Real Reviews · Wilmington
Top-Reviewed Mortgage Brokers in Wilmington, DE
What are customers actually saying? Read verified reviews for mortgage brokers in Wilmington — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Wilmington, DE by verified customer ratings and review volume. The highest-rated is John Thomas Team | Primary Residential Mortgage, Inc. with a 4.8-star rating from 286 verified reviews. Also in the top tier: New City Financial and Meridian Bank Mortgage. The average rating across all listed mortgage brokers in Wilmington is 4.7 stars from 61 reviews per business on average.
Mortgage brokers in Wilmington: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.7★
Avg rating
61
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
John Thomas Team | Primary Residential Mortgage, Inc.
248 E Chestnut Hill Rd, Newark, DE 19713, USA
New City Financial
1000 N West St #1200-1812, Wilmington, DE 19801, USA
Meridian Bank Mortgage
5301 Limestone Rd Ste 224, Wilmington, DE 19808, USA
Mortgage Brokers Rankings in Wilmington, DE
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | John Thomas Team | Primary Residential Mortgage, Inc.248 E Chestnut Hill Rd, Newark, DE 19713, USA | 4.8★ | 286 |
| #2 | New City Financial1000 N West St #1200-1812, Wilmington, DE 19801, USA | 4.9★ | 172 |
| #3 | Meridian Bank Mortgage5301 Limestone Rd Ste 224, Wilmington, DE 19808, USA | 4.8★ | 145 |
| #4 | Angela Cason at Delaware Financial Mortgage22 Polly Drummond Hill Rd, Newark, DE 19711, USA | 5.0★ | 27 |
| #5 | Christopher Patille at CrossCountry Mortgage, LLC111 Continental Dr Ste 111, Newark, DE 19713, USA | 5.0★ | 30 |
| #6 | Mark Anselmo at Prosperity Home Mortgage - Wilmington3838 Kennett Pike, Wilmington, DE 19807, USA | — | — |
| #7 | David E Brown at WSFS Mortgage nmslr id#4531753908 Kennett Pike, Wilmington, DE 19807, USA | 5.0★ | 48 |
| #8 | Orange Mortgage LLC1301 N Harrison St Ste 104, Wilmington, DE 19806, USA | 5.0★ | 9 |
| #9 | Alisha Cooper - Mortgage Lender - Mscooperhomeloans1521 Concord Pike #301, Wilmington, DE 19803, USA | 4.8★ | 29 |
| #10 | Julia Sten2301 Pennsylvania Ave, Wilmington, DE 19806, USA | 4.8★ | 10 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Wilmington
Angela Cason at Delaware Financial Mortgage
22 Polly Drummond Hill Rd, Newark, DE 19711, USA
Christopher Patille at CrossCountry Mortgage, LLC
111 Continental Dr Ste 111, Newark, DE 19713, USA
Mark Anselmo at Prosperity Home Mortgage - Wilmington
3838 Kennett Pike, Wilmington, DE 19807, USA
David E Brown at WSFS Mortgage nmslr id#453175
3908 Kennett Pike, Wilmington, DE 19807, USA
Orange Mortgage LLC
1301 N Harrison St Ste 104, Wilmington, DE 19806, USA
Alisha Cooper - Mortgage Lender - Mscooperhomeloans
1521 Concord Pike #301, Wilmington, DE 19803, USA
Julia Sten
2301 Pennsylvania Ave, Wilmington, DE 19806, USA
Prosperity Home Mortgage, LLC - Mark Makowski
Greenville Center D, Greenville, DE 19807, USA
Mortgage Network Solutions
2036 Foulk Rd #102, Wilmington, DE 19810, USA
Guaranteed Rate of Wilmington
5700 Kennett Pike, Wilmington, DE 19807, USA
Tidewater Mortgage Services, Inc.
102 Larch Ave #102, Wilmington, DE 19804, USA
Guild Mortgage - Mike Smith
230 Dove Run Centre Dr, Middletown, DE 19709, USA
1 Core Financial
101 E Lea Blvd, Wilmington, DE 19802, USA
Delaware - Wilmington
3801 Kennett Pike Suite C305, Wilmington, DE 19807, USA
Motto Mortgage Prosperity
16394 Samuel Paynter Blvd #102, Milton, DE 19968, USA
Delaware Financial Mortgage
22 Polly Drummond Hill Rd, Newark, DE 19711, USA
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Frequently Asked Questions — Mortgage Brokers in Wilmington
What does a mortgage broker do differently than going directly to a bank in Wilmington?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Wilmington?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in DE?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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