Top Picks · Youngstown
Best Mortgage Brokers in Youngstown, OH
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As of August 2026, RatingsNearMe ranks 20 mortgage brokers in Youngstown, OH by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Mariner Finance with a 4.7-star rating from 283 Google reviews and an RNM Score of 83/100. Also in the top tier: Creekside Mortgage and Rapid Mortgage Company. The average rating across all listed mortgage brokers in Youngstown is 4.6 stars from 46 reviews per business on average.
Mortgage brokers in Youngstown: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated August 23, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.6★
Avg rating
46
Avg reviews
Aug 23, 2026
Last updated
Top Rated Mortgage Brokers
4.7 stars from 283 Google reviews, reflecting strong local client trust.
1393 Boardman-Canfield Rd Suite H-1, Boardman, OH 44512, USA5.0-star rating from 85 Google reviews, reflecting exceptional client satisfaction.
1235 Boardman-Canfield Rd #1, Youngstown, OH 44512, USA5.0-star rating from 71 Google reviews in Youngstown.
1 N Main St #4, Poland, OH 44514, USAMortgage Brokers Rankings in Youngstown, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mariner Finance1393 Boardman-Canfield Rd Suite H-1, Boardman, OH 44512, USA | 4.7★ | 283 |
| #2 | Creekside Mortgage1235 Boardman-Canfield Rd #1, Youngstown, OH 44512, USA | 5.0★ | 85 |
| #3 | Rapid Mortgage Company1 N Main St #4, Poland, OH 44514, USA | 5.0★ | 71 |
| #4 | Go Mortgage33 Sheridan Rd Unit 7, Poland, OH 44514, USA | 5.0★ | 4 |
| #5 | People First Financial1315 Boardman-Canfield Rd, Youngstown, OH 44512, USA | 4.9★ | 41 |
| #6 | CrossCountry Mortgage, LLC755 Boardman-Canfield Rd Building F, Unit 1, Boardman, OH 44512, USA | 4.9★ | 38 |
| #7 | Novus Home Mortgage1240 Boardman-Canfield Rd, Youngstown, OH 44512, USA | 5.0★ | 37 |
| #8 | Next Door Lending Ohio577 E Western Reserve Rd, Youngstown, OH 44514, USA | 4.9★ | 32 |
| #9 | Harry Krause - Axen Mortgage24 Wildfern Dr, Youngstown, OH 44505, USA | 4.8★ | 17 |
| #10 | Rebel Lending Mortgage Company LLC3117 Chardonnay Ln, Poland, OH 44514, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated August 2026
All Mortgage Brokers in Youngstown
5.0-star rating from 4 Google reviews, reflecting exceptional local customer satisfaction.
33 Sheridan Rd Unit 7, Poland, OH 44514, USA
4.9-star rating from 41 local Google reviews.
1315 Boardman-Canfield Rd, Youngstown, OH 44512, USA
Rated 4.9 stars from 38 reviews, this Youngstown mortgage broker is highly trusted.
755 Boardman-Canfield Rd Building F, Unit 1, Boardman, OH 44512, USA
Exceptional 5.0-star rating from 37 Google reviews for trusted mortgage guidance.
1240 Boardman-Canfield Rd, Youngstown, OH 44512, USA
Trusted by 32 local clients with an exceptional 4.9-star rating.
577 E Western Reserve Rd, Youngstown, OH 44514, USA
Boasts a stellar 4.8-star rating from nearly 20 local Google reviews.
24 Wildfern Dr, Youngstown, OH 44505, USA
No reviews yet for this Youngstown mortgage broker; check back later.
3117 Chardonnay Ln, Poland, OH 44514, USA
Rated 4.2 stars from 24 Google reviews, a trusted local mortgage broker.
6530 South Ave Ste 5, Youngstown, OH 44512, USA
A 3.9-star rating from 14 Google reviews indicates mixed local feedback for this broker.
860 Boardman-Canfield Rd # 101, Youngstown, OH 44512, USA
5.0 stars from 11 Google reviews, reflecting exceptional local client satisfaction.
755 Boardman-Canfield Rd Bldg. F, Unit 1, Boardman, OH 44512, USA
Trusted Youngstown mortgage broker with a perfect 5.0 rating from 4 reviews.
16 Wick Ave, Youngstown, OH 44503, USA
Listed with a 1.0-star rating from 1 Google review.
366 E Florida Ave # D, Youngstown, OH 44507, USA
A Youngstown mortgage broker with no customer reviews yet to help assess their service.
5531 Mahoning Ave, Youngstown, OH 44515, USA
4.8-star rating from nearly 20 reviews, reflecting consistently positive client experiences.
755 Boardman-Canfield Rd Bldg. F, Unit 1, Boardman, OH 44512, USA
Rated 4.4 stars from 41 Google reviews, this Youngstown mortgage broker is well-regarded.
5450 Monroe St #1, Toledo, OH 43623, USA
5.0★ rating from 34 Google reviews in Youngstown, Ohio.
5437 Mahoning Ave Suite 25, Youngstown, OH 44515, USA
A trusted local choice with a 4.7-star rating from 68 Google reviews.
1361 S Raccoon Rd Suite 1, Austintown, OH 44515, USA
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Mortgage Brokers in Youngstown, OH — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Mariner Finance | 83/100 | 4.7 ★ | 283 |
| 2 | Creekside Mortgage | 83/100 | 5.0 ★ | 85 |
| 3 | Rapid Mortgage Company | 82/100 | 5.0 ★ | 71 |
| 4 | Go Mortgage | 67/100 | 5.0 ★ | 4 |
| 5 | People First Financial | 77/100 | 4.9 ★ | 41 |
| 6 | CrossCountry Mortgage, LLC | 77/100 | 4.9 ★ | 38 |
| 7 | Novus Home Mortgage | 78/100 | 5.0 ★ | 37 |
| 8 | Next Door Lending Ohio | 76/100 | 4.9 ★ | 32 |
| 9 | Harry Krause - Axen Mortgage | 71/100 | 4.8 ★ | 17 |
| 10 | Rebel Lending Mortgage Company LLC | 3/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · August 2026
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Frequently Asked Questions — Mortgage Brokers in Youngstown
What does a mortgage broker do differently than going directly to a bank in Youngstown?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Youngstown?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OH?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: August 23, 2026.
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