX 76107, USA | — | — |
| #3 | Cristina Calk - Sr Mortgage Loan Officer, Fort Worth - NMLS #4974465600 Clearfork Main St, Fort Worth, TX 76109, USA | 5.0★ | 214 |
| #4 | LoanFi Mortgage5049 Edwards Ranch Rd suite 04-151, Fort Worth, TX 76109, USA | 5.0★ | 39 |
| #5 | Kimi Does Mortgages Team4700 Boat Club Rd, Fort Worth, TX 76135, USA | 4.9★ | 66 |
| #6 | Merit Mortgage4112 W Vickery Blvd, Fort Worth, TX 76107, USA | 5.0★ | 174 |
| #7 | PrimeLending, A PlainsCapital Company - West Fort Worth200 Bailey Ave Ste. 310, Fort Worth, TX 76107, USA | 5.0★ | 29 |
| #8 | Linda Mister - Highlands Residential Mortgage2813 S Hulen St #250, Fort Worth, TX 76109, USA | 4.9★ | 162 |
| #9 | First Financial Mortgage1000 Forest Park Blvd, Fort Worth, TX 76110, USA | 5.0★ | 319 |
| #10 | Pruitt Approved, Mortgages by Matt Pruitt1800 W Bowie St #200F, Fort Worth, TX 76110, USA | 5.0★ | 64 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in White Settlement
Rated 5.0 stars from 39 Google reviews, this Fort Worth mortgage broker is highly trusted.
5049 Edwards Ranch Rd suite 04-151, Fort Worth, TX 76109, USA
Trusted by 66 local clients with a near-perfect 4.9-star rating.
4700 Boat Club Rd, Fort Worth, TX 76135, USA
Rated 5.0 stars from 174 Google reviews, this Fort Worth mortgage broker is highly trusted.
4112 W Vickery Blvd, Fort Worth, TX 76107, USA
5.0-star mortgage broker in Fort Worth with exceptional reviews from dozens of clients.
200 Bailey Ave Ste. 310, Fort Worth, TX 76107, USA
Fort Worth mortgage broker with a 4.9-star rating from over 160 reviews.
2813 S Hulen St #250, Fort Worth, TX 76109, USA
Trusted by hundreds of local clients, holding a flawless 5.0-star rating.
1000 Forest Park Blvd, Fort Worth, TX 76110, USA
Boasts a flawless 5.0-star rating from 64 local Google reviews.
1800 W Bowie St #200F, Fort Worth, TX 76110, USA
One Google review gives this Azle mortgage broker a 1.0-star rating.
718 Boling Ranch Rd, Azle, TX 76020, USA
5.0★ from 25 reviews, making them a top-rated mortgage broker in Fort Worth.
8517 Hidden Meadow Dr, Fort Worth, TX 76179, USA
Exceptional 5.0-star rating from one Google review in Saginaw, TX.
8517 Hidden Meadow Dr, Fort Worth, TX 76179, USA
Exceptional 5.0-star rating based on one Google review in Saginaw.
1205-1209 N Saginaw Blvd, Saginaw, TX 76179, USA
Rated 5.0 stars from 5 Google reviews, reflecting exceptional client satisfaction.
220 N Broadway, Azle, TX 76020, USA
No Google reviews yet; check back for local feedback on this Azle mortgage broker.
150 Industrial Ave, Azle, TX 76020, USA
Local mortgage broker in Haltom City with no customer reviews yet.
2821 Field St, Haltom City, TX 76117, USA
A trusted Haltom City mortgage broker with a perfect 5.0-star rating from 10 reviews.
5601 Bridge St STE 300, Fort Worth, TX 76112, USA
Trusted by clients with a 4.9-star rating from 41 reviews.
5198 Rufe Snow Dr Suite 215, North Richland Hills, TX 76180, USA
Boasts a perfect 5.0-star rating from a handful of Google reviews.
12614 South Fwy, Burleson, TX 76028, USA
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Mortgage Brokers in White Settlement, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Adams Mortgage Group - Guild Mortgage | 88/100 | 5.0 ★ | 263 |
| 2 | Guild Mortgage Company | 3/100 | — | 0 |
| 3 | Cristina Calk - Sr Mortgage Loan Officer, Fort Worth - NMLS #497446 | 87/100 | 5.0 ★ | 214 |
| 4 | LoanFi Mortgage | 78/100 | 5.0 ★ | 39 |
| 5 | Kimi Does Mortgages Team | 83/100 | 4.9 ★ | 66 |
| 6 | Merit Mortgage | 86/100 | 5.0 ★ | 174 |
| 7 | PrimeLending, A PlainsCapital Company - West Fort Worth | 77/100 | 5.0 ★ | 29 |
| 8 | Linda Mister - Highlands Residential Mortgage | 84/100 | 4.9 ★ | 162 |
| 9 | First Financial Mortgage | 88/100 | 5.0 ★ | 319 |
| 10 | Pruitt Approved, Mortgages by Matt Pruitt | 81/100 | 5.0 ★ | 64 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in White Settlement
What does a mortgage broker do differently than going directly to a bank in White Settlement?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in White Settlement?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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