Pricing Guide · Woodland
Mortgage Brokers Cost in Woodland, CA — 2026 Price Guide
What should you pay for mortgage brokers in Woodland? See real 2026 price ranges from local pros and get free quotes to compare.
As of May 2026, RatingsNearMe ranks 18 mortgage brokers in Woodland, CA by verified customer ratings and review volume. The highest-rated is Jose Sahagun-Loan Officer-Vault Mortgage with a 5.0-star rating from 200 verified reviews. Also in the top tier: Susan Spann - PrimeLending Woodland Mortgage Lender and PrimeLending, A PlainsCapital Company - Woodland CA. The average rating across all listed mortgage brokers in Woodland is 4.9 stars from 36 reviews per business on average.
Mortgage brokers in Woodland: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.9★
Avg rating
36
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Jose Sahagun-Loan Officer-Vault Mortgage
413 W Yosemite Ave Suite #106B, Madera, CA 93637, USA
Susan Spann - PrimeLending Woodland Mortgage Lender
1100 Main St #320, Woodland, CA 95695, USA
PrimeLending, A PlainsCapital Company - Woodland CA
1100 Main St #320, Woodland, CA 95695, USA
Mortgage Brokers Rankings in Woodland, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jose Sahagun-Loan Officer-Vault Mortgage413 W Yosemite Ave Suite #106B, Madera, CA 93637, USA | 5.0★ | 200 |
| #2 | Susan Spann - PrimeLending Woodland Mortgage Lender1100 Main St #320, Woodland, CA 95695, USA | 4.9★ | 109 |
| #3 | PrimeLending, A PlainsCapital Company - Woodland CA1100 Main St #320, Woodland, CA 95695, USA | 4.9★ | 47 |
| #4 | Adriana Lopez at Rate (NMLS #708428)433 Second St #100b, Woodland, CA 95695, USA | 5.0★ | 4 |
| #5 | Envoy Mortgage - Woodland, CA (West)296 W Main St Suite 100, Woodland, CA 95695, USA | 5.0★ | 23 |
| #6 | Chase Home Lending304 Main St, Woodland, CA 95695, USA | 5.0★ | 1 |
| #7 | Anna Medina at Rate (NMLS #453503)433 Second St #100b, Woodland, CA 95695, USA | 5.0★ | 4 |
| #8 | Omega Realty & Lending, Inc.22201 Ventura Blvd #201, Woodland Hills, CA 91364, USA | 5.0★ | 19 |
| #9 | Angie Mata-Ramirez - PrimeLending: Woodland Mortgage Lender1100 Main St #320, Woodland, CA 95695, USA | 4.4★ | 7 |
| #10 | Rate433 Second St #100b, Woodland, CA 95695, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Woodland
Adriana Lopez at Rate (NMLS #708428)
433 Second St #100b, Woodland, CA 95695, USA
Envoy Mortgage - Woodland, CA (West)
296 W Main St Suite 100, Woodland, CA 95695, USA
Anna Medina at Rate (NMLS #453503)
433 Second St #100b, Woodland, CA 95695, USA
Omega Realty & Lending, Inc.
22201 Ventura Blvd #201, Woodland Hills, CA 91364, USA
Angie Mata-Ramirez - PrimeLending: Woodland Mortgage Lender
1100 Main St #320, Woodland, CA 95695, USA
Juliana Garcia, Mortgage Loans with Juliana | Xpert Home Lending
707 Dead Cat Alley #202, Woodland, CA 95695, USA
Jenni Jacobs Garcia | Fairway Independent Mortgage Corporation Loan Officer
283 Main St Suite 180, Woodland, CA 95695, USA
Woodland Hills Mortgage Broker
22935 Ventura Blvd #201, Woodland Hills, CA 91364, USA
Finance of America Mortgage LLC
119 Court St Suite G, Woodland, CA 95695, USA
FIRST CAPITAL FUNDING
23241 Ventura Blvd # 308, Woodland Hills, CA 91364, USA
Woodland Hills Mortgage Corporation
21777 Ventura Blvd #211, Woodland Hills, CA 91364, USA
PrimeLending, A PlainsCapital Company - Walnut Creek
101 Ygnacio Valley Rd #203, Walnut Creek, CA 94596, USA
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Frequently Asked Questions — Mortgage Brokers in Woodland
What does a mortgage broker do differently than going directly to a bank in Woodland?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Woodland?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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