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Mortgage Brokers in Woodbury, MN — Free Estimates
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As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Woodbury, MN by verified customer ratings and review volume. The highest-rated is Andy Burton - Waterstone Mortgage Corporation with a 5.0-star rating from 446 verified reviews. Also in the top tier: Vanessa (Frisch) Kniess - Guaranteed Rate and AJ Kozlak. The average rating across all listed mortgage brokers in Woodbury is 4.9 stars from 76 reviews per business on average.
Mortgage brokers in Woodbury: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
76
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Andy Burton - Waterstone Mortgage Corporation
563 Bielenberg Dr STE 105, Woodbury, MN 55125, USA
Vanessa (Frisch) Kniess - Guaranteed Rate
7582 Currell Blvd #212, Woodbury, MN 55125, USA
AJ Kozlak
731 Bielenberg Dr Suite 204, Woodbury, MN 55125, USA
Mortgage Brokers Rankings in Woodbury, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Andy Burton - Waterstone Mortgage Corporation563 Bielenberg Dr STE 105, Woodbury, MN 55125, USA | 5.0★ | 446 |
| #2 | Vanessa (Frisch) Kniess - Guaranteed Rate7582 Currell Blvd #212, Woodbury, MN 55125, USA | 5.0★ | 140 |
| #3 | AJ Kozlak731 Bielenberg Dr Suite 204, Woodbury, MN 55125, USA | 5.0★ | 131 |
| #4 | Chris Lee731 Bielenberg Dr Suite 204, Woodbury, MN 55125, USA | 5.0★ | 95 |
| #5 | Matt Minder Mortgage - New American Funding670 Commerce Dr #200, Woodbury, MN 55125, USA | 5.0★ | 98 |
| #6 | Peter Lindquist at Rate (NMLS #389212)7582 Currell Blvd #212, Woodbury, MN 55125, USA | 5.0★ | 27 |
| #7 | Phillip Olson at CrossCountry Mortgage2165 Woodlane Dr #101, Woodbury, MN 55125, USA | 5.0★ | 93 |
| #8 | Steven Brand Home Loans Team7700 Hudson Rd #500, Woodbury, MN 55125, USA | 4.9★ | 79 |
| #9 | Fairway Independent Mortgage Corporation1800 Wooddale Dr #102, Woodbury, MN 55125, USA | 5.0★ | 2 |
| #10 | Axia Home Loans Woodbury, MN920 Inwood Ave N, Oakdale, MN 55128, USA | 5.0★ | 13 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Woodbury
Chris Lee
731 Bielenberg Dr Suite 204, Woodbury, MN 55125, USA
Matt Minder Mortgage - New American Funding
670 Commerce Dr #200, Woodbury, MN 55125, USA
Peter Lindquist at Rate (NMLS #389212)
7582 Currell Blvd #212, Woodbury, MN 55125, USA
Phillip Olson at CrossCountry Mortgage
2165 Woodlane Dr #101, Woodbury, MN 55125, USA
Steven Brand Home Loans Team
7700 Hudson Rd #500, Woodbury, MN 55125, USA
Fairway Independent Mortgage Corporation
1800 Wooddale Dr #102, Woodbury, MN 55125, USA
Axia Home Loans Woodbury, MN
920 Inwood Ave N, Oakdale, MN 55128, USA
Amber Garofalo at CrossCountry Mortgage
9591 60th St N Suite A, Lake Elmo, MN 55042, USA
Tradition Mortgage, LLC.
7616 Currell Blvd #110, Woodbury, MN 55125, USA
Morris Team at Rate (NMLS #275563)
7582 Currell Blvd #212, Woodbury, MN 55125, USA
Cardinal Financial MN, Limited Partnership
539 Bielenberg Dr Suite 220, Woodbury, MN 55125, USA
Bell Bank Mortgage, Kimberly Allen
563 Bielenberg Dr, Woodbury, MN 55125, USA
Jordan Kalk Mortgage - Guild Mortgage
670 Commerce Dr #200, Woodbury, MN 55125, USA
Waterstone Mortgage - Woodbury, MN
563 Bielenberg Dr STE 105, Woodbury, MN 55125, USA
New American Funding - Woodbury, MN
670 Commerce Dr #200, Woodbury, MN 55125, USA
Jeff Vorlicky at CrossCountry Mortgage
2165 Woodlane Dr #101, Woodbury, MN 55125, USA
Rate
7582 Currell Blvd #212, Woodbury, MN 55125, USA
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Frequently Asked Questions — Mortgage Brokers in Woodbury
What does a mortgage broker do differently than going directly to a bank in Woodbury?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Woodbury?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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