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Pricing Guide · Winters
Insurance Agents Cost in Winters, CA — 2026 Price Guide
What should you pay for insurance agents in Winters? See real 2026 price ranges from local pros and get free quotes to compare.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Winters, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Supreme Health Insurance CA with a 5.0-star rating from 7 Google reviews and an RNM Score of 70/100. Also in the top tier: AAA Vacaville Branch and Fiesta Auto Insurance & Tax Service. The average rating across all listed insurance agents in Winters is 4.8 stars from 112 reviews per business on average.
Insurance in Winters: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
112
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
5.0 stars from 7 Google reviews, reflecting exceptional local client satisfaction.
1501 Lake Blvd, Davis, CA 95616, USATrusted by hundreds, this Vacaville insurance agent holds a solid 4.4★ rating.
1633 E Monte Vista Ave Suite 101, Bldg M, Vacaville, CA 95688, USARated 5.0 stars from over 400 Google reviews in Vacaville.
885 Markham Ave, Vacaville, CA 95688, USAInsurance Agents Rankings in Winters, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Supreme Health Insurance CA1501 Lake Blvd, Davis, CA 95616, USA | 5.0★ | 7 |
| #2 | AAA Vacaville Branch1633 E Monte Vista Ave Suite 101, Bldg M, Vacaville, CA 95688, USA | 4.4★ | 385 |
| #3 | Fiesta Auto Insurance & Tax Service885 Markham Ave, Vacaville, CA 95688, USA | 5.0★ | 410 |
| #4 | Lyerly Insurance agency190 S Orchard Ave Ste B12, Vacaville, CA 95688, USA | 5.0★ | 21 |
| #5 | Kathy Krohn - State Farm Insurance Agent438 Main St, Vacaville, CA 95688, USA | 5.0★ | 512 |
| #6 | Andy Pignataro - State Farm Insurance Agent438 Main St, Vacaville, CA 95688, USA | 5.0★ | 150 |
| #7 | Mindful Insurance Solutions, Inc.2043 Anderson Rd STE C, Davis, CA 95616, USA | — | — |
| #8 | Thep Simaly: Allstate Insurance350 Merchant St, Vacaville, CA 95688, USA | 4.8★ | 113 |
| #9 | Farmers Insurance - Marina Walker555 Mason St #120, Vacaville, CA 95688, USA | 5.0★ | 15 |
| #10 | Giroux Insurance Services479 Mason St #317a, Vacaville, CA 95688, USA | 4.9★ | 8 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Winters
5.0-star rating from 21 Google reviews makes this Vacaville insurance agent trusted.
190 S Orchard Ave Ste B12, Vacaville, CA 95688, USA
Trusted by hundreds of local clients with a perfect 5.0-star rating.
438 Main St, Vacaville, CA 95688, USA
Rated 5.0 stars from over 150 Google reviews in Vacaville.
438 Main St, Vacaville, CA 95688, USA
This business has not yet received any Google reviews or ratings.
2043 Anderson Rd STE C, Davis, CA 95616, USA
Rated 4.8 stars from over 100 Google reviews by Vacaville clients.
350 Merchant St, Vacaville, CA 95688, USA
Rated 5.0 stars from 15 Google reviews, this Vacaville insurance agent is highly trusted.
555 Mason St #120, Vacaville, CA 95688, USA
Rated 4.9 stars from 8 Google reviews for reliable local insurance guidance.
479 Mason St #317a, Vacaville, CA 95688, USA
Rated 4.9 stars from 91 reviews, this Vacaville insurance agent is highly trusted.
371 Merchant St, Vacaville, CA 95688, USA
Rated 4.3 stars from 6 reviews, this Vacaville insurance agent is a solid local choice.
425 William St, Vacaville, CA 95688, USA
5.0-star rating from 1 Google review for this Vacaville insurance agent.
411 Davis St #107, Vacaville, CA 95688, USA
Local Vacaville insurance agent with a strong 4.5-star rating from 8 Google reviews.
543 Merchant St, Vacaville, CA 95688, USA
Davis insurance agent with a perfect 5.0-star rating from 4 Google reviews.
1777 Oak Ave Ste B, Davis, CA 95616, USA
Rated 4.9 stars from 9 Google reviews for trusted local insurance guidance.
831 Alamo Dr STE 10, Vacaville, CA 95688, USA
Vacaville insurance agent with a 4.8-star rating from over 220 Google reviews.
1100 Marshall Rd Suite D, Vacaville, CA 95687, USA
Rated 5.0 stars from 34 Google reviews, this Davis insurance agent is highly trusted.
405 3rd St, Davis, CA 95616, USA
4.7 stars from 15 Google reviews, reflecting strong local client satisfaction.
500 4th St, Davis, CA 95616, USA
No Google reviews yet for this Davis insurance agent.
496 2nd St, Davis, CA 95616, USA
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Insurance Agents in Winters, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Supreme Health Insurance CA | 70/100 | 5.0 ★ | 7 |
| 2 | AAA Vacaville Branch | 90/100 | 4.4 ★ | 385 |
| 3 | Fiesta Auto Insurance & Tax Service | 100/100 | 5.0 ★ | 410 |
| 4 | Lyerly Insurance agency | 87/100 | 5.0 ★ | 21 |
| 5 | Kathy Krohn - State Farm Insurance Agent | 92/100 | 5.0 ★ | 512 |
| 6 | Andy Pignataro - State Farm Insurance Agent | 89/100 | 5.0 ★ | 150 |
| 7 | Mindful Insurance Solutions, Inc. | 15/100 | — | 0 |
| 8 | Thep Simaly: Allstate Insurance | 92/100 | 4.8 ★ | 113 |
| 9 | Farmers Insurance - Marina Walker | 85/100 | 5.0 ★ | 15 |
| 10 | Giroux Insurance Services | 80/100 | 4.9 ★ | 8 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Winters
What is the difference between a captive and independent insurance agent in Winters?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Winters cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Winters?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Winters adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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