Best Value · Woodland
Affordable Mortgage Brokers in Woodland, CA
Find quality mortgage brokers that fit your budget. Compare prices, read reviews, and request free quotes — no obligation.
As of July 2026, RatingsNearMe ranks 18 mortgage brokers in Woodland, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Jose Sahagun-Loan Officer-Vault Mortgage with a 5.0-star rating from 200 Google reviews and an RNM Score of 99/100. Also in the top tier: Susan Spann - PrimeLending Woodland Mortgage Lender and PrimeLending, A PlainsCapital Company - Woodland CA. The average rating across all listed mortgage brokers in Woodland is 4.9 stars from 36 reviews per business on average.
Mortgage brokers in Woodland: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.9★
Avg rating
36
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of local clients with a perfect 5.0-star rating.
413 W Yosemite Ave Suite #106B, Madera, CA 93637, USAWoodland's top-rated mortgage broker with 4.9 stars from over 100 reviews.
1100 Main St #320, Woodland, CA 95695, USAWoodland's top-rated mortgage broker, with 4.9 stars from 47 glowing Google reviews.
1100 Main St #320, Woodland, CA 95695, USAMortgage Brokers Rankings in Woodland, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jose Sahagun-Loan Officer-Vault Mortgage413 W Yosemite Ave Suite #106B, Madera, CA 93637, USA | 5.0★ | 200 |
| #2 | Susan Spann - PrimeLending Woodland Mortgage Lender1100 Main St #320, Woodland, CA 95695, USA | 4.9★ | 109 |
| #3 | PrimeLending, A PlainsCapital Company - Woodland CA1100 Main St #320, Woodland, CA 95695, USA | 4.9★ | 47 |
| #4 | PrimeLending, A PlainsCapital Company - Walnut Creek101 Ygnacio Valley Rd #203, Walnut Creek, CA 94596, USA | 4.9★ | 40 |
| #5 | Envoy Mortgage - Woodland, CA (West)296 W Main St Suite 100, Woodland, CA 95695, USA | 5.0★ | 23 |
| #6 | Juliana Garcia, Mortgage Loans with Juliana | Xpert Home Lending707 Dead Cat Alley #202, Woodland, CA 95695, USA | 5.0★ | 15 |
| #7 | Adriana Lopez at Rate (NMLS #708428)433 Second St #100b, Woodland, CA 95695, USA | 5.0★ | 4 |
| #8 | FIRST CAPITAL FUNDING23241 Ventura Blvd # 308, Woodland Hills, CA 91364, USA | 5.0★ | 2 |
| #9 | Chase Home Lending304 Main St, Woodland, CA 95695, USA | 5.0★ | 1 |
| #10 | Angie Mata-Ramirez - PrimeLending: Woodland Mortgage Lender1100 Main St #320, Woodland, CA 95695, USA | 4.4★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Woodland
Woodland mortgage broker with a 4.9-star rating from over 40 Google reviews.
101 Ygnacio Valley Rd #203, Walnut Creek, CA 94596, USA
Woodland's top-rated mortgage broker with 23 perfect 5.0-star reviews from clients.
296 W Main St Suite 100, Woodland, CA 95695, USA
Consistently rated 5.0 stars from over a dozen local reviews.
707 Dead Cat Alley #202, Woodland, CA 95695, USA
Woodland mortgage broker with a perfect 5.0-star rating from 4 reviews.
433 Second St #100b, Woodland, CA 95695, USA
Praised for exceptional service with a perfect 5.0-star rating from customers.
23241 Ventura Blvd # 308, Woodland Hills, CA 91364, USA
Trusted Woodland mortgage broker with a perfect 5.0★ rating from clients.
304 Main St, Woodland, CA 95695, USA
Woodland mortgage broker with a solid 4.4-star rating from 7 Google reviews.
1100 Main St #320, Woodland, CA 95695, USA
This mortgage broker in Woodland, CA, has no customer reviews yet.
433 Second St #100b, Woodland, CA 95695, USA
Exceptional 5.0-star rating from multiple local reviews.
21777 Ventura Blvd #211, Woodland Hills, CA 91364, USA
A local mortgage broker in Woodland with no online reviews yet.
119 Court St Suite G, Woodland, CA 95695, USA
No Google reviews yet; check back for customer feedback on this Woodland mortgage broker.
283 Main St Suite 180, Woodland, CA 95695, USA
New to Google reviews; no ratings yet from customers in Woodland.
120 W Court St, Woodland, CA 95695, USA
No reviews yet; check back for customer feedback on this Woodland mortgage broker.
22935 Ventura Blvd #201, Woodland Hills, CA 91364, USA
Consistently rated 5.0 stars across 4 Google reviews from local clients.
433 Second St #100b, Woodland, CA 95695, USA
Trusted Woodland mortgage broker with perfect 5.0 stars from 19 reviews.
22201 Ventura Blvd #201, Woodland Hills, CA 91364, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Woodland, CA.
Mortgage Brokers in Woodland, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Jose Sahagun-Loan Officer-Vault Mortgage | 99/100 | 5.0 ★ | 200 |
| 2 | Susan Spann - PrimeLending Woodland Mortgage Lender | 94/100 | 4.9 ★ | 109 |
| 3 | PrimeLending, A PlainsCapital Company - Woodland CA | 89/100 | 4.9 ★ | 47 |
| 4 | PrimeLending, A PlainsCapital Company - Walnut Creek | 88/100 | 4.9 ★ | 40 |
| 5 | Envoy Mortgage - Woodland, CA (West) | 87/100 | 5.0 ★ | 23 |
| 6 | Juliana Garcia, Mortgage Loans with Juliana | Xpert Home Lending | 85/100 | 5.0 ★ | 15 |
| 7 | Adriana Lopez at Rate (NMLS #708428) | 79/100 | 5.0 ★ | 4 |
| 8 | FIRST CAPITAL FUNDING | 76/100 | 5.0 ★ | 2 |
| 9 | Chase Home Lending | 74/100 | 5.0 ★ | 1 |
| 10 | Angie Mata-Ramirez - PrimeLending: Woodland Mortgage Lender | 71/100 | 4.4 ★ | 7 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local mortgage brokers straight from RatingsNearMe. Claim your spot in Woodland to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Mortgage Brokers in Woodland
What does a mortgage broker do differently than going directly to a bank in Woodland?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Woodland?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
More Home Services in Woodland
Related Searches
More ways to find mortgage brokers in Woodland
Mortgage Brokers in nearby cities