Verified · Wilmington
Trusted Mortgage Brokers in Wilmington, DE
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Wilmington have earned it through hundreds of verified reviews.
As of July 2026, RatingsNearMe ranks 19 mortgage brokers in Wilmington, DE by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is John Thomas Team | Primary Residential Mortgage, Inc. with a 4.8-star rating from 286 Google reviews and an RNM Score of 97/100. Also in the top tier: New City Financial and Delaware - Wilmington. The average rating across all listed mortgage brokers in Wilmington is 4.7 stars from 61 reviews per business on average.
Mortgage brokers in Wilmington: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Guild Mortgage - Mike Smith
Consistently top-ranked for expertise and customer service in Wilmington.
Most Reviewed
Angela Cason at Delaware Financial Mortgage
High review count indicates a track record of satisfied clients and reliable service.
When choosing a mortgage broker, compare local expertise and read recent reviews, but also consider personal rapport and loan product options.
Local Market Snapshot
19
Businesses listed
4.7★
Avg rating
61
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Rated 4.8 stars from 286 Google reviews by trusted clients.
248 E Chestnut Hill Rd, Newark, DE 19713, USAEarns a 4.9-star rating from 172 Google reviews, reflecting exceptional client satisfaction.
1000 N West St #1200-1812, Wilmington, DE 19801, USA5.0 stars from over 100 Google reviews for this Wilmington mortgage broker.
3801 Kennett Pike Suite C305, Wilmington, DE 19807, USAMortgage Brokers Rankings in Wilmington, DE
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | John Thomas Team | Primary Residential Mortgage, Inc.248 E Chestnut Hill Rd, Newark, DE 19713, USA | 4.8★ | 286 |
| #2 | New City Financial1000 N West St #1200-1812, Wilmington, DE 19801, USA | 4.9★ | 172 |
| #3 | Delaware - Wilmington3801 Kennett Pike Suite C305, Wilmington, DE 19807, USA | 5.0★ | 111 |
| #4 | Alisha Cooper - Mortgage Lender - Mscooperhomeloans1521 Concord Pike #301, Wilmington, DE 19803, USA | 4.8★ | 29 |
| #5 | Orange Mortgage LLC1301 N Harrison St Ste 104, Wilmington, DE 19806, USA | 5.0★ | 9 |
| #6 | Prosperity Home Mortgage, LLC - Mark MakowskiGreenville Center D, Greenville, DE 19807, USA | 4.8★ | 31 |
| #7 | Julia Sten2301 Pennsylvania Ave, Wilmington, DE 19806, USA | 4.8★ | 10 |
| #8 | Mortgage Network Solutions2036 Foulk Rd #102, Wilmington, DE 19810, USA | — | — |
| #9 | 1 Core Financial101 E Lea Blvd, Wilmington, DE 19802, USA | 3.0★ | 6 |
| #10 | Tidewater Mortgage Services, Inc.102 Larch Ave #102, Wilmington, DE 19804, USA | 2.3★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Wilmington
Rated 4.8 stars from 29 Google reviews, this Wilmington mortgage broker is highly trusted.
1521 Concord Pike #301, Wilmington, DE 19803, USA
Proudly holds a perfect 5.0-star rating from 9 Google reviews.
1301 N Harrison St Ste 104, Wilmington, DE 19806, USA
Wilmington's top-rated mortgage broker with 4.8 stars from 31 Google reviews.
Greenville Center D, Greenville, DE 19807, USA
Trusted by clients with a perfect 4.8-star rating from 10 reviews.
2301 Pennsylvania Ave, Wilmington, DE 19806, USA
Wilmington mortgage broker with no customer reviews yet for reference.
2036 Foulk Rd #102, Wilmington, DE 19810, USA
This local broker holds a 3.0-star rating from six Google reviews.
101 E Lea Blvd, Wilmington, DE 19802, USA
A low 2.3-star rating from only 3 Google reviews suggests mixed customer experiences.
102 Larch Ave #102, Wilmington, DE 19804, USA
Earns a perfect 5.0-star rating from its first two Google reviews.
230 Dove Run Centre Dr, Middletown, DE 19709, USA
5.0-star rating from a handful of Google reviews.
5700 Kennett Pike, Wilmington, DE 19807, USA
Local mortgage broker in Wilmington, DE; no customer reviews yet.
3838 Kennett Pike, Wilmington, DE 19807, USA
Wilmington mortgage broker with a 4.9-star rating from 59 Google reviews.
16394 Samuel Paynter Blvd #102, Milton, DE 19968, USA
Wilmington's top-rated mortgage broker with a perfect 5.0 stars from 30 reviews.
111 Continental Dr Ste 111, Newark, DE 19713, USA
5.0-star rating from 27 Google reviews for a Wilmington mortgage broker.
22 Polly Drummond Hill Rd, Newark, DE 19711, USA
Wilmington mortgage broker with a perfect 5.0★ rating from 48 Google reviews.
3908 Kennett Pike, Wilmington, DE 19807, USA
Trusted by 145 clients with a stellar 4.8-star rating for mortgage services.
5301 Limestone Rd Ste 224, Wilmington, DE 19808, USA
Wilmington mortgage broker with a perfect 5.0 rating from 65 Google reviews.
22 Polly Drummond Hill Rd, Newark, DE 19711, USA
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Mortgage Brokers in Wilmington, DE — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | John Thomas Team | Primary Residential Mortgage, Inc. | 97/100 | 4.8 ★ | 286 |
| 2 | New City Financial | 96/100 | 4.9 ★ | 172 |
| 3 | Delaware - Wilmington | 96/100 | 5.0 ★ | 111 |
| 4 | Alisha Cooper - Mortgage Lender - Mscooperhomeloans | 73/100 | 4.8 ★ | 29 |
| 5 | Orange Mortgage LLC | 71/100 | 5.0 ★ | 9 |
| 6 | Prosperity Home Mortgage, LLC - Mark Makowski | 74/100 | 4.8 ★ | 31 |
| 7 | Julia Sten | 68/100 | 4.8 ★ | 10 |
| 8 | Mortgage Network Solutions | 3/100 | — | 0 |
| 9 | 1 Core Financial | 35/100 | 3.0 ★ | 6 |
| 10 | Tidewater Mortgage Services, Inc. | 27/100 | 2.3 ★ | 3 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Wilmington
What does a mortgage broker do differently than going directly to a bank in Wilmington?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Wilmington?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in DE?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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