Local Pros · Wilmington
Local Insurance Agents in Wilmington, DE
Locally owned and operated insurance agents serving Wilmington and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Wilmington, DE by verified customer ratings and review volume. The highest-rated is Matt Basile - State Farm Insurance Agent with a 5.0-star rating from 1,570 verified reviews. Also in the top tier: Select Auto Protect and Anne Scharp - GEICO Insurance Agent. The average rating across all listed insurance agents in Wilmington is 4.7 stars from 243 reviews per business on average.
Insurance in Wilmington: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
243
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Matt Basile - State Farm Insurance Agent
1991 S State St, Dover, DE 19901, USA
Select Auto Protect
1201 N Market St Suite 111, Wilmington, DE 19801, USA
Anne Scharp - GEICO Insurance Agent
3925 Kirkwood Hwy, Wilmington, DE 19808, USA
Insurance Agents Rankings in Wilmington, DE
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Matt Basile - State Farm Insurance Agent1991 S State St, Dover, DE 19901, USA | 5.0★ | 1,570 |
| #2 | Select Auto Protect1201 N Market St Suite 111, Wilmington, DE 19801, USA | 4.5★ | 915 |
| #3 | Anne Scharp - GEICO Insurance Agent3925 Kirkwood Hwy, Wilmington, DE 19808, USA | 4.5★ | 609 |
| #4 | Charles Potter Jr. Insurance Agency5506 Kirkwood Hwy, Wilmington, DE 19808, USA | 4.9★ | 70 |
| #5 | Connie Barba - State Farm Insurance Agent9B Trolley Square, Wilmington, DE 19806, USA | 5.0★ | 164 |
| #6 | Dawn Moore Jones - State Farm Insurance Agent1303 Kirkwood Hwy, Wilmington, DE 19805, USA | 5.0★ | 128 |
| #7 | Wiswall Insurance Agency1035 N Lincoln St Suite 300, Wilmington, DE 19805, USA | 4.7★ | 84 |
| #8 | Prominent Insurance Services1201 Orange St #7295, Wilmington, DE 19801, USA | 4.7★ | 51 |
| #9 | Ray Romano - State Farm Insurance Agent2502 Silverside Rd Ste 8, Wilmington, DE 19810, USA | 4.9★ | 202 |
| #10 | Ray Aungst: Allstate Insurance5301 Limestone Rd #124, Wilmington, DE 19808, USA | 4.9★ | 245 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Wilmington
Charles Potter Jr. Insurance Agency
5506 Kirkwood Hwy, Wilmington, DE 19808, USA
Connie Barba - State Farm Insurance Agent
9B Trolley Square, Wilmington, DE 19806, USA
Dawn Moore Jones - State Farm Insurance Agent
1303 Kirkwood Hwy, Wilmington, DE 19805, USA
Wiswall Insurance Agency
1035 N Lincoln St Suite 300, Wilmington, DE 19805, USA
Prominent Insurance Services
1201 Orange St #7295, Wilmington, DE 19801, USA
Ray Romano - State Farm Insurance Agent
2502 Silverside Rd Ste 8, Wilmington, DE 19810, USA
Ray Aungst: Allstate Insurance
5301 Limestone Rd #124, Wilmington, DE 19808, USA
Jim Walsh - State Farm Insurance Agent
1013 Centre Rd #402, Wilmington, DE 19805, USA
Garland Thompson - State Farm Insurance Agent
1211 N King St Ste 200 (2nd Floor, Wilmington, DE 19801, USA
Allen Insurance Associates Inc. t/a Allen Insurance Group
410 Delaware Ave, Wilmington, DE 19801, USA
Poland & Sullivan Insurance
680 S College Ave, Newark, DE 19713, USA
Dewberry Insurance Agency
5700 Kirkwood Hwy Ste 103, Wilmington, DE 19808, USA
Ken Brown - State Farm Insurance Agent
3700 Lancaster Pike Suite 400, Wilmington, DE 19805, USA
McAfee Insurance Agency
1816 W 4th St, Wilmington, DE 19805, USA
Wilmington Insurance Company
1403 Silverside Rd #3b, Wilmington, DE 19810, USA
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Frequently Asked Questions — Insurance Agents in Wilmington
What is the difference between a captive and independent insurance agent in Wilmington?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in DE?
Search the DE Department of Insurance's online license lookup — Google "DE Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in DE must be licensed with the state.
How much does working with a local insurance agent in Wilmington cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Wilmington?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Wilmington adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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