Verified · Woodbury
Trusted Mortgage Brokers in Woodbury, MN
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Woodbury have earned it through hundreds of verified reviews.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Woodbury, MN by verified customer ratings and review volume. The highest-rated is Andy Burton - Waterstone Mortgage Corporation with a 5.0-star rating from 446 verified reviews. Also in the top tier: Vanessa (Frisch) Kniess - Guaranteed Rate and AJ Kozlak. The average rating across all listed mortgage brokers in Woodbury is 4.9 stars from 76 reviews per business on average.
Mortgage brokers in Woodbury: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
76
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Andy Burton - Waterstone Mortgage Corporation
563 Bielenberg Dr STE 105, Woodbury, MN 55125, USA
Vanessa (Frisch) Kniess - Guaranteed Rate
7582 Currell Blvd #212, Woodbury, MN 55125, USA
AJ Kozlak
731 Bielenberg Dr Suite 204, Woodbury, MN 55125, USA
Mortgage Brokers Rankings in Woodbury, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Andy Burton - Waterstone Mortgage Corporation563 Bielenberg Dr STE 105, Woodbury, MN 55125, USA | 5.0★ | 446 |
| #2 | Vanessa (Frisch) Kniess - Guaranteed Rate7582 Currell Blvd #212, Woodbury, MN 55125, USA | 5.0★ | 140 |
| #3 | AJ Kozlak731 Bielenberg Dr Suite 204, Woodbury, MN 55125, USA | 5.0★ | 131 |
| #4 | Chris Lee731 Bielenberg Dr Suite 204, Woodbury, MN 55125, USA | 5.0★ | 95 |
| #5 | Matt Minder Mortgage - New American Funding670 Commerce Dr #200, Woodbury, MN 55125, USA | 5.0★ | 98 |
| #6 | Peter Lindquist at Rate (NMLS #389212)7582 Currell Blvd #212, Woodbury, MN 55125, USA | 5.0★ | 27 |
| #7 | Phillip Olson at CrossCountry Mortgage2165 Woodlane Dr #101, Woodbury, MN 55125, USA | 5.0★ | 93 |
| #8 | Steven Brand Home Loans Team7700 Hudson Rd #500, Woodbury, MN 55125, USA | 4.9★ | 79 |
| #9 | Fairway Independent Mortgage Corporation1800 Wooddale Dr #102, Woodbury, MN 55125, USA | 5.0★ | 2 |
| #10 | Axia Home Loans Woodbury, MN920 Inwood Ave N, Oakdale, MN 55128, USA | 5.0★ | 13 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Woodbury
Chris Lee
731 Bielenberg Dr Suite 204, Woodbury, MN 55125, USA
Matt Minder Mortgage - New American Funding
670 Commerce Dr #200, Woodbury, MN 55125, USA
Peter Lindquist at Rate (NMLS #389212)
7582 Currell Blvd #212, Woodbury, MN 55125, USA
Phillip Olson at CrossCountry Mortgage
2165 Woodlane Dr #101, Woodbury, MN 55125, USA
Steven Brand Home Loans Team
7700 Hudson Rd #500, Woodbury, MN 55125, USA
Fairway Independent Mortgage Corporation
1800 Wooddale Dr #102, Woodbury, MN 55125, USA
Axia Home Loans Woodbury, MN
920 Inwood Ave N, Oakdale, MN 55128, USA
Amber Garofalo at CrossCountry Mortgage
9591 60th St N Suite A, Lake Elmo, MN 55042, USA
Tradition Mortgage, LLC.
7616 Currell Blvd #110, Woodbury, MN 55125, USA
Morris Team at Rate (NMLS #275563)
7582 Currell Blvd #212, Woodbury, MN 55125, USA
Cardinal Financial MN, Limited Partnership
539 Bielenberg Dr Suite 220, Woodbury, MN 55125, USA
Bell Bank Mortgage, Kimberly Allen
563 Bielenberg Dr, Woodbury, MN 55125, USA
Jordan Kalk Mortgage - Guild Mortgage
670 Commerce Dr #200, Woodbury, MN 55125, USA
Waterstone Mortgage - Woodbury, MN
563 Bielenberg Dr STE 105, Woodbury, MN 55125, USA
New American Funding - Woodbury, MN
670 Commerce Dr #200, Woodbury, MN 55125, USA
Jeff Vorlicky at CrossCountry Mortgage
2165 Woodlane Dr #101, Woodbury, MN 55125, USA
Rate
7582 Currell Blvd #212, Woodbury, MN 55125, USA
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Frequently Asked Questions — Mortgage Brokers in Woodbury
What does a mortgage broker do differently than going directly to a bank in Woodbury?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Woodbury?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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